Loan Against Property in Lucknow: Overview
Lucknow, the capital of Uttar Pradesh, is a famous tourist destination thanks to its architecture, cultural heritage, and cuisine. Economically, Lucknow holds immense potential due of its thriving tourism, IT sector and handicrafts sector.
The rising cost of living in Lucknow may nudge you to look for credit facilities. In this regard, Bajaj Housing Finance offers Loans Against Property in Lucknow to aid residents to meet various financing needs of all sizes.
Home Loan in Lucknow: Features and Benefits
Hassle-Free Disbursal
Meet the Loan Against Property eligibility criteria and submit the necessary documents to get the loan amount credited to your bank account within 72 hours* of approval.
Doorstep Services
Getting a loan is now hassle-free with our doorstep services. We will collect the documents from your house or workplace as per your suitability.
Repayment Flexibility
Enjoy a long repayment tenor of up to 17 years with the Bajaj Housing Finance Loan Against Property.
Fast Processing
Submit all the requested documents and you may receive loan approval from us within 24 hours*.
Convenient Balance Transfer with Top-up Loan Facility
Transfer your existing Loan Against Property to Bajaj Housing Finance from your current lender and get a Top-up Loan to meet additional housing needs.
Online Account Management
You can now manage your loan account from anywhere, anytime, through our online customer portal.
Online Calculators
Take the assistance of a Loan Against Property EMI Calculator and Eligibility Calculator to enhance your loan eligibility, and preplan your repayment schedule.
Loan Against Property in Lucknow: Eligibility Criteria
Meet the eligibility criteria associated with a Loan Against Property and get a quick approval.
For Salaried Applicants
- Should be a residing Indian citizen Age** must be between 28 and 60 years
- Must be employed at an MNC/public/private firm with at least 3 years of work experience
For Self-Employed Applicants
- Must be a residing Indian citizen
- Must be a residing Indian citizen Age** should be between 25 and 5 years
- Must have a steady income from the current business with a minimum vintage of 3 years
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
For more information, you can use our Loan Against Property Eligibility Calculator and check the loan amount you can avail of. After establishing your loan eligibility, proceed to apply for a suitable amount.
Loan Against Property in Lucknow: How to Apply
The application process of a Loan Against Property with Bajaj Housing Finance is simple. After checking the loan details, EMI amount and eligibility, you can follow the below-mentioned steps to complete this process:
- Visit the Loan Against Property application form and provide details such as name, address, date of birth, and contact information.
- Provide the income details as requested in the form.
- Proceed to submit this form.
Following the successful completion of your Loan Against Property application, our representative will contact you for further processing. Submit the required documents and prepare for your property verification for a faster and hassle-free loan approval and disbursal.
*Terms and conditions apply
