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Home Loan of up to Rs.9 Crore: Overview_WC

Home Loan of up to Rs.9 Crore: Overview

Bajaj Housing Finance offers Home Loans at interest rates starting as low as 8.50%* p.a., for salaried homebuyers, to facilitate smooth property purchases that lets you focus on your dream, while we focus on the funding. Our flexible repayment tenor option further simplifies the burden of Home Loan repayment – especially if you choose to avail of a sizeable sanction, such as a Home Loan of up to Rs.9 Crore. Borrow without hassles when you borrow with us.

Home Loan of Rs.9 Crore: Interest Rate_WC

Home Loan of up to Rs.9 Crore: Interest Rates and Charges

Bajaj Housing Finance offers housing loan at interest rates starting as low as 8.50%* p.a. for salaried applicants. However, the final interest rate offered to a lender depends on several different factors. In the meantime, you can learn more about our fees and charges here.

Home Loan of up to Rs.9 Crore: EMI_WC

EMIs for Different Tenors for a Home Loan of up to Rs.9 Crore

To give you a clearer idea of what your potential Home Loan EMIs may look like, we have calculated the EMIs based on various tenors for 10 Years, 15 Years, 20 Years, 25 Years, 30 Years, and 40 Years, considering 8.50%* p.a. as the interest rate, using the Home Loan EMI Calculator.

Home Loan Amount Tenor EMI
Rs.9 Crore 40 years Rs.6,59,785
Rs.9 Crore 30 years Rs.6,92,022
Rs.9 Crore 25 years Rs.7,24,704
Rs.9 Crore 20 years Rs.7,81,041
Rs.9 Crore 15 years Rs.8,86,266
Rs.9 Crore 10 years Rs.11,15,871

Home Loan of up to Rs.9 Crore: Features and Benefits_WC

Features and Benefits for a Home Loan of up to Rs.9 Crore

Competitive Interest Rates 

Our Home Loan interest rates start as low as 8.50%* p.a. for eligible salaried applicants.

Sizeable Loan Sanction 

You can now avail of Bajaj Housing Finance's sizeable loan sanctions up to Rs.5 Crore* or higher, basis eligibility. This enables easy homebuying without budgetary restrictions.

Flexible Repayment Tenor 

With Bajaj Housing Finance, borrowers have the freedom to repay their loan over a tenor extending up to 40 years. 

Zero Prepayment and Foreclosure Charges 

Individual borrowers on a floating rate of interest can now prepay or foreclose their Home Loan at no additional cost at any time during their loan journey.

Online Account Management 

Now access your loan account details at any time and from anywhere through our online customer portal. 

Home Loan of up to Rs.9 Crore: Eligibility Criteria_WC

Home Loan of up to Rs.9 Crore: Eligibility Criteria

Bajaj Housing Finance's Home Loan eligibility criteria are simple and meant to promote home buying. 

Home Loan Eligibility Criteria for Self-Employed Individuals 

  • The applicant must be an Indian (Resident)
  • They must be between 25 and 70 years** of age
  •  They must be able to show at least 3 years of work experience

Eligibility Criteria for Salaried Individuals 

  • The applicant can be a resident citizen of India or NRI
  • They must be between 23 and 75 years** of age
  • They must be able to show at least 5 years of business vintage.

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan of up to Rs.9 Crore: Documents Required_WC

Home Loan of up to Rs.9 Crore: Documents Required

If you are planning to apply for a housing loan with Bajaj Housing Finance, keep the following documents*** ready with you:

KYC Documents

- Passport, Ration Card, Utility Bills, Driving License, Electricity Bills, etc. 

- Mandatory documents such as PAN card or Form 60

Proof of Income Documents

- Salary slips, P&L statements, bank account statements, etc. In the case of self-employed individuals, one must also submit proof of business documents

Property Documents

- Title Deed, NOC, Sale Deed, etc. 

***Please note this list is indicative and our team may also ask you for additional documents at the time of loan processing.

How to Apply for a Home Loan of up to Rs.9 Crore​

How to Apply for a Home Loan of up to Rs.9 Crore​

Applying for a housing loan with Bajaj Housing Finance is easy and quick. Follow the steps given below:

  • Go to the housing loan application form.
  • Enter the required details in the respective fields.
  • Enter the requested OTP and complete the rest of the application.
  • Submit the form.

After this, our representative will get in touch with you within 24 hours* to walk you through the next steps.

*Terms and conditions apply

Home Loan of up to Rs.9 Crore_RAC_WC

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