Home Loan in Jamnagar: Overview
Jamnagar is the fifth largest city in Gujarat. It's a port city and over the last few years, due to the emergence of several chemical factories and its subsequent employment opportunities, Jamnagar has witnessed major real estate development.
If you need a Home Loan in Jamnagar to buy a property, consider applying with Bajaj Housing Finance. We offer sizeable sanctions at reasonable interest rates, to facilitate easy homebuying.
Home Loan in Jamnagar: Features and Benefits
Attractive Interest Rates
With Bajaj Housing Finance, you can avail of Home Loans at interest rates as low as 8.50%* p.a., if you are an eligible salaried individual. Rates for other applicants differ.
Top-Up Loan
We offer top-up loans up to Rs.1 Crore*. You can use the funds availed of under this loan offering for any housing purpose you like, as it comes with end-use flexibility.
Hassle-free Application Process
Our document requirements are minimal, and our eligibility criteria are easy to meet. This ensures a simple and hassle-free application process.
Customized Repayment Option
Opt for our customized repayment options and get a repayment plan that caters to your needs, allowing a manageable repayment schedule, designed for your comfort.
Zero Part-Payment and Foreclosure Charges
Individual borrowers repaying their Home Loans with a floating interest rate enjoy no penalty if they choose to prepay or foreclose their loan account before the end of their tenor.
Repo Rate Linked Home Loans
You can choose to link your Home Loan to an external benchmark, such as the Repo Rate, and enjoy the benefits under favourable market conditions.
Home Loan in Jamnagar: Eligibility Criteria
The Bajaj Housing Finance home loan eligibility criteria are simple and easy to meet. Here are our eligibility criteria for salaried and self-employed individuals.
- If you are a salaried individual you should be an Indian (including NRIs).
- If you are a self-employed individual you should be an Indian citizen (resident only).
- If you are a salaried individual, you must be between 23 and 75 and if you are a self-employed individual, you must be between 25 and 70 years of age**
- If you are a salaried individual, you should be employed with a reputed firm and must be able to show at least 3 years of work experience
- If you are a self-employed applicant, you must be able to show at least 5 years of business vintage
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Home Loan in Jamnagar: How to Apply
If you are wondering how to apply for a housing loan in Jamnagar, all you have to do is follow these simple steps for a hassle-free journey:
- Visit our website and open our online application form
- After supplying your personal and financial information, select the loan type you want and your employment type
- Submit the form and one of our representatives will get in touch with you within the next 24 hours* to explain the next steps of the process
*Terms and conditions apply.
