Home Loan of up to Rs.6.5 Crore_Banner_WC

Banner-Dynamic-Scroll-CockpitMenu_HomeLoan

Home Loan of up to Rs.6.5 Crore: Overview_WC

Home Loan of up to Rs.6.5 Crore: Overview

Bajaj Housing Finance offers a sizeable loan amount depending on the applicant’s maximum Home Loan eligibility. The company offers Home Loans up to Rs.5 Crore* or higher, based on eligibility so dream homes can be bought without apprehension. You can also benefit from other beneficial loan terms and conditions, such as flexible repayment tenor, online account management and several online tools to help you plan your repayment journey. You can receive an amount of several crores to purchase any home you want.

Home Loan of up to Rs.6.5 Crore: Features and Benefits_WC

Features and Benefits of Rs.6.5 Crore Home Loan

Sizeable Loan Sanction

Avail of a sizeable loan sanction with Bajaj Housing Finance, depending on your eligibility. With the right kind of profile, borrowers can avail of a Home Loan up to a maximum of Rs.5 Crore* or higher.

Low Interest Rates

The company offers Home Loan at interest rates starting as low as 8.50%* per annum for salaried individuals, ensuring that budget restrictions don’t get in the way of your dream property.

Flexible Repayment Tenor

Borrowers can choose to repay their loan over a period extending up to 40 years*. The flexibility to choose such a long repayment tenor eases the burden of loan repayment.

Quick Approval and Disbursal

With us, expect quick approval and Home Loan disbursal within 48 Hours* of document submission and approval.

Online Account Management

Bajaj Housing Finance offers a seamless online account management experience. You can now pay your EMIs, raise complaints and have your queries resolved while sitting within the comfort of your home with our online customer portal.

Home Loan of up to Rs.6.5 Crore: EMI & Interest Rate_WC

Rs.6.5 Crore Home Loan Interest Rate

The Home Loans offered by Bajaj Housing Finance are tailored to ensure the convenience and comfort of borrowers. Salaried applicants can benefit from attractive interest rates starting at 8.50%* p.a.

For a complete list of our housing loan interest rates, click here.

Rs.6.5 Crore Home Loan EMI for 10 to 40 Years Tenors_WC

Rs.6.5 Crore Home Loan EMI for 10 to 40 Years Tenors

Let's find out the different Home Loan EMIs applicable on a Home Loan worth Rs. 6.5 crore considering the minimum starting interest rate i.e. 8.50%* per annum for salaried applicants. In the following table, as you can see, the duration is being increased by 5 years starting from 10 years to a maximum of 40 years*.

Loan Amount Tenor EMI
Rs.6.5 Crore 40 years Rs.4,76,511
Rs.6.5 Crore 30 years Rs.4,99,794
Rs.6.5 Crore 25 years Rs.5,23,398
Rs.6.5 Crore 20 years Rs.5,64,085
Rs.6.5 Crore 15 years Rs.6,40,081
Rs.6.5 Crore 10 years Rs.8,05,907

Here is a complete list of interest rates and charges of Home Loans by Bajaj Housing Finance.

Home Loan of up to Rs.6.5 Crore: Eligibility Criteria_WC

Home Loan of up to Rs.6.5 Crore: Eligibility Criteria

Our eligibility criteria for Home Loans is quite simple. You will need to meet the following eligibility criteria to become eligible to take on the responsibility of Rs.6.5 Crore Home Loan EMIs.

Eligibility Criteria for Salaried Individuals 

  • The applicant must be an Indian (including NRI)
  • They must be between 23 and 75 years** of age
  • They must be able to show at least 3 years of work experience

Eligibility Criteria for Self-Employed Individuals

  • The applicant must be an Indian (resident)
  • They must be between 25 and 70 years** of age
  • They must be able to show at least 5 years of business continuity

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan of up to Rs.6.5 Crore: Documents Required_WC

Home Loan of up to Rs.6.5 Crore: Documents Required

To experience a smooth and hassle-free Home Loan application process, keep the following documents*** ready with you.

  • KYC documents (address and identity proofs, with Form 60 and PAN Card mandatory)
  • Photographs
  • Latest salary slips (for salaried applicants)/TR document and P&L statements (for self-employed applicants)
  • Bank account statements of the previous 6 months
  • Document for proof of business, with minimum 5 years’ vintage (for businessmen/self-employed individuals only)

***Additional documents may be requested at the time of loan processing.

Please note that this is only an indicative list, and our representatives may ask you for additional documents at the time of loan processing. These document requirements will be communicated to you well in advance by our team.

Home Loan of up to Rs.6.5 Crore: Steps to Apply _WC

Steps to Apply for a Home Loan of up to Rs.6.5 Crore

Follow these steps to apply for a Rs.6.5 Crore Home Loan in India.

  1. Go to our official website and access our online Home Loan application form by clicking on the ‘Apply Now’ button
  2. During the next step, enter details, such as your name, phone number, PIN code, etc.
  3. After this, you will get an OTP on your phone. Enter this OTP and submit the form.
  4. One of our team members will get in touch with you to explain to you the next steps of the process.

*Terms and conditions apply.

Home Loan of up to Rs.6.5 Crore_RAC_WC

Home Loan of up to Rs.6.5 Crore_PAC

People Also Consider

KNOW MORE

KNOW MORE

KNOW MORE

KNOW MORE

MissedCall-CustomerRef-RHS-Card

P1 CommonOHLExternalLink_WC

Apply Online For Home Loan
Online Home Loan

Instant Home Loan approval at just

Rs. 1,999 + GST*

Rs.5,999 + GST
*Non Refundable