Home Loan of up to Rs.8Crore_Banner_WC


Home Loan of up to Rs.8 Crore: Overview_WC

Rs.8 Crore Home Loan EMI: Details

The real estate sector has always been a choice investment for many and is often considered a preferred instrument for wealth growth. To keep up with the current property rates, availing of a sizeable loan sanction might be a good idea.

Consider availing of a Bajaj Housing Finance Home Loan worth Rs.8 Crore at competitive interest rates. We offer a flexible repayment tenor extending up to 40 years to make loan repayment convenient. Have a look at some of our other features and benefits.

Home Loan of up to Rs.8 Crore: EMI and Interest Rate_WC

Home Loan of up to Rs.8 Crore: EMI and Interest Rate

No matter how sizeable your loan sanction is, a good repayment plan will help manage your payment schedule without interrupting your other financial goals. We recommend the use of our Home Loan EMI Calculator to get started.

Here is an example of what your EMI amount could potentially look like, across various tenors for 10 years, 15 years, 20 years, 25 years, 30 years, and 40 years considering 8.50%* p.a. as the rate of interest for a salaried applicant.

Home Loan Amount Tenor EMI
Rs.8 Crore 40 years Rs.5,86,475
Rs.8 Crore 30 years Rs.6,15,131
Rs.8 Crore 25 years Rs.6,44,182
Rs.8 Crore 20 years Rs.6,94,259
Rs.8 Crore 15 years Rs.7,87,792
Rs.8 Crore 10 years Rs.9,91,886

Home Loan of up to Rs.8 Crore: Features and Benefits _WC

Home Loan of up to Rs.8 Crore: Features and Benefits 

Competitive Interest Rates 

Bajaj Housing Finance offers Home Loans at competitive interest rates to salaried, self-employed, and professional applicants. With this, you can benefit from feasible EMIs and easy loan repayment.

Sizeable Loan Sanction 

With Bajaj Housing Finance, you can avail of sizeable loan sanctions to help paving the way ahead for your homebuying journey.

Long Repayment Tenor 

Bajaj Housing Finance offers a long repayment tenor, which makes loan repayment easy, especially when a borrower has availed of a sizeable loan sanction. 

Online Tools to Help 

Bajaj Housing Finance offers online tools to help borrowers with online Home Loan planning. Tools, such as the Home Loan EMI Calculator and the Home Loan Eligibility Calculator, make loan planning easy.

Online Account Management 

Borrowers can now handle their loan account, pay EMIs and do a lot more while on the go using our online customer portal. 

Home Loan of up to Rs.8 Crore: Eligibility Criteria _WC

Home Loan of up to Rs.8 Crore: Eligibility Criteria 

Bajaj Housing Finance has very simple and easy-to-meet Home Loan eligibility criteria. Here are our Home Loan eligibility criteria for salaried and self-employed applicants:

Eligibility Criteria for Salaried Employees 

If you are a salaried employee, you can be a resident citizen of India or an NRI between 23 years and 75 years** of age. You should also be able to show at least 3 years of work experience. 

Eligibility Criteria for Self-Employed Employees 

If you are a self-employed professional, you must be an Indian (resident only) citizen between 25 years and 70 years** of age. You should also be able to show at least 5 years of business vintage. 

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan of Rs.8 Crore: Documents Required_WC

Home Loan of Rs.8 Crore: Documents Required

Applying for a Home Loan with Bajaj Housing Finance? Keep the following documents ready to experience a smooth and hassle-free process:

  • Mandatory documents: PAN Card or Form 60
  • KYC documents: Under this category, you are required to submit documents that serve as proof of your address and identity, such as a Ration Card, Utility Bill, Passport, Driving License, etc. 
  • Income proof documents: Under this category, one is required to submit documents that establish one's income. You can submit your salary slips, ITR, bank statements, and P&L statements under this category. 
  • All property-related documents

Please note that this list is indicative. We may need additional documents at the time of processing of the loan. Any such requirements will be communicated to you by our team. 

How to Apply for a Home Loan of up to Rs.8 Crore​

Home Loan of up to Rs.8 Crore: How to Apply

You can apply for the Bajaj Housing Finance Home Loan online in a hassle-free manner. It is always recommended to check your eligibility along with the additional fees and charges before you get into the application process. Listed below are some of the steps that you can follow:

  1. To start with, visit our official Home Loan application portal.
  2. Then carefully enter some of your basic details such as employment type (salaried or self-employed), net monthly income, type of loan (Home Loan, Home Loan Balance Transfer, or Home Loan Balance Transfer plus Top-up), required amount of loan, etc.​
  3. Simply click on the 'Generate OTP' option. Enter the OTP you have received and complete the application process.​
  4. After that, you can expect a call from one of our representatives within 24 hours*. They will then walk you through further processes. ​​

*Terms and conditions apply.

Home Loan of up to Rs.8Crore_RAC_WC

Home Loan of up to Rs.8 Crore_PAC

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