Overview of a Loan Against Property in Navi Mumbai
Navi Mumbai, located in the western region of Maharashtra, is emerging as a financial and commercial hub. The upcoming infrastructural developments, such as the Navi Mumbai Metro and the Mumbai Trans Harbour Link, are poised to enhance connectivity and attract businesses, making Navi Mumbai a viable option for real estate and financial investments.
If you are looking to secure funds against your property, consider applying with Bajaj Housing Finance. Our Loan Against Property comes with several benefits such as sizeable funds and competitive interest rates along with quick approval and disbursal.
Features and Benefits of a Loan Against Property in Navi Mumbai

Fund Usage Flexibility
The funds availed through Bajaj Housing Finance Loan Against Property come with end-use flexibility. The sanctioned loan amount can be used to expand your business, renovate your house, or consolidate your debt.

Sizeable Loan Amount
Meet our simple Loan Against Property eligibility criteria and stand a chance to secure a sizeable loan amount of Rs.5 Crore* or higher, based on your eligibility.

Quick Disbursal
Once your loan application is processed and all the required documents are verified, you can expect to receive funds within 72 hours*.

24/7 Access to Customer Portal
Keep track of your loan repayment schedule, pay advance EMIs, download loan-related documents, and do much more using our online customer portal.

Balance Transfer
You can use our Loan Against Property Balance Transfer facility to transfer your existing loan to us. You can maximise your savings with a reduced interest rate and get a chance to avail of a Top-up Loan.
Calculate Your Loan Against Property EMI
Repayment Schedule
Eligibility Criteria for a Loan Against Property in Navi Mumbai
Eligibility Parameter | Salaried Applicants | Self-Employed Applicants |
---|---|---|
Citizenship status | The applicant should be residing in India. | The applicant should be residing in India. |
Age criteria | The applicant should be between 23 and 60 years** of age | The applicant should be between 23 and 70 years** of age |
Work experience | The applicant should have a minimum of 3 years of work experience in an MNC or a public or private sector company | The applicant should have a business vintage of over 3 years. |
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
List of Documents Required for a Loan Against Property in Navi Mumbai
The following is a list of documents that you must submit when applying for a Loan Against Property:
- Mandatory documents such as PAN Card or Form 60
- KYC documents such as Aadhaar Card, Passport, Voter ID
- Address proof such as Property Tax receipts and Utility Bills
- Banking statements for the past 6 months
- Latest salary slips (for salaried employees)
- Income Tax Returns for the past 3 years
- Documents for the property that you are looking to mortgage
Note: This list is indicative and you may be asked to provide additional documents for a Loan Against Property as and when needed.
Loan Against Property in Navi Mumbai: Interest Rates
Bajaj Housing Finance offers Loan Against Property with competitive interest rates starting at 9.40%* p.a. for self-employed applicants. To know more about the interest rates offered to other applicants, click here.
Steps to Apply for a Loan Against Property Online in Navi Mumbai
Step 1: Access the application form.
Step 2: Fill in the details required, including:
- Full name
- Contact details
- PIN code
- Employment type
- Loan type
- Income details
Step 3: Generate the OTP and enter it.
Step 4: Fill in the details related to the property to be mortgaged.
Step 5: Submit the application form.
Once you submit the application form, a customer service representative from Bajaj Housing Finance will contact you to discuss the next steps. After document verification and loan approval, you can expect the funds to be deposited into your account within 72 hours*.
*Terms and Conditions apply.
You can avail of a Loan Against Property in Navi Mumbai with us and expect the funds to be disbursed into your account within 72 hours* post document verification.
Bajaj Housing Finance offers Loans Against Property in Navi Mumbai with end-use flexibilities, competitive interest rates, and substantial loan amounts. We provide online application forms to ensure customers’ convenience and a hassle-free loan process.