Home Loan of up to Rs.10 Crore: Overview
Bajaj Housing Finance offers low interest rate Home Loans that promote the ease of borrowing and homebuying. Our interest rates start as low as 8.45%* p.a., covered under a flexible repayment tenor of up to 40 years to ease the burden of loan payment. With us, you also enjoy additional benefits, such as Balance Transfers and Top-up Loans, online tools to help you with loan planning, online account management, etc.
Home Loan of up to Rs.10 Crore: Interest Rate and EMI
Borrowers can use the Home Loan EMI calculator to calculate their EMIs for a loan of Rs.10 Crore. The repayment schedule can look like the can provided below, keeping an interest rate of 8.45%* p.a. constant.
| Home Loan Amount | Loan Tenor | EMI |
|---|---|---|
| Rs. 10 Crore | 40 years | ₹7,29,293 |
| Rs. 10 Crore | 30 years | ₹7,65,373 |
| Rs. 10 Crore | 25 years | ₹8,01,860 |
| Rs. 10 Crore | 20 years | ₹8,64,661 |
| Rs. 10 Crore | 15 years | ₹9,81,811 |
| Rs. 10 Crore | 10 years | ₹12,37,184 |
Home Loan of up to Rs.10 Crore: Features and Benefits
Competitive Interest Rates
Bajaj Housing Finance offers Home Loans at interest rates starting as low as 8.45%* p.a. To make it simpler, you can now buy your dream home by paying Rs.729/Lakh* in EMIs.
Flexible Loan Tenor
Bajaj Housing Finance gives borrowers the option to repay their EMIs over a period extending up to 40 years to make the process of loan repayment easy for them.
Simple Eligibility Criteria
Our Home Loan eligibility criteria are simple and easy to meet and have been designed to promote home buying.
Sizeable Top-Up Loans
Borrowers can avail of a Top-up Loans of Rs.1 Crore when they opt for a Home Loan Balance Transfer. This top-up loan comes with zero end-use restrictions.
Online Account Management
Borrowers can now pay their Home Loan EMIs, raise complaints and queries while on the go using out online customer portal.
Home Loan Up to Rs.10 Crore: Eligibility Criteria
Bajaj Housing Finance's housing loan eligibility criteria is easy to meet and meant to approve Home Loan buying.
If you are a salaried applicant, you can be a resident citizen of India or NRI between 23 and 75 years** of age. You must also be able to show at least three years of work experience. Self-employed applicants must be Indian (residents only) between 25 and 70 years** of age. They must also be able to show at least five years of business vintage.
Please note that the maximum age is always the age of the applicant at the time of loan maturity.
Home Loan of up to Rs.10 Crore: Documents Required
If you are planning to apply for a housing loan with Bajaj Housing Finance, keep the following documents ready with you.
KYC Documents
Passport, Ration Card, Utility Bills, Driving License, Electricity Bills, etc.
Proof of Income Documents
Salary slips, P&L statements, bank account statements, etc. In the case of self-employed individuals, one must also submit proof of business documents
Property Documents
Title Deed, NOC, Sale Deed, etc.
Please note this list is indicative and our team may also ask you for additional documents at the time of loan processing.
*Terms and conditions apply.
