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Home Loan of up to Rs.9 Crore: Overview_WC

Home Loan of up to Rs.9 Crore: Overview

Bajaj Housing Finance offers Home Loans at interest rates starting as low as 8.45%* p.a., to facilitate smooth property purchases that lets you focus on your dream, while we focus on the funding. Our flexible repayment tenor option further simplifies the burden of Home Loan repayment – especially if you choose to avail of a sizeable sanction, such as a Home Loan of up to Rs.9 Crore. Borrow without hassles when you borrow with us.

Home Loan of Rs.9 Crore: Interest Rate_WC

Home Loan of Rs.9 Crore: Interest Rate

Bajaj Housing Finance offers Housing Loans at interest rates starting as low as 8.45%* p.a. However, the final interest rate offered to a lender depends on several different factors. In the meantime, you can learn more about our fees and charges here.

Home Loan of up to Rs.9 Crore: EMI_WC

Home Loan of up to Rs.9 Crore: EMI

To give you a clearer idea of what your potential Home Loan EMIs may look like, we have calculated the EMIs based on various tenors, considering 8.45%* as the interest rate, using the Home Loan EMI Calculator.

Home Loan Amount (in Rupees) Tenor (in Years) EMI (in Rupees)
9 Crore 40 years ₹6,56,364
9 Crore 30 years ₹6,88,835
9 Crore 25 years ₹7,21,674
9 Crore 20 years ₹7,78,195
9 Crore 15 years ₹8,83,630
9 Crore 10 years ₹11,13,466

Home Loan of up to Rs.9 Crore: Features and Benefits_WC

Home Loan of up to Rs.9 Crore: Features and Benefits_WC

Competitive Interest Rates 

Our Home Loan interest rates start as low as 8.45%* p.a. for eligible salaried and professional applicants.

Sizeable Loan Sanction 

You can now avail of Bajaj Housing Finance's sizeable loan sanctions up to Rs.5 Crore* or higher, basis eligibility. This enables easy homebuying without budgetary restrictions.

Flexible Repayment Tenor 

With Bajaj Housing Finance, borrowers have the freedom to repay their loan over a tenor extending up to 40 years. 

Zero Prepayment and Foreclosure Charges 

Individual borrowers on a floating rate of interest can now prepay or foreclose their loan at no additional cost at any time during their loan journey. 

Online Account Management 

Now access your loan account details at any time and from anywhere through our online customer portal. 

Home Loan of up to Rs.9 Crore: Eligibility Criteria_WC

Home Loan of up to Rs.9 Crore: Eligibility Criteria

Bajaj Housing Finance's Home Loan eligibility criteria are simple and meant to promote home buying. 

Home Loan Eligibility Criteria for Self-Employed Individuals 

  • The applicant must be an Indian (Resident)
  • They must be between 23 and 75 years** of age
  •  They must be able to show at least 3 years of work experience

Eligibility Criteria for Salaried Individuals 

  • The applicant can be a resident citizen of India or NRI
  • They must be between 25 and 70 years** of age
  • They must be able to show at least 5 years of business vintage.

** Please note that the maximum age is always the age of the applicant at the time of loan maturity and not at the time of applying for the loan. 

Home Loan of up to Rs.9 Crore: Documents Required_WC

Home Loan of up to Rs.9 Crore: Documents Required

If you are planning to apply for a housing loan with Bajaj Housing Finance, keep the following documents ready with you. 

KYC Documents

- Passport, Ration Card, Utility Bills, Driving License, Electricity Bills, etc. 

Proof of Income Documents

- Salary slips, P&L statements, bank account statements, etc. In the case of self-employed individuals, one must also submit proof of business documents

Property Documents

- Title Deed, NOC, Sale Deed, etc. 

Please note this list is indicative and our team may also ask you for additional documents at the time of loan processing.

*Terms and conditions apply.

Home Loan of up to Rs.9 Crore_RAC_WC

Home Loan of up to Rs.9 Crore_PAC

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