Home Loan Up to Rs.5 Crore_Banner_WC


Home Loan Up to Rs.5 Crore_WC

Home Loan ​of ​up to Rs.5 Crore​:​ Details

Embarking on the journey of owning your dream home may seem daunting, but with us, you can experience hassle-free homeownership. Bajaj Housing Finance offers Home Loans of up to Rs.5 Crore, or more, basis eligibility. With our Home Loans, you stand to gain from various benefits such as quick disbursal, competitive interest rates, and online account management, among others.

Eligible borrowers can make the most of our Home loan interest rates  starting as low as 8.50%* p.a. for salaried applicants.

Borrowers who wish to apply for a Home Loan of up to Rs.5 Crore should plan their finances in advance to ensure loan amount repayment within the set tenor, without compromising on other expenses. To help you estimate your EMIs and plan the repayment of your Home Loan of Rs.5 Crore, Bajaj Housing Finance provides a Home Loan EMI Calculator that you can use for free.

Features and Benefits of a Home Loan of Rs. 5 Crore_WC

Features and Benefits of a Home Loan of Rs.5 Crore

A Home Loan of Rs.5 Crore is a substantial amount that can be used to purchase a high-value property, such as a luxury villa or a large commercial property. Some of the key features you benefit from when availing of a Home Loan of Rs.5 Crore include:

Competitive Interest Rate

We offer Home Loans to salaried, professional, or self-employed applicants at competitive interest rates, basis eligibility.

Sizeable Loan Sanction

With a sizeable Home Loan of Rs.5 Crore* or even higher, you have the freedom to purchase a property of your choice without worrying about the funds.

Flexible Repayment Tenor

With a tenor of up 40 years, you have ample time to plan repayment. Eligible borrowers can also make the most of our tailored repayment schemes.

Online Account Management

We make handling your Home Loan details easier for you by way of our Online Account Management portal, which lets you access your loan details without visiting our branch in person.

Tax Benefits

You can claim tax benefits on the principal and interest paid on your Home Loan under Section 80C and Section 24 of the Income Tax Act, under the old tax regime.

Zero Part-Prepayment and Foreclosure Charges

Individual borrowers availing of advances for housing purposes at floating interest rates can choose to prepay or foreclose their loan without any additional charges.

Eligibility Criteria for a Home Loan of Rs. 5 crore_WC

Eligibility Criteria for a Home Loan of Rs.5 Crore

Borrowers can easily apply for a Home Loan when they qualify under the below eligibility criteria laid down for salaried, professional and self-employed individuals. Our criteria are practical and meant to encourage homebuying.

A Salaried/Professional Applicant Should Be:

An Indian citizen (including NRIs) between 23 and 75 years of age**, working for at least the past 3 years at a public/private organisation, or an MNC.

A Self-Employed Applicant Should Be:

An Indian (resident) between 25 and 70 years of age**, with a vintage of at least 5 years in your current business.

** The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Type of Verification Supporting Documents for Home Loan up to Rs.5 Crore_WC

Documents Required for Rs.5 Crore Home Loan

  • For address and identity – Aadhaar Card, PAN Card, or Utility Bills, etc.
  • Income related – Latest pay slips (of at least three months), bank statements (of six months), and ITR (of two years), P&L statements (for self-employed applicants), etc.
  • Mandatory - PAN Card or Form 60
  • Property specific – The property sale deed with registration receipt, agreement copy, approved project plan, and tax receipts
  • Existing Home Loan - Sanction letter and other papers as prompted by the lender

In addition to the papers listed above as necessary for a housing loan, additional documents may be asked for by the lender.

Rs. 5 Crore Home Loan Application Process_WC

Steps to Apply for a Home Loan of up to Rs.5 Crore

Visit our Home Loan application form and apply for Rs.5 Crore Home Loan online by following these simple steps:

  1. Enter your basic personal details.
  2. Choose your home loan type (fresh loan or balance transfer), required loan amount, employment type (salaried, self-employed doctors/CAs, or self-employed (others), net monthly income, and residential PIN code.
  3. Generate OTP and enter it in the respective field.
  4. On the next screen, enter details such as your PAN details, monthly obligation, and others.
  5. Click ‘Submit’ to submit the form.

Once you submit the form, our representative will get in touch with you to walk you through the next steps.

*Terms and conditions apply.

Rs.5 Crore Home Loan EMIs for different Tenors_WC

EMIs for Rs.5 Crore Home Loan for Different Tenors

Depending on your tenor, the EMI for a Home Loan of Rs.5 Crore ranges from Rs.3 to 6 Lakh per month at an interest rate of 8.50%* p.a. for salaried applicants. A Home Loan EMI Calculator can be used to estimate the EMI and analyse the feasibility of monthly repayments.

The following table provides a clearer picture of the EMIs for a Rs.5 Crore Home Loan for various tenors, taking into account the applicable interest rate of 8.50%* p.a.

Loan Amount (in Rs.) Tenor EMIs (in Rs.)
5 Crore 40 years 3,66,547
5 Crore 30 years 3,84,457
5 Crore 25 years ₹ 4,02,614
5 Crore 20 years 4,33,912
5 Crore 15 years 4,92,370
5 Crore 10 years 6,19,928

*The EMIs in the above tables were calculated using a Home Loan EMI Calculator and are subject to change.

Disclaimer: The interest rate considered here and its subsequent calculations, are for illustrative purposes only. The calculations and actuals will differ based on the individual’s profile and loan requirements.

Home Loan upto 5 crore_RAC_WC

Home Loan upto 5 crore_PAC_WC

People Also Consider






P1 CommonOHLExternalLink_WC

Apply Online For Home Loan
Online Home Loan

Instant Home Loan approval at just

Rs. 1,999 + GST*

Rs.5,999 + GST
*Non Refundable