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Home Loan of up to Rs.8.5 Crore: Overview_WC

Overview of a Home Loan of up to Rs.8.5 Crore

A Home Loan can be a convenient way to facilitate the purchase of your dream home. Bajaj Housing Finance offers sizeable Home Loan sanctions at competitive interest rates and flexible repayment tenor, among other benefits.

Home Loan of up to Rs.8.5 Crore: Interest Rate_WC

Interest Rate for a Rs.8.5 Crore Home Loan

Bajaj Housing Finance offers Home Loans at interest rates starting as low as 7.99%* p.a. for salaried applicants. The interest rate we offer depends on several different factors, such as your age, income, and credit score. You can know more about our interest rates here.

Home Loan of up to Rs.8.5 Crore: EMI_WC

EMI Loan Tenor for a Home Loan of up to Rs.8.5 Crore

The table below shows the EMI amount for Rs.8.5 Crore Home Loan availed of at the interest rate of 8.50%* p.a. for different loan tenors.

Home Loan Amount Loan Tenor EMI
Rs.8.5 Crore 32 years Rs.6,29,720
Rs.8.5 Crore 25 years Rs.6,70,183
Rs.8.5 Crore 20 years Rs.7,24,256
Rs.8.5 Crore 15 years Rs.8,24,619
Rs.8.5 Crore 10 years Rs.10,42,547

Home Loan of up to Rs.8.5 Crore: Features and Benefits_WC

Features and Benefits of a Rs.8.5 Crore Home Loan

Competitive Interest Rates

Bajaj Housing Finance offers Home Loans at interest rates starting as low as 7.99%* p.a. for salaried applicants. In other words, you can now make your dream home yours by paying EMIs amounting to Rs.722/Lakh* only.

Flexible Repayment Tenor

You can repay your Home Loan over a long repayment tenor of up to 32 years.

Quick Approval and Disbursal 

Our representatives revert on all loan applications within 24 hours* of receiving them. Further, with us, you can expect disbursal within 48 Hours* of document submission and approval.

Zero Prepayment and Foreclosure Charges

Individual borrowers who have availed of a housing loan on floating interest rates can prepay or foreclose their loan at no additional charges at any point in their Home Loan journey with us. 

Online Account Management 

Using our customer online portal, borrowers can raise queries, make complaints, and manage their loan account at any time and from anywhere. 

Home Loan EMI Calculator

Calculate Home Loan EMI

Loan AmountRs.

Rs.1 LakhRs.15 Crore

TenorYears

1 Year32 Years

Interest Rate%

1%15%

Your EMI is Rs. 0

0.00%

Total Interest

Rs. 0.00

0.00%

Total Payable Amount

Rs. 0.00

View Repayment Schedule Apply Now

Repayment Schedule
Date
  

Home Loan of up to Rs.8.5 Crore: Eligibility Criteria_WC

Eligibility Criteria for a Rs.8.5 Crore Home Loan

For Salaried Individuals

  • The applicant must be an Indian (including NRI).
  • They must be between 23 and 67 years** of age.
  • They must be able to show at least 3 years of work experience.

For Self-Employed Individuals

  • The applicant must be an Indian (resident).
  • They must be between 23 and 70 years** of age.
  • They must be able to show at least 3 years of business vintage.

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan of up to Rs.8.5 Crore: Documents Required_WC

Documents Required for a Rs.8.5 Crore Home Loan

Keep the following documents handy for a smooth and hassle-free loan process:

  • KYC documents, such as Aadhaar Card, Driver's License, and Voter ID
  • Mandatory documents such as PAN Card or Form 60
  • Residential proof documents such as Utility Bills and Passbook
  • Income proof documents, such as salary slips, income tax return, and last six months' bank account statements. In the case of self-employed applicants, borrowers must submit documents that establish proof of ownership and business vintage. 
  • Property-related documents, such as Allotment Letter, Title Deed, and NOC

Our representative may ask you for additional documents at the time of loan processing. These requirements, if any, will be communicated to you.

​How to Apply for a Housing Loan of up to Rs.8.5 Crore?​​

​How to Apply for a Housing Loan of up to Rs.8.5 Crore?​​

With Bajaj Housing Finance, applying for a Home Loan of up to Rs.8.5 Crore online is simple and convenient. You can follow these easy steps to initiate the process:

  1. Navigate to our Home Loan application form.
  2. Fill up some of your basic details such as your name, contact number, date of birth, net monthly obligations, and net monthly income.
  3. Click on 'Generate OTP' and enter it.
  4. Provide details related to your property and finances.

You can also apply for a Home Loan with us through Whats​A​pp. Follow the steps given below:

  • Send “Hi” to '7507507315'.
  • Enter some of your basic details such as income details, employment type, and amount of loan.​​
  • ​​​Check the eligible Home Loan offer available for you.​​
  • ​​​Make a payment of Rs.1999​ + GST and download your In-Principle Sanction Letter in just a few minutes.​​

*Terms and conditions apply.

Rs.8.5 Crore Home Loan?

You can use our EMI calculator to estimate the EMIs for a Rs.8.5 Crore Home Loan. By entering the loan amount, tenor, and rate of interest, you can calculate your EMIs easily.

Home Loan of up to Rs.8.5 Crore_RAC_WC

Home Loan of up to Rs.8.5 Crore_PAC

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Apply Online For Home Loan
Online Home Loan

Instant Home Loan approval at just

Rs. 1,999 + GST*

Rs.5,999 + GST
*Non Refundable