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Home Loan in Guntur: Overview_WC

Home Loan in Guntur: Overview

Guntur is a city in central Andhra Pradesh, and it is the state's second-largest city, with a growing population. Guntur is well-known for its tourist attractions, e-commerce industry, agriculture, and education sector. Due to the growing demand for real estate in Guntur, there are multiple housing options available.

Apply for a housing loan in Guntur with Bajaj Housing Finance to avail of competitive interest rates, long-term tenors, and feasible monthly instalments.

Home Loan in Guntur: Features & Benefits_WC

Home Loan in Guntur: Features and Benefits

Attractive Interest Rates

Take advantage of our low Housing Loan interest rate today. Salaried applicants can benefit from Home Loan EMIs as low as Rs.733/Lakh* at 8.50%* p.a.

Home Loan Balance Transfer

Borrowers with existing Home Loans can take advantage of our features and benefits by transferring the loan balance to us. Interest rates begin as low as 8.70%* p.a for eligible salaried applicants.

Top-up Loan

When you transfer your loan balance to Bajaj Housing Finance, you not only stand a chance to get a lower interest rate, but you also get the option to apply for a Top-up Loan, which can be used to fund housing-related needs.

Long Term Tenor

Choose a longer term to keep your Home Loan EMIs manageable. Select a term of up to 40 years to repay comfortably, without compromising on other financial goals.

External Benchmarks

You can also link your Home Loan interest rate to an external benchmark, such as the RBI Repo Rate, and benefit from lower pay-outs during favourable market conditions.

Home Loan in Guntur: Fees, Charges, and Interest rate_WC

Home Loan in Guntur: Interest rate

Bajaj Housing Finance provides attractive Home Loan interest rates starting at 8.50%* p.a. for salaried individuals. Borrowers have the chance to obtain a substantial loan amount with minimal paperwork and rapid processing and approval. Not only are the interest rates reasonable, other additional fees and charges are kept nominal and transparent, to optimise your borrowing experience.

Home Loan in Guntur: Documents Required_WC

Home Loan in Guntur: Documents Required

To avail of a Home Loan in Guntur, you will need to submit supporting documents that establish your personal, employment, income, and financial details.

  • Mandatory documents such as PAN Card or Form 60
  • KYC documents such as the Aadhaar Card, PAN Card, Passport, Voter ID, and Driving License
  • Income details such as salary slips for the past 3 months (for salaried and salaried professional applicants) and proof of business (for self-employed applicants)
  • Financial details such as banking statements for the past 6 months, Income Tax Returns, Profit and Loss Statements (self-employed applicants)

Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.

Home Loan in Guntur: Eligibility Parameters_WC

Home Loan in Guntur: Eligibility Parameters

Before you apply for a Home Loan in Guntur with Bajaj Housing Finance, it is important to check your Home Loan eligibility criteria to maximise your chances of getting approved with favourable terms.

Eligibility Criteria for Salaried Applicants

  • Applicant should be a residing citizen of India or an NRI.
  • Applicant should be employed at a private or public company, or an MNC with a work experience of at least 3 years.
  • Applicants should be between 23 and 75 years** of age.

Eligibility Criteria for Self-Employed Applicants

  • Applicant should be an Indian (resident only).
  • Applicant should have a steady source of income from an enterprise with a minimum of 5 years of business vintage.
  • Applicants should be between 25 to 70 years**.

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

*Terms and conditions apply.

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