Home Loan of up to Rs.9 Crore: Overview
Bajaj Housing Finance offers Home Loans at interest rates starting as low as 8.45%* p.a., to facilitate smooth property purchases that lets you focus on your dream, while we focus on the funding. Our flexible repayment tenor option further simplifies the burden of Home Loan repayment – especially if you choose to avail of a sizeable sanction, such as a Home Loan of up to Rs.9 Crore. Borrow without hassles when you borrow with us.
Home Loan of Rs.9 Crore: Interest Rate
Bajaj Housing Finance offers Housing Loans at interest rates starting as low as 8.45%* p.a. However, the final interest rate offered to a lender depends on several different factors. In the meantime, you can learn more about our fees and charges here.
Home Loan of up to Rs.9 Crore: EMI
To give you a clearer idea of what your potential Home Loan EMIs may look like, we have calculated the EMIs based on various tenors, considering 8.45%* as the interest rate, using the Home Loan EMI Calculator.
| Home Loan Amount (in Rupees) | Tenor (in Years) | EMI (in Rupees) |
|---|---|---|
| 9 Crore | 40 years | ₹6,56,364 |
| 9 Crore | 30 years | ₹6,88,835 |
| 9 Crore | 25 years | ₹7,21,674 |
| 9 Crore | 20 years | ₹7,78,195 |
| 9 Crore | 15 years | ₹8,83,630 |
| 9 Crore | 10 years | ₹11,13,466 |
Home Loan of up to Rs.9 Crore: Features and Benefits_WC
Competitive Interest Rates
Our Home Loan interest rates start as low as 8.45%* p.a. for eligible salaried and professional applicants.
Sizeable Loan Sanction
You can now avail of Bajaj Housing Finance's sizeable loan sanctions up to Rs.5 Crore* or higher, basis eligibility. This enables easy homebuying without budgetary restrictions.
Flexible Repayment Tenor
With Bajaj Housing Finance, borrowers have the freedom to repay their loan over a tenor extending up to 40 years.
Zero Prepayment and Foreclosure Charges
Individual borrowers on a floating rate of interest can now prepay or foreclose their loan at no additional cost at any time during their loan journey.
Online Account Management
Now access your loan account details at any time and from anywhere through our online customer portal.
Home Loan of up to Rs.9 Crore: Eligibility Criteria
Bajaj Housing Finance's Home Loan eligibility criteria are simple and meant to promote home buying.
Home Loan Eligibility Criteria for Self-Employed Individuals
- The applicant must be an Indian (Resident)
- They must be between 23 and 75 years** of age
- They must be able to show at least 3 years of work experience
Eligibility Criteria for Salaried Individuals
- The applicant can be a resident citizen of India or NRI
- They must be between 25 and 70 years** of age
- They must be able to show at least 5 years of business vintage.
** Please note that the maximum age is always the age of the applicant at the time of loan maturity and not at the time of applying for the loan.
Home Loan of up to Rs.9 Crore: Documents Required
If you are planning to apply for a housing loan with Bajaj Housing Finance, keep the following documents ready with you.
KYC Documents
- Passport, Ration Card, Utility Bills, Driving License, Electricity Bills, etc.
Proof of Income Documents
- Salary slips, P&L statements, bank account statements, etc. In the case of self-employed individuals, one must also submit proof of business documents
Property Documents
- Title Deed, NOC, Sale Deed, etc.
Please note this list is indicative and our team may also ask you for additional documents at the time of loan processing.
*Terms and conditions apply.
