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Home Loan Up to 70 Lakh: Overview_WC

Rs.70 Lakh Home Loan Detail

Before initiating a search for the dream house, you should have some idea about the home loan amount you will be eligible for based on your salary. If you are looking to buy a house that costs you around a Crore or close to that, you may need a home loan worth Rs.70 Lakh. And if you need a home loan worth Rs.70 Lakh, you may be required to fit into particular criteria. Let us understand in detail.

Features and Benefits Home Loan of up to Rs.70 Lakh_WC

Features and Benefits Home Loan of up to Rs.70 Lakh

If you are looking for a home loan worth Rs.70 Lakh, you can enjoy several benefits if you opt for Bajaj Housing Finance.

High Loan Amount

Even if your requirement is of Rs.70 Lakh, you may get a higher sanction in case you choose to upgrade your purchasing potential and you earn enough to fit into a higher bracket. As such, you can avail of a housing loan of Rs.5 Crore* or even higher.

Long Repayment Tenor

A long repayment tenor of 40 years helps you pay comfortably and reduces your burden.

Affordable EMIs

Our interest rates start as low as 8.45%* for salaried/professional individuals giving you an opportunity to start easy.

Minimal Documentation

In this age and time, we believe speed is the key – which is why our documentation process is minimal and to the point.

Top-up loan for unforeseen expenses

Buying a home is just the beginning, there are so many things that come with it such as interior and aesthetics. You can get a Top-up loan of Rs. 1 Crore to fund your many needs.

Disbursal in 2 days*

Home loan applicants can expect to receive their sanction within 48 Hours*, following the approval of their application and documentation verification.

Documentation required for a Home Loan of Rs.70 Lakh_WC

Documentation required for a Home Loan of Rs.70 Lakh

Whether you are a self-employed businessman or a salaried professional, you are eligible for a home loan of Rs.70 Lakh if you satisfy the below criteria:

For Self-Employed Individuals

  • KYC documents to verify identity
  • P&L statements plus other documents indicating a steady flow of income from the existing business in operation for more than 5 years
  • Proof of business
  • Property related documents such as title deed, property tax receipts, and allotment letter

For Professionals and Salaried Employees

  • KYC documents to verify identity
  • 3 months’ salary slips
  • Educational certificates for doctors and a valid COP for CAs
  • Employment proof
  • Property related documents such as title deed, property tax receipts, and allotment letter

Note: This list is only indicative and additional documents may be asked during loan processing.

Eligibility Criteria For Home Loan up to Rs.70 Lakh_WC

Eligibility Criteria For Home Loan up to Rs.70 Lakh

Salaried individuals Self-employed individuals
3 years work experience 5 years business vintage
Indian (including NRI) Indian (resident)
23 to 75** years of age 25 to 70** years of age

**Age at the time of loan maturity.

*Terms and conditions apply

EMIs for a Home Loan of Rs.70 Lakh Over Various Tenur_WC

EMIs for a Home Loan of Rs.70 Lakh Over Various Tenure

A Home Loan EMI calculator can be used to calculate the EMIs on a housing loan, allowing you to know the payable EMI and interest in advance. The EMI for a Home Loan of Rs.70 Lakh is shown in the table below for various repayment tenures.

Rs.70 Lakh Home Loan EMI for 40 years

Loan amount Tenure Interest EMI
Rs.70 Lakh 40 years 8.45%* ₹51,051

Rs.70 Lakh Home Loan EMI for 30 years

Loan amount Tenure Interest EMI
Rs.70 Lakh 30 years 8.45%* ₹53,576

Rs.70 Lakh Home Loan EMI for 20 years

Loan amount Tenure Interest EMI
Rs.70 Lakh 20 years 8.45%* ₹60,526

Rs. 70 lakh home loan EMI for 10 years

Loan amount Tenure Interest EMI
Rs.70 Lakh 10 years 8.45%* ₹86,603

*The values in the preceding tables are subject to change

Home Loan 70Lakh _RAC_WC

Home Loan up to Rs. 70 lakh_PAC_WC

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