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Home Loan of up to Rs.7 Crore: Overview

Home Loan of up to Rs.7 Crore: Overview

Bajaj Housing Finance’s Home Loans are designed to keep borrowers' ease and comfort in mind. Home Loan borrowers can fulfil their dream of becoming homeowners by paying EMIs as low as Rs.733/Lakh*. Our Home Loan interest rates start as low as 8.50%* p.a. for salaried applicants and we give borrowers the flexibility to repay their loan over a period extending up to 40 years.

Interest Rate for Rs.7 Crore Home Loan

Interest Rate for Rs.7 Crore Home Loan

Bajaj Housing Finance Home Loans are designed to keep borrowers' ease and comfort in mind. Our Home Loan interest rates start as low as 8.50%* p.a. for salaried applicants and we give borrowers the flexibility to repay their loan over a period extending up to 40 years.

Home Loan of up to Rs.7 Crore: Overview_WC

EMI for Different Tenors for Rs.7 Crore Home Loan

The table below shows the approximate EMIs for Rs.7 Crore Home Loan availed of at 8.50%* p.a. They have been calculated using the Bajaj Housing Finance EMI calculator.

Loan Amount (in Rs.) Tenor EMI (in Rs.)
7 Crore 40 years 5,13,166
7 Crore 30 years 5,38,239
7 Crore 25 years 5,63,659
7 Crore 20 years 6,07,476
7 Crore 15 years 6,89,318
7 Crore 10 years 8,67,900

Home Loan of up to Rs.7 Crore: Features and Benefits_WC

Home Loan of up to Rs.7 Crore: Features and Benefits

Low Interest Rates 

Bajaj Housing Finance offers Home Loans at interest rates starting as low as 8.50%* p.a. for salaried applicants. You can now make your dream home yours by paying just Rs.733/Lakh* as your EMI.

Flexible Repayment Tenor

Home Loan borrowers can repay their loan over a tenor extending up to 40 years. This makes Home Loan repayment easy and convenient.

Sizeable Loan Sanction 

Bajaj Housing Finance offers Home Loans up to Rs.5 Crore* or higher, basis eligibility. Sizeable loan sanctions make it possible for people to own their dream home, irrespective of how expensive it is.

Simple Eligibility Criteria 

Bajaj Housing Finance's eligibility criteria are designed to promote home-buying. Our qualifying criteria are simple and easy to meet.

Online Tools to Help 

Tools like Bajaj Housing Finance EMI calculator and Bajaj Housing Finance eligibility calculator help you decide the right loan amount and tenor for you as well plan your repayment journey well in advance.

Online Account Management

You can manage your account at any time and from anywhere using our online customer portal. 

Home Loan of up to Rs.7 Crore: Eligibility Criteria_WC

Home Loan of up to Rs.7 Crore: Eligibility Criteria

Here are our eligibility criteria for salaried and self-employed professionals planning to take a Home Loan.

Home Loan Eligibility Criteria for Salaried Individuals

Salaried individuals must meet the following qualifying criteria to be eligible for a Home Loan from Bajaj Housing Finance.

  • The applicant must be an Indian citizen (including NRIs)
  • They must be between 23 and 75 years** of age 
  • They must be able to show at least 3 years' work experience 

Home Loan Eligibility Criteria for Self-Employed Individuals

Self-employed individuals must meet the following eligibility criteria to be eligible to avail of a Home Loan from Bajaj Housing Finance.

  • The applicant must be an Indian resident only.
  • They must be between 25 and 70 years** of age
  • They must be able to show at least 5 years' business vintage 

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan of up to Rs.7 Crore: Documents Required_WC

Home Loan of up to Rs.7 Crore: Documents Required

If you are planning to apply for a Home Loan with Bajaj Housing Finance, please keep the following documents ready with you.

Personal Documents

Under this category, you must submit documents, such as ID proof documents like PAN Card, Aadhar, Driving License, etc. Under this category, you can also submit residential proof documents, such as utility bills, passbook, etc.

Income Proof Documents

Under this category, you can submit last 3 months' salary slips, ITR, etc. Self-employed professionals are required to submit proof of business documents and P&L statements under this category. 

Property-Related Documents

Under this category, you can submit documents, such as Title deed, allotment letter, property tax receipts, etc. 

Please also keep passport-size photographs ready with you and note that submitting PAN Card or Form 60 is mandatory.

This list is indicative. You may be asked for additional documents at the time of loan processing. These requirements, if any, will be communicated to you by our team.

​How to Apply for a Home Loan of up to Rs.7 Crore?​

​How to Apply for a Home Loan of up to Rs.7 Crore?​

​​​With Bajaj Housing Finance, the online Home Loan application process is simple and hassle-free and can be completed in just a couple of minutes. Follow these steps to apply for a Home Loan of up to Rs.7 crore:​​

  • ​​​Navigate to the Home Loan application portal. ​​
  • ​​​Click on “New Loan” under the head Home Loan if you are willing to avail a new Home Loan. If you are willing to make a balance transfer, click on “Transfer Loan”.​​
  • ​​​Enter some of the basic details, such as your name as per your PAN card, mobile number for OTP verification, residential PIN code, net monthly income, etc., and click on “Continue”.​​
  • ​​​Enter the OTP to confirm and complete your application.​​

​​Post completion, you can expect a call from our representative within 24 hours of submission. He/she will then guide you through the rest of the application phases.​

*Terms and conditions apply.

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