Overview of a Home Loan in Agra
Agra is home to a rich historical legacy and several industrial units. The city's ongoing infrastructural development including new residential projects and improved connectivity, is focused on enhancing the lifestyle of its residents by offering modern amenities and better accessibility.
To own your dream home in Agra, opt for Bajaj Housing Finance Home Loan and make your homeownership both feasible and convenient.
Features and Benefits of a Home Loan in Agra
Sizeable Loan Sanction
Bajaj Housing Finance offers a sizeable Home Loan of Rs.5 Crore* or higher, at a competitive interest rate, based on your eligibility.
Top-up Loan
If you opt for a Bajaj Housing Finance Home Loan, you get the option to avail of a sizeable Top-up Loan at a competitive interest rate. This Top-up Loan can help you secure funds worth Rs.1 Crore* or more, basis eligibility, to meet your housing requirements.
Flexible Tenure
Bajaj Housing Finance allows borrowers to spread their loan over a tenure of up to 32 years, making the loan repayment convenient.
Part-Prepayment and Foreclosure Facility
If you opt for a Bajaj Housing Home Loan on a floating interest rate, you won't be required to pay any fees or penalties in case you decide to prepay or foreclose your loan. Note that this is valid only for individual borrowers.
Online Home Loan Calculators
With our free-to-use Home Loan EMI Calculator to understand your EMI obligation and plan your loan journey. The calculator is easy to use and free.
Balance Transfer Facility
Transfer your Home Loan balance to us for a competitive interest rate to keep your EMIs feasible and maximise savings.
Online Account Management
Manage your loan online by accessing loan-related details, making advance payments, and raising queries through our customer portal.
Quick Processing
Once you have made an application and submitted all the required documents, we process your application and disburse the loan amount within 48 Hours*, post document verification.
Minimal Documentation
We try to make the application process as simple and hassle-free as possible with minimum documentation requirements.
Calculate Your Loan Against Property EMI
Repayment Schedule
Eligibility Criteria for a Housing Loan in Agra
Bajaj Housing Finance eligibility criteria for a Home Loan in Agra are easy to meet.
For Salaried Individuals
Bajaj Housing Finance eligibility criteria for salaried applicants for a Home Loan in Agra are:
- You must be an Indian citizen (resident only)
- You must be between 23 and 67 years** of age
- You must be a salaried individual and you must be able to show at least 3 years of work experiences
For Self-Employed Individuals
Self-employed applicants need to meet the following eligibility criteria:
- You must be an Indian citizen (resident only).
- You must be between 23 and 70 years** of age
- You must have steady income and business vintage of at least 3 years
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Documents Required for a Home Loan in Agra
To apply for a Home Loan in Agra, please keep these documents ready:
- KYC documents (i.e. address and identity proof documents, such as Aadhaar Card, Passport, Driving License, and Utility Bills)
- Mandatory documents (PAN Card or Form 60)
- Passport-size photographs
- Form 16 or latest salary slips (for salaried individuals)/ITR Document and P&L Statement for the last 2 years (for self-employed individuals)
- Bank account statements for the last 6 months
- Self-employed applicants must provide documents proving a minimum business vintage of 3 years.
Please note that this is only an indicative list. Our representatives may ask you for more documents at the time of Home Loan Processing. All requirements will be communicated to you by our representatives in advance.
Home Loan in Agra: How to Apply
Applying for a Home Loan in Agra with Bajaj Housing Finance is easy. You could either make an online application or walk into one of our branches near your home and make an application in person. For online applications, follow these steps.
- Visit our website and open our online application form.
- You will be asked to fill the bare minimum details related to your identity, address, type of loan and loan amount.
- An OTP will be generated to verify your phone number after which our representative will contact you.
*Terms and conditions apply.
The interest rate for a Home Loan in Agra starts at 7.99%* p.a. for a salaried applicant. For a complete list of interest rates, click here.
Bajaj Housing Finance offers a Home Loan with the tenure extending up to 32 years, ensuring feasible EMIs and comfortable repayment.
You can use our housing loan eligibility calculator and estimate the approximate loan amount you can borrow based on a salary of Rs.40,000.
