Home Loan of up to Rs.4.5 Crore: Overview
Waiting to take the plunge and make your real estate dream a reality? Avail of a sizeable housing loan to achieve your goal with more ease, in terms of financing and funding. The Bajaj Housing Finance Home Loan is tailored to address the needs of our borrowers. From competitive interest rates to other attractive benefits, our Home Loans are a compelling choice.
Home Loan of up to Rs.4.5 Crore: EMI and Interest Rate
Bajaj Housing Finance offers Home Loans at interest rates starting as low as 8.45%* p.a. However, the interest rate that we will be able to offer you will depend on several things, such as your age, income, job stability, city of residence, credit score, etc.
Rs.4.5 Crore Home Loan EMI for different tenors
If you are planning to avail of a Home Loan worth Rs. 4.5 Crore, we recommend using an online Home Loan EMI Calculator to estimate the EMI in advance for different loan tenor.
Here is a glimpse of what your potential EMIs may look like, considering an interest rate of 8.45%* p.a.
| Loan Amount (in Rupees) | Tenor | EMI (in Rupees) |
|---|---|---|
| 4.5 Crore | 40 years | ₹3,28,182 |
| 4.5 Crore | 30 years | ₹3,44,418 |
| 4.5 Crore | 25 years | ₹3,60,837 |
| 4.5 Crore | 20 years | ₹3,89,098 |
| 4.5 Crore | 15 years | ₹4,41,815 |
| 4.5 Crore | 10 years | ₹5,56,733 |
Home Loan of up to Rs.4.5 Crore: Features and Benefits
Low Interest Rates
When you are availing of a high loan sanction, worth Rs.4.5 Crore, it helps that you avail of low interest rates to keep the cost of repayment nominal. Bajaj Housing Finance’s low interest rate housing loan deals will do just this for you.
Flexible Repayment Tenor
With us, borrowers can choose to repay their loan over a period extending up to 40 years. Such a long repayment period makes the process of loan repayment less burdensome and allows you to focus on your other financial goals.
Easy-to-Meet Eligibility Criteria
Bajaj Housing Finance has easy-to-meet home loan eligibility criteria, which makes getting approved for a loan with us quite simple and easy.
Online Tools to Help
Borrowers can use our various online tools to help them figure out the right loan amount and tenor for them. All these tools are free and easily available on our websites.
Online Account Management
Borrowers can pay their Home Loan EMIs, raise complaints and queries and do a lot more while sitting within the comfort of their home using our online customer portal. Managing one’s loan account has never been easier.
Home Loan of up to Rs.4.5 Crore: Eligibility Criteria
Our eligibility criteria for a Home Loan of up to Rs.4.5 Crore is easy to simple to meet.
Eligibility Criteria for Salaried Applicants
- Salaried applicants applying for a Home Loan with us must be an Indian (including NRI).
- They must be between 23 and 75 years** of age
- They must be able to show at least 3 years of work experience
Eligibility Criteria for Self-Employed Applicants
- Self-employed applicants applying for a Home Loan with us must be an Indian resident
- They must be between 25 and 70 years** of age
- They must be able to show 5 years of business vintage
**Please note that the maximum age is always the age of the individual at the time of loan maturity.
Home Loan of up to Rs.4.5 Crore: Documents Required
Please keep the following documents ready for a hassle-free loan application process if you wish to avail of a Rs.4.5 Crore home loan from Bajaj Housing Finance
- KYC documents
- Passport-size photographs
- Latest salary slips (for salaried applicants)/TR document and P&L statements (for self-employed applicants)
- Bank account statements of the previous 6 months
- In the case of self-employed professionals, documents that establish at least 5 years of business vintage.
Keep in mind that this is only an indicative list and our representatives may ask you for additional documents at the time of loan processing.
*Terms and conditions apply.
