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Rs.2.5 Crore Home Loan Details

Aspiring homebuyers can avail of a Home Loan of Rs.2.5 Crore from Bajaj Housing Finance and stand to gain from several benefits. Our hassle-free Home Loan process ensures that you have the best homebuying experience. Quick disbursal, online account management, and longer repayment tenor are some of the many benefits that you can enjoy by availing of a Rs.2.5 Crore Home Loan from us. Our online Home Loan EMI Calculator can help you plan the repayment of a Home Loan of Rs.2.5 Crore over a given tenor such as 10 years, 20 years, 30 years, or 40 years.

Home Loan of up to Rs.2.5 Crore: Overview

EMIs for Rs.2.5 Crore Home Loan for Different Tenors

Bajaj Housing Finance offers Home Loans at interest rates starting as low as 8.50%* p.a. for salaried individuals. If you have a strong income profile and job stability and an excellent credit score, you become eligible for our lowest Home Loan interest rates.

EMI for a Home Loan of up to Rs.2.5 Crore will vary based on the tenor you have chosen. The following table will help you understand the EMI amount for various tenors ranging from 10 to 40 years, with an interest rate of 8.50%* p.a. for salaried borrowers.

Home Loan Tenor EMI
Rs. 2.5 Cr 40 years Rs.1,83,274
Rs. 2.5 Cr 30 years Rs.1,92,228
Rs. 2.5 Cr 25 years Rs.2,01,307
Rs. 2.5 Cr 20 years Rs.2,16,956
Rs. 2.5 Cr 15 years Rs.2,46,185
Rs. 2.5 Cr 10 years Rs.3,09,964

A lot of people will tell you that you should try and opt for a short long tenor. However, when the loan amount is as high as Rs.2.5 Crore, it is best to keep the loan tenor long and EMIs affordable so that chances of defaulting on loan repayment automatically go down.

Home Loan of Rs.2.5 Crore: Interest Rate

Home Loan of Rs.2.5 Crore: Interest Rate

Bajaj Housing Finance offers Home Loans at interest rates as low as 8.50%* per annum for salaried applicants. However, the final interest rate that will be offered to you will be decided based on several factors, such as your age, income and CIBIL score.

Home Loan of Rs.2.5 Crore: Features and Benefits

Features and Benefits of Rs.2.5 Crore Home Loan

Following are some features and benefits you can enjoy with a Home Loan offered by Bajaj Housing Finance.

Low Interest Rates

Bajaj Housing Finance’s competitive Home Loan interest rates simplify the process of Home Loan repayment and help borrowers keep their EMIs affordable even when the borrowed amount is as high as Rs.2.5 Crore.

Flexible Repayment Tenor

With us, borrowers can choose to repay their loan over a period stretching up to 40 years.

Sizeable Loan Sanction

Bajaj Housing Finance offers Home Loans up to Rs.5 Crore* or higher, basis eligibility. This helps you buy the house you dream of, without budget being a constraint.

Online Tools to Help

Want to know the ideal loan amount and Home Loan EMIs for you based on your income and other factors? Use our Home Loan EMI calculator. Similarly, use our Home Loan eligibility calculator to understand the Home Loan amount you will qualify.

Zero Part-Prepayment and Foreclosure Charges

Individual borrowers who have availed of a Home Loan on floating interest rates from us can part-prepay or foreclose their loan at any time without paying any additional charges.

Online Account Management

Now access your loan account details, make payments, raise queries and complaints any time and from anywhere using our online customer portal.

Home Loan of Rs.2.5 Crore: Eligibility Criteria_WC

Home Loan of Rs.2.5 Crore: Eligibility Criteria

Our Home Loan eligibility criteria are simple and easy-to-meet. These are our Home Loan eligibility criteria for salaried and self-employed professionals.

Home Loan Eligibility Criteria for Salaried Professionals

  • The applicant can be a residing citizen of India or an NRI
  • They must be between 23 and 75 years** of age at the time of loan maturity
  • They must be able to show at least 3 years of work experience

Home Loan Eligibility Criteria for Self-Employed Professionals

  • The applicant must be an Indian resident
  • They must be between 25 and 70 years** of age at the time of loan maturity
  • They must be able to show at least 5 years’ business vintage

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan of Rs.2.5 Crore: Documents Required

Home Loan of Rs.2.5 Crore: Documents Required

Please keep the following documents ready for a hassle-free loan application process.

  • Mandatory documents such as PAN card or Form 60
  • KYC documents
  • Passport-size photographs
  • Latest salary slips (for salaried applicants)/TR document and P&L statements (for self-employed applicants)
  • Bank account statements of the previous 6 months
  • In the case of self-employed professionals, documents that establish at least 5 years of business vintage.

Please note that this is only an indicative list. Our representatives may ask you for additional documents. However, all document-related requirements will be communicated to you well in advance by our team members.

* Terms and conditions apply.

How to Apply for Home Loan up to Rs.2.5 Crore

How to Apply for Home Loan up to Rs.2.5 Crore

Applying for a Home Loan of Rs.2.5 Crore is easy with Bajaj Housing Finance. Follow the simple steps given below:

  1. To apply for a Home Loan, visit our official website. You can also click ‘Apply Now’ to apply for the Home Loan.
  2. Enter your personal details such as your name, mobile number, and select the type of employment.
  3. Select the loan type you wish to avail of and enter your net monthly income.
  4. Enter the PIN code and the required loan amount.
  5. Click ‘Generate OTP’ and enter the received OTP in the respective field. After entering the OTP, click ‘Proceed'.
  6. Fill in all the financial details as requested and complete the form. Note: The fields that you need to fill may vary basis your employment type.
  7. Click ‘Submit’ to submit the application form.

Once we receive your application, our representative will get in touch with you within 24 hours* to walk you through the next steps.

*Terms and conditions apply

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