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Home Loan of up to Rs.8.5 Crore: Overview_WC

Home Loan of up to Rs.8.5 Crore: Overview

Bajaj Housing Finance offers sizeable Home Loan sanctions at interest rates starting as low as 8.50%* p.a. for salaried applicants.

Home Loan of up to Rs.8.5 Crore: Interest Rate_WC

Home Loan of up to Rs.8.5 Crore: Interest Rate

Bajaj Housing Finance offers Home Loans interest rates starting as low as 8.50%* p.a. for salaried applicants. However, the interest rate we offer depends on several different factors, such as your age, income, credit score, etc. You can know more about our interest rates here.

Home Loan of up to Rs.8.5 Crore: EMI_WC

Home Loan of up to Rs.8.5 Crore: EMI

The table below shows the EMI amount for Rs.8.5 Crore Home Loan availed of at 8.50%* p.a. rate of interest for different loan tenors.

Home Loan Amount (in Rs.) Loan Tenor EMI (in Rs.)
8.5 Crore 40 years 623,130
8.5 Crore 30 years 653,576
8.5 Crore 25 years 684,443
8.5 Crore 20 years 737,650
8.5 Crore 15 years 837,029
8.5 Crore 10 years 1,053,878

Home Loan of up to Rs.8.5 Crore: Features and Benefits_WC

Home Loan of up to Rs.8.5 Crore: Features and Benefits

Competitive Interest Rates

Bajaj Housing Finance offers Home Loans at interest rates starting as low as 8.50%* p.a. for salaried applicants. In other words, you can now make your dream home yours by paying EMIs amounting to Rs.733/Lakh* only.

Flexible Repayment Tenor

We give borrowers the option to choose their repayment tenor. You can repay your Home Loan over a period extending up to 40 years.

Quick Approval and Disbursal 

We try our best to revert on all loan applications within 24* hours of receiving them. Further, with us, you can expect disbursal within 48* hours of document submission and approval.

Zero Prepayment and Foreclosure Charges

Individual borrowers who have availed of a housing loan on floating interest rates can prepay or foreclose their loan at no additional charges at any point in their Home Loan journey with us. 

Online Account Management 

Using our customer online portal, borrowers can raise queries, make complaints and manage their loan account at any time and from anywhere. 

Home Loan of up to Rs.8.5 Crore: Eligibility Criteria_WC

Home Loan of up to Rs.8.5 Crore: Eligibility Criteria

For Salaried Individuals

  • The applicant must be an Indian (including NRI)
  • They must be between 23 and 75 years** of age
  • They must be able to show at least 3 years of work experience

For Self-Employed Individuals

  • The applicant must be an Indian (resident).
  • They must be between 25 and 70 years** of age
  • They must be able to show at least 5 years of business vintage

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan of up to Rs.8.5 Crore: Documents Required_WC

Home Loan of up to Rs.8.5 Crore: Documents Required

If you want to take on the responsibility of Rs.8.5 Crore Home Loan, we will need you to submit a few documents at the time of loan processing. These documents will help us design the ideal loan offer for you. For a smooth and hassle-free loan process, keep the following documents ready with you. 

  • KYC documents, such as Aadhar Card, Driver's License, Voter ID, etc. 
  • Mandatory documents such as PAN Card or Form 60
  • Residential proof documents, such as utility bills, passbook, etc. 
  • Income proof documents, such as salary slips, income tax return, last six months' bank account statements, etc. In the case of self-employed applicants, borrowers must submit documents that establish proof of ownership and business vintage. 
  • Property-related documents, such as allotment letter, title deed, NOC, etc.

Our representative may ask you for additional documents at the time of loan processing. These requirements, if any, will be communicated to you.

​How to Apply for a Housing Loan of up to Rs.8.5 Crore?​​

​How to Apply for a Housing Loan of up to Rs.8.5 Crore?​​

​​​With the advent of digitisation, Home Loan application has now become much simpler than ever. You can even apply for a Home Loan of up to Rs. 8.5 crore within a matter of minutes. Here are the steps that you can follow to apply for a home loan online:​​

  1. Navigate to our Home Loan application page.
  2. Click on the “New Loan” option, and you have to fill up some of your basic details like your name, contact number, DOB, net monthly obligations, net monthly income, etc.​
  3. Click on “Continue”. Enter your OTP to validate your mobile number.​

​​​We have made home loan applications more convenient. Just simply text “Hi” to “7507507315” from your Whats​A​pp.​​

  • Our official WhatsApp bot will then ask you to enter some of your basic details like income details, employment type, amount of loan, etc.​​
  • ​​​Check the eligible home loan offer available for you.​​
  • ​​​Just make a payment of Rs.1999​*​+ GST and download your in-principal digital sanction letter, all of it in just a few minutes.​​

*Terms and conditions apply.

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