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Home Loan Up to 70 Lakh: Overview_WC

Rs.70 Lakh Home Loan: Overview

Investing in a residential property can be a significant financial commitment. Before initiating a search for your dream house, knowing the Home Loan amount you will be eligible for can help you carry out a focused property search. If you are looking for a Home Loan of Rs.70 Lakh, we offer housing loans to applicants at competitive interest rates and flexible repayment tenor.

Features and Benefits Home Loan of up to Rs.70 Lakh_WC

Features and Benefits of Rs.70 Lakh Home Loan

If you are looking for a Home Loan of up to Rs.70 Lakh, you can enjoy several benefits by opting for Bajaj Housing Finance.

Substantial Loan Amount

To purchase a residential property of your choice, you can avail of a sizeable loan amount, basis eligibility.

Long Repayment Tenor

A long repayment tenor of up to 40 years helps you repay your Home Loan comfortably.

Competitive Interest Rate

Our competitive interest rates offered to salaried, self-employed, and professional applicants ensure that their overall cost of borrowing remains feasible.

Minimal Documentation

To ensure speedy approval and disbursal of the loan amount, our documentation process is minimal and to the point.

Sizable Top-up Loan

Transfer your existing Home Loan balance to us and avail of a substantial Top-up Loan to address your housing requirements.

Disbursal in 48 Hours*

Home Loan applicants can expect to receive the loan amount within 48 Hours*, following the approval of their application and documentation verification.

Documentation required for a Home Loan of Rs.70 Lakh_WC

Documents Required for a Home Loan of Rs.70 Lakh

Our minimal documentation requirement ensures quick approval, verification, and disbursal. Here are some of the documents that you need to submit along with your Home Loan application:

For Self-Employed Individuals

  • Mandatory documents (PAN Card or Form 60)
  • KYC documents to verify identity
  • P&L statements plus other documents indicating a steady flow of income from the existing business in operation for more than 5 years
  • Proof of business
  • Property-related documents such as Title Deed, Property Tax Receipts, and Allotment Letter

For Professionals and Salaried Employees

  • Mandatory documents (PAN Card or Form 60)
  • KYC documents to verify identity
  • 3 months’ salary slips
  • Educational certificates for doctors and a valid COP for CAs
  • Employment proof
  • Property-related documents such as Title Deed, Property Tax Receipts, and Allotment Letter

Note: This list is only indicative and additional documents may be asked during loan processing.

Eligibility Criteria For Home Loan up to Rs.70 Lakh_WC

Eligibility Criteria for Home Loan of up to Rs.70 Lakh

Salaried individuals Self-employed individuals
3 years’ work experience 5 years business vintage
Indian (including NRI) Indian (residents only)
23 to 75 years** of age 25 to 70 years** of age

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

EMIs for a Home Loan of Rs.70 Lakh Over Various Tenur_WC

EMIs for a Home Loan of Rs.70 Lakh Over Various Tenor

A Home Loan EMI Calculator can be used to calculate the EMIs on a housing loan, allowing you to estimate the payable EMI and interest in advance. The EMI for a Home Loan of Rs.70 Lakh is shown in the table below for various repayment tenor.

Rs.70 Lakh Home Loan EMI for 40 years

Loan amount Tenor Interest EMI
Rs.70 Lakh 40 years 8.50%* p.a. Rs.51,317

Rs.70 Lakh Home Loan EMI for 30 years

Loan amount Tenor Interest EMI
Rs.70 Lakh 30 years 8.50%* p.a. Rs.53,824

Rs.70 Lakh Home Loan EMI for 20 years

Loan amount Tenor Interest EMI
Rs.70 Lakh 20 years 8.50%* p.a. Rs.60,748

Rs.70 Lakh Home Loan EMI for 10 years

Loan amount Tenor Interest EMI
Rs.70 Lakh 10 years 8.50%* p.a. Rs.86,790

*The values in the preceding tables are subject to change.

Steps to Apply for a Home Loan of up to Rs.70 Lakh

Steps to Apply for a Home Loan of up to Rs.70 Lakh

You can apply for a Home Loan of up to Rs.70 Lakh with Bajaj Housing Finance by following these simple steps:

  1. Navigate to our Home Loan application form.
  2. Enter your personal details such as name and mobile number.
  3. Select your occupation and loan type and provide your PIN code, the loan amount you require, and net monthly income.
  4. Click ‘Receive OTP’.
  5. Enter your OTP to validate your number.
  6. Enter your PAN, monthly obligation, and other details, which can vary depending on your loan and employment type.
  7. Click ‘Submit’ to submit the form.

Once you have filled in all the details, a Bajaj Housing Finance representative will connect with you to walk you through the following steps.

*Terms and conditions apply.

Home Loan 70Lakh _RAC_WC

Home Loan up to Rs. 70 lakh_PAC_WC

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