Home Loan of up to Rs.6.5 Crore

Home Loan of up to Rs.6.5 Crore: Eligibility Criteria

Our eligibility criteria for Home Loans is quite simple. Based on your employment type, you need to meet the following criteria:

Eligibility Criteria for Salaried Individuals 

• The applicant must be an Indian (including NRI).
• They should be between 21 and 75 years** of age.
• They should be able to show at least 3 years of work experience.

Eligibility Criteria for Self-Employed Individuals

• The applicant should be an Indian (resident).
• They should be between 23 and 70 years** of age.
• They should be able to show at least 3 years of business continuity.

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan of up to Rs.6.5 Crore: Documents Required

To experience a smooth and hassle-free Home Loan application process, keep the following documents*** ready with you:

• KYC documents (address and identity proofs, with Form 60 or PAN Card mandatory)
• Photographs
• Latest salary slips (for salaried applicants)/ITR document and P&L statements (for self-employed applicants)
• Bank account statements of the previous 6 months
• Document for proof of business, with a minimum of 5 years vintage (for businessmen/self-employed individuals only)

***Additional documents may be requested at the time of loan processing.

Please note that this is only an indicative list, and our representatives may ask you for additional documents at the time of loan processing. These document requirements will be communicated to you well in advance by our team.