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Home Loan of up to Rs.8 Crore: Overview_WC

Home Loan of up to Rs.8 Crore: Overview

The real estate sector has always been a choice investment for many and is often considered a preferred instrument for wealth growth. To keep up with the current property rates, availing of a sizeable loan sanction might be a good idea.

Consider availing of a Bajaj Housing Finance Home Loan worth Rs.8 Crore, starting as low as 8.45%* p.a. We offer a flexible repayment tenor extending up to 40 years to make loan repayment less burdensome. Have a look at some of our other features and benefits.

Home Loan of up to Rs.8 Crore: EMI and Interest Rate_WC

Home Loan of up to Rs.8 Crore: EMI and Interest Rate

No matter how sizeable your loan sanction is, a good repayment plan will help manage your payment schedule without interrupting your other financial goals. We recommend the use of our Home Loan EMI Calculator to get started.

Here is an example of what your EMI amount could potentially look like, across various tenors, considering 8.45%* as the rate of interest.

Home Loan Amount (in Rupees) Tenor (in years) EMI (in Rupees)
8 Crore 40 years ₹5,83,434
8 Crore 30 years ₹6,12,298
8 Crore 25 years ₹6,41,488
8 Crore 20 years ₹6,91,729
8 Crore 15 years ₹7,85,449
8 Crore 10 years ₹9,89,747

Home Loan of up to Rs.8 Crore: Features and Benefits _WC

Home Loan of up to Rs.8 Crore: Features and Benefits 

Highly Competitive Interest Rates 

Bajaj Housing Finance offers Home Loans at interest rates starting as low as 8.45%* per annum. You can now make your dream home yours by paying only Rs.729/Lakh* in EMIs.

Sizeable Loan Sanction 

With Bajaj Housing Finance, you can avail of sizeable loan sanctions to help paving the way ahead for your homebuying journey.

Long Repayment Tenor 

Bajaj Housing Finance's long repayment tenor makes loan repayment easy, especially when a borrower has availed of a sizeable loan sanction. 

Online Tools to Help 

Bajaj Housing Finance offers online tools to help borrowers with online Home Loan planning. Tools, such as the Home Loan EMI calculator and the Home Loan eligibility calculator, make loan planning easy.

Online Account Management 

Borrowers can now handle their loan account, pay EMIs and do a lot more while on the go using our online customer portal. 

Home Loan of up to Rs.8 Crore: Eligibility Criteria _WC

Home Loan of up to Rs.8 Crore: Eligibility Criteria 

Bajaj Housing Finance has very simple and easy-to-meet Home Loan eligibility criteria. The whole idea is to promote home buying. Here are our Home Loan eligibility criteria for salaried and self-employed applicants. 

Eligibility Criteria for Salaried Employees 

If you are a salaried employee, you can be a resident citizen of India or NRI between 23 years and 75 years** of age. You must also be able to show at least 3 years of work experience. 

Eligibility Criteria for Self-Employed Employees 

If you are a self-employed professional, you must be an Indian (resident only) citizen between 25 years and 70 years** of age. You must also be able to show at least 5 years' business vintage. 

**Please note that the maximum age is always the age of the borrower at the time of loan maturity.

Home Loan of Rs.8 Crore: Documents Required_WC

Home Loan of Rs.8 Crore: Documents Required

Applying for a Home Loan with Bajaj Housing Finance? Keep the following documents ready to experience a smooth and hassle-free process. 

  • KYC documents. Under this category, you are required to submit documents that serve as proof of your address and identity, such as Ration Card, Utility bill, Passport, Driving License, etc. 
  • Income proof documents. Under this category, one is required to submit documents that establish one's income. You can submit your salary slips, ITR, bank statements and P&L statements under this category. 
  • You will also need to submit all property-related documents. So, keep those ready with you. 

- Passport-size photographs 

Please note that this list is indicative. We may need additional documents at the time of processing of the loan. Any such requirements will be communicated to you by our team. 

*Terms and conditions apply.

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