Home Loan of up to Rs. 5.5 Crore: Overview
If you’re waiting to get your foot into the real estate market – be it for a new family home or an investment, consider availing of the Bajaj Housing Finance Home Loan, that come with competitive interest rates, repayment flexibility, and a host of other features – offered to prioritise borrower ease and comfort. Read on to know about our Home Loans up to Rs.5.5 Crore.
Home Loan of up to Rs.5.5 Crore: Interest Rate and EMIs
Home loan interest rates with Bajaj Housing Finance start at 8.45%* p.a. The final interest rate that will be provided to a borrower will be determined by a number of factors, including the borrower's age, monthly income, credit score, and others.
Rs.5.5 Crore Home Loan EMI for different tenors
Considering the home loan rate of 8.45%* p.a. as a constant, the table below breaks down the potential EMI amounts for time periods ranging from 10 to 40 years on a Rs. 5.5 crore Home Loan.
Loan Amount (in Rupees) | Tenor | EMI (in Rupees) |
---|---|---|
5.5 Crore | 40 years | ₹4,01,111 |
5.5 Crore | 30 years | ₹4,20,955 |
5.5 Crore | 25 years | ₹4,41,023 |
5.5 Crore | 20 years | ₹4,75,564 |
5.5 Crore | 15 years | ₹5,39,996 |
5.5 Crore | 10 years | ₹6,80,451 |
Home Loan of up to Rs.5.5 Crore: Fees and Charges
Bajaj Housing Finance offers Home Loans at interest rates starting as low as 8.45%* p.a. However, the interest rate for housing loans that a borrower gets offered depends on several different factors, such as the borrower’s credit score, their age, job and income stability, the quality of the collateral, etc.
To get a better understanding of our fees and charges, you can read more here.
Home Loan of up to Rs.5.5 Crore: Features and Benefits

Low Interest Rates
When you are planning to avail yourself a loan amount as high as Rs.5.5 Crore, it is crucial that you go with the lowest interest rate you are eligible for. At Bajaj Housing Finance, we strive to offer low interest rates, that keep the cost of borrowing manageable.

Flexible Repayment Tenor
With us, you can choose to repay your loan over a period extending up to 40 years.

Online Tools to Help
Borrowers can access online tools, such as the Bajaj Housing Finance Home Loan EMI Calculator and the Home Loan Eligibility Calculator for free. These tools help borrowers understand the loan amount they can borrow and easily repay.

Online Account Management
Home loan borrowers can access their loan account, make payments, raise queries and do a lot more using our online customer portal.

Quick Disbursal
We understand that if you are planning to buy a home, you would want to close the purchase as soon as possible. With us, you can expect quick approval and disbursal – in as little as 48* hours, the loan amount would be credited to your account, following proper procedures.
Home Loan of up to Rs.5.5 Crore: Eligibility Criteria
Our Home Loan eligibility criteria are simple and easy-to-meet. Here are our qualifying requirements for salaried and self-employed professionals.
Eligibility Criteria for Salaried Professionals
- The applicant must be an Indian (including NRI)
- They must be between 23 and 75 years of age**
- They must be able to show at least 3 years of work experience
Eligibility Criteria for Self-Employed Professionals
- The applicant must be an Indian resident only
- They must be between 25 and 70 years of age**
- They must be able to show at least 5 years of business continuity.
** Please note that the maximum age is always the age of the applicant at the time of loan maturity.
Home Loan of up to Rs.5.5 Crore: Documents Required
To experience a hassle-free loan application process, keep the following documents ready with you.
- KYC documents (address and identity proofs, with Form 60)
- Photographs
- Latest salary slips (for salaried applicants)/TR document and P&L statements (for self- employed applicants)
- Bank account statements of the previous 6 months
- Document for proof of business, with minimum 5 years’ vintage (for businessmen/self-employed individuals only)
Please note that this is only an indicative list, and our team members may ask for additional documents at the time of Home Loan processing. These requirements will be communicated to you in advance.
*Terms and conditions apply.