Overview of a Home Loan of up to Rs.9 Crore
A Home Loan can be a secure financing option for homebuyers to realise their dream of purchasing their own home. Aspiring homebuyers can avail of a Home Loan of Rs.9 Crore and benefit from a host of our Home Loan features including, long repayment tenor and competitive interest rates.
Interest Rates and Charges for Home Loans of Rs.9 Crore
Bajaj Housing Finance offers housing loan at interest rates starting as low as 7.99%* p.a. for salaried applicants. However, the final interest rate offered to you depends on several different factors including your credit score and employment time. Also, there are nominal fees and charges associated with it, to learn more about them click here.
EMIs for Different Tenures for a Home Loan of Rs.9 Crore
To give you a clearer idea of what your potential Home Loan EMIs may look like, we have calculated the EMIs based on various tenures for 10 years, 15 years, 20 years, 25 years, 30 years, and 40 years, considering 7.99%* p.a. as the interest rate, using the Home Loan EMI Calculator.
| Home Loan Amount | Tenure | EMI |
|---|---|---|
| Rs.9 Crore | 32 years | Rs.6,50,096 |
| Rs.9 Crore | 25 years | Rs.6,94,039 |
| Rs.9 Crore | 20 years | Rs.7,52,236 |
| Rs.9 Crore | 15 years | Rs.8,59,567 |
| Rs.9 Crore | 10 years | Rs.10,91,473 |
Features and Benefits for a Home Loan of up to Rs.9 Crore
Competitive Interest Rates
We offer Home Loans at competitive interest rates to salaried, self-employed, or professional homebuyers. Our low Home Loan interest rates can help make your cost of borrowing feasible.
Sizeable Loan Sanction
You can avail of a sizeable loan amount basis eligibility from Bajaj Housing Finance.
Flexible Repayment Tenor
With Bajaj Housing Finance, borrowers can repay their loan over a tenor extending up to 32 years.
Zero Prepayment and Foreclosure Charges
Individual borrowers on a floating rate of interest can prepay or foreclose their Home Loan at no additional cost at any time during their loan journey.
Online Account Management
Access your loan account details at any time and from anywhere through our online customer portal.
Eligibility Criteria for a Rs.9 Crore Home Loan
Bajaj Housing Finance's Home Loan eligibility criteria are simple and easy to meet. The following is a list of criteria that applicants need to meet based on their employment type:
Home Loan Eligibility Criteria for Self-Employed Individuals
- The applicant should be an Indian (resident).
- They should be between 23 and 70 years** of age.
- They should be able to show at least 3 years of work experience.
Eligibility Criteria for Salaried Individuals
- The applicant can be a resident citizen of India or an NRI.
- They should be between 23 and 67 years** of age.
- They should be able to show at least 3 years of business vintage.
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Documents Required for a Home Loan of up to Rs.9 Crore
If you are planning to apply for a housing loan with Bajaj Housing Finance, keep the following documents*** ready with you:
KYC Documents
- Passport, Ration Card, Utility Bills, Driving License, Electricity Bills, etc.
- Mandatory documents such as PAN Card or Form 60
Proof of Income Documents
- Salary slips, P&L Statements, bank account statements, etc. In the case of self-employed individuals, one must also submit proof of business documents
Property Documents
- Title Deed, NOC, Sale Deed, etc.
***Please note this list is indicative and our team may also ask you for additional documents at the time of loan processing.
How to Apply for a Home Loan of up to Rs.9 Crore
Applying for a housing loan with Bajaj Housing Finance is easy and quick. Follow the steps given below:
- Go to the housing loan application form.
- Enter the required details in the respective fields.
- Enter the requested OTP and complete the rest of the application.
- Submit the form.
After this, our representative will get in touch with you within 24 hours* to walk you through the next steps.
*Terms and conditions apply.
You can calculate your EMIs for a Rs.9 Crore Home Loan easily using our Home Loan EMI Calculator.
You can avail of a Rs.9 Crore Home Loan at a competitive interest rate with Bajaj Housing Finance. To learn more about our interest rates, click here.
