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Home Loan of Rs.1.5 Crore: Overview

Home Loan of Rs.1.5 Crore: Overview

Real estate purchases make for valuable investments and having a Bajaj Housing Finance Home Loan handy can make your next property purchase smoother and hassle-free. Eligible borrowers can receive sizeable loan sums of up to Rs.1.5 Crore, or higher, to either make their dream homes a reality or to scale up their investment portfolio with a lucrative real estate option – whatever be your need, a Home Loan is an assured way to buy property without compromise.

Home Loan of Rs.1.5 Crore: Interest Rates

Home Loan of Rs.1.5 Crore: Interest Rates

Interested borrowers can avail of our Home Loans, with an interest rate starting as low as 8.45%*, upon meeting our minimal eligibility parameters. Additionally, to keep the EMI payments manageable, borrowers can also opt for a repayment tenor of up to 40 years and repay without hampering their personal finances.

Here is a quick look at the possible EMI schedules available for borrowers, based on the tenor they pick:

Home Loan Amount (in Rs.) Loan Tenor EMI (in Rs.)
1.5 Crore 10 years ₹ 1,85,578
1.5 Crore 15 years ₹ 1,47,272
1.5 Crore 20 years ₹ 1,29,699
1.5 Crore 25 years ₹ 1,20,279
1.5 Crore 30 years ₹ 1,14,806
1.5 Crore 40 years ₹ 1,09,394

Note: Interest rate applicable: 8.60% p.a., only for the purpose of the aforementioned EMI calculations.

Home Loan of Rs.1.5 Crore: Features and Benefits

Home Loan of Rs.1.5 Crore: Features and Benefits

Low Interest Rates 

Bajaj Housing Finance offers Home Loans at interest rates starting as low as 8.45%* p.a. for eligible salaried and professional borrowers.

Long Repayment Tenor

With Bajaj Housing Finance, borrowers can choose to repay their loan over a period extending up to 30 years to ensure timely payments without derailing other financial plans.

Sizeable Loan Sanction

We offer Home Loans of varying ticket sizes to ensure that your budget can accommodate the property of your dreams. Avail of a Home Loan of Rs.1.5 Crore or higher, basis eligibility.

Zero Part-prepayment and Foreclosure Charges

Individual borrowers who have availed of a Home Loan on floating interest rates can part prepay or foreclose their loan at any time without paying any additional charges.

Easy-to-Meet Eligibility Criteria

Our Home Loan eligibility criteria are easy-to-meet, thereby, ensuring a smooth Home Loan application and disbursal process.

Home Loan of Rs.1.5 Crore: Eligibility Criteria

Home Loan of Rs.1.5 Crore: Eligibility Criteria

It is important to check the Home Loan eligibility criteria, so you can maximize your chances of getting a Home Loan. Our criteria vary on the basis of employment type. Check out the following housing loan eligibility criteria:

Home Loan Eligibility Criteria for Salaried Professionals

  • The applicant must be an Indian (including NRI) within 23 and 75 years of age**
  • They must be able to show at least 3 years of work experience.

Home Loan Eligibility Criteria for Self-Employed Professionals

  • The applicant must be an Indian (Resident) within 25 and 70 years of age**
  • They must be able to show at least 5 years of business vintage.

** Please note that maximum age is always the age of the applicant at the time of loan maturity.

Home Loan of Rs.1.5 Crore: Documents Required

Home Loan of Rs.1.5 Crore: Documents Required

Borrowers should keep the following documents ready for a hassle-free Home Loan process:

  • Passport-size photographs
  • KYC documents that act as an identity proof and residential proof
  • Financial documents that include latest salary slips, tax returns and P&L statements (for professional applicants)
  • Self-employed professionals must also provide documents that establish proof of business and minimum 5 years’ business vintage

Note: Additional documents may be requested at the time of loan processing.

Steps to Apply for a Home Loan up to Rs.1.5 Crore

Steps to Apply for a Home Loan up to Rs.1.5 Crore

Applying for a Home Loan with Bajaj Housing Finance is easy, and can be completed in just a couple of minutes:

  • Go to Bajaj Housing Finance’s official website and click on the Home Loan application form
  • Next, select your employment type and choose the type of housing loan you wish to avail of
  • Enter the requested OTP and complete the rest of the application.

Once we receive your housing loan application, our representative will get in touch with you within 24 hours* to walk you through the next steps.

*Terms and conditions apply

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*Non Refundable