Overview of a Home Loan of up to Rs.6.5 Crore
Aspiring homebuyers can avail of a Home Loan to realise their dream of owning a home. We offer a sizeable loan amount, based on eligibility, so that your homeownership journey is hassle-free. You can also benefit from other features, such as a flexible repayment tenure and a competitive interest rate. With our customer portal, you can access loan details anywhere and anytime.
Features and Benefits of Rs.6.5 Crore Home Loan
Sizeable Loan Sanction
With the right kind of profile, borrowers can avail of a sizeable loan sanction with us.
Low Interest Rates
We offer a Home Loan at competitive interest rates to salaried, self-employed, and professional applicants.
Flexible Repayment Tenor
Borrowers can choose to repay their loan conveniently over a period extending up to 32 years.
Quick Approval and Disbursal
With us, expect quick approval and Home Loan disbursal within 48 Hours* of document submission and approval.
Online Account Management
Bajaj Housing Finance offers a seamless online account management experience. You can now pay your EMIs, raise complaints, and have your queries resolved while sitting within the comfort of your home with our online customer portal.
Rs.6.5 Crore Home Loan Interest Rate
The Home Loans offered by Bajaj Housing Finance are tailored to ensure the convenience and comfort of borrowers. Salaried applicants can benefit from attractive interest rates starting at 7.99%* p.a.
For a complete list of our housing loan interest rates, click here.
Rs.6.5 Crore Home Loan EMI for 10 to 32 Years Tenors
Let us find out the different EMIs applicable on a Home Loan worth Rs.6.5 Crore considering the minimum starting interest rate i.e. 7.99%* per annum for salaried applicants. The tenor ranges from 10 years to a maximum of 32 years.
| Loan Amount | Tenor | EMI |
|---|---|---|
| Rs.6.5 Crore | 32 years | Rs. 4,69,514 |
| Rs.6.5 Crore | 25 years | Rs. 5,01,250 |
| Rs.6.5 Crore | 20 years | Rs.5,43,282 |
| Rs.6.5 Crore | 15 years | Rs. 6,20,799 |
| Rs.6.5 Crore | 10 years | Rs. 7,88,286 |
Here is a complete list of interest rates for Home Loans by Bajaj Housing Finance.
Eligibility Criteria for a Rs.6.5 Crore Home Loan
Our eligibility criteria for Home Loans is quite simple. Based on your employment type, you need to meet the following criteria:
Eligibility Criteria for Salaried Individuals
- The applicant must be an Indian (including NRI).
- They should be between 23 and 67 years** of age.
- They should be able to show at least 3 years of work experience.
Eligibility Criteria for Self-Employed Individuals
- The applicant should be an Indian (resident).
- They should be between 23 and 70 years** of age.
- They should be able to show at least 3 years of business continuity.
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Documents Required for a Rs.6.5 Crore Home Loan
To experience a smooth and hassle-free Home Loan application process, keep the following documents*** ready with you:
- KYC documents (address and identity proofs)
- Mandatory documents (PAN Card and Form 60)
- Photographs
- Latest salary slips (for salaried applicants)/ITR document and P&L statements (for self-employed applicants)
- Bank account statements of the previous 6 months
- Document for proof of business, with a minimum of 5 years vintage (for businessmen/self-employed individuals only)
***Additional documents may be requested at the time of loan processing.
Please note that this is only an indicative list, and our representatives may ask you for additional documents at the time of loan processing. These document requirements will be communicated to you well in advance by our team.
Steps to Apply for a Home Loan of up to Rs.6.5 Crore
Follow these steps to apply for a Rs.6.5 Crore Home Loan in India:
- Go to our official website and access our online Home Loan application form by clicking the ‘Apply Now’ button.
- In the next step, enter details, such as your name, phone number, PIN code, etc.
- After this, you will get an OTP on your phone. Enter this OTP, fill in the requested details, and submit the form.
One of our team members will get in touch with you to explain to you the next steps of the process.
*Terms and conditions apply.
Your EMI for a Rs.6.5 Crore Home Loan depends on several factors including tenor and interest rate among others. To estimate your EMIs preemptively, use our housing loan EMI calculator.
Our interest rate for a Rs.6.5 Crore Home Loan is competitive, ensuring a feasible cost of borrowing. To know more, click here.
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