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Home Loan of up to Rs.9 Crore: Overview_WC

Home Loan of Rs.9 Crore: Overview

A Home Loan can be a secure financing option for homebuyers to realise their dream of purchasing their own home. Aspiring homebuyers can avail of a Home Loan of Rs.9 Crore and benefit from a host of our Home Loan features including, long repayment tenor and competitive interest rates.

Home Loan of Rs.9 Crore: Interest Rate_WC

Home Loan of up to Rs.9 Crore: Interest Rates and Charges

Bajaj Housing Finance offers housing loan at interest rates starting as low as 8.50%* p.a. for salaried applicants. However, the final interest rate offered to you depends on several different factors including your credit score and employment time. Also, there are nominal fees and charges associated with it, to learn more about them click here.

Home Loan of up to Rs.9 Crore: EMI_WC

EMIs for Different Tenors for a Home Loan of Rs.9 Crore

To give you a clearer idea of what your potential Home Loan EMIs may look like, we have calculated the EMIs based on various tenors for 10 years, 15 years, 20 years, 25 years, 30 years, and 40 years, considering 8.50%* p.a. as the interest rate, using the Home Loan EMI Calculator.

Home Loan Amount (in Rupees) Tenor EMI (in Rupees)
Rs.9 Crore 32 years 6,82,921
Rs.9 Crore 25 years 7,24,704
Rs.9 Crore 20 years 7,81,041
Rs.9 Crore 15 years 8,86,266
Rs.9 Crore 10 years 11,15,871

Home Loan of up to Rs.9 Crore: Features and Benefits_WC

Features and Benefits for a Home Loan of up to Rs.9 Crore

Competitive Interest Rates 

We offer Home Loans at competitive interest rates to salaried, self-employed, or professional homebuyers. Our low Home Loan interest rates can help make your cost of borrowing feasible.

Sizeable Loan Sanction 

You can avail of a sizeable loan amount basis eligibility from Bajaj Housing Finance.

Flexible Repayment Tenor 

With Bajaj Housing Finance, borrowers can repay their loan over a tenor extending up to 32 years. 

Zero Prepayment and Foreclosure Charges 

Individual borrowers on a floating rate of interest can prepay or foreclose their Home Loan at no additional cost at any time during their loan journey.

Online Account Management 

Access your loan account details at any time and from anywhere through our online customer portal. 

Home Loan of up to Rs.9 Crore: Eligibility Criteria_WC

Home Loan of up to Rs.9 Crore: Eligibility Criteria

Bajaj Housing Finance's Home Loan eligibility criteria are simple and easy to meet. The following is a list of criteria that applicants need to meet based on their employment type:

Home Loan Eligibility Criteria for Self-Employed Individuals 

  • The applicant should be an Indian (resident).
  • They should be between 23 and 70 years** of age.
  •  They should be able to show at least 3 years of work experience.

Eligibility Criteria for Salaried Individuals 

  • The applicant can be a resident citizen of India or an NRI.
  • They should be between 21 and 75 years** of age.
  • They should be able to show at least 3 years of business vintage.

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan of up to Rs.9 Crore: Documents Required_WC

Home Loan of up to Rs.9 Crore: Documents Required

If you are planning to apply for a housing loan with Bajaj Housing Finance, keep the following documents*** ready with you:

KYC Documents

- Passport, Ration Card, Utility Bills, Driving License, Electricity Bills, etc. 

- Mandatory documents such as PAN Card or Form 60

Proof of Income Documents

- Salary slips, P&L Statements, bank account statements, etc. In the case of self-employed individuals, one must also submit proof of business documents

Property Documents

- Title Deed, NOC, Sale Deed, etc. 

***Please note this list is indicative and our team may also ask you for additional documents at the time of loan processing.

How to Apply for a Home Loan of up to Rs.9 Crore​

How to Apply for a Home Loan of up to Rs.9 Crore​

Applying for a housing loan with Bajaj Housing Finance is easy and quick. Follow the steps given below:

  • Go to the housing loan application form.
  • Enter the required details in the respective fields.
  • Enter the requested OTP and complete the rest of the application.
  • Submit the form.

After this, our representative will get in touch with you within 24 hours* to walk you through the next steps.

*Terms and conditions apply.

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