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Home Loan of up to Rs.10 Crore: Overview_WC

Home Loan of up to Rs.10 Crore: Overview

Bajaj Housing Finance offers low interest rate Home Loans that promote the ease of borrowing and homebuying. Our interest rates start as low as 8.45%* p.a., covered under a flexible repayment tenor of up to 40 years to ease the burden of loan payment. With us, you also enjoy additional benefits, such as Balance Transfers and Top-up Loans, online tools to help you with loan planning, online account management, etc.

Home Loan of up to Rs.10 Crore: Interest Rate and EMI_WC

Home Loan of up to Rs.10 Crore: Interest Rate and EMI

Borrowers can use the Home Loan EMI calculator to calculate their EMIs for a loan of Rs.10 Crore. The repayment schedule can look like the can provided below, keeping an interest rate of 8.45%* p.a. constant.

Home Loan Amount Loan Tenor EMI
Rs. 10 Crore 40 years ₹7,29,293
Rs. 10 Crore 30 years ₹7,65,373
Rs. 10 Crore 25 years ₹8,01,860
Rs. 10 Crore 20 years ₹8,64,661
Rs. 10 Crore 15 years ₹9,81,811
Rs. 10 Crore 10 years ₹12,37,184

Home Loan of up to Rs.10 Crore: Features and Benefits_WC

Home Loan of up to Rs.10 Crore: Features and Benefits

Competitive Interest Rates 

Bajaj Housing Finance offers Home Loans at interest rates starting as low as 8.45%* p.a. To make it simpler, you can now buy your dream home by paying Rs.729/Lakh* in EMIs. 

Flexible Loan Tenor

Bajaj Housing Finance gives borrowers the option to repay their EMIs over a period extending up to 40 years to make the process of loan repayment easy for them. 

Simple Eligibility Criteria 

Our Home Loan eligibility criteria are simple and easy to meet and have been designed to promote home buying. 

Sizeable Top-Up Loans

Borrowers can avail of a Top-up Loans of Rs.1 Crore when they opt for a Home Loan Balance Transfer. This top-up loan comes with zero end-use restrictions. 

Online Account Management 

Borrowers can now pay their Home Loan EMIs, raise complaints and queries while on the go using out online customer portal. 

Home Loan Up to Rs.10 Crore: Eligibility Criteria_WC

Home Loan Up to Rs.10 Crore: Eligibility Criteria

Bajaj Housing Finance's housing loan eligibility criteria is easy to meet and meant to approve Home Loan buying.

If you are a salaried applicant, you can be a resident citizen of India or NRI between 23 and 75 years** of age. You must also be able to show at least three years of work experience. Self-employed applicants must be Indian (residents only) between 25 and 70 years** of age. They must also be able to show at least five years of business vintage.

Please note that the maximum age is always the age of the applicant at the time of loan maturity.

Home Loan of up to Rs.10 Crore: Documents Required_WC

Home Loan of up to Rs.10 Crore: Documents Required

If you are planning to apply for a housing loan with Bajaj Housing Finance, keep the following documents ready with you.

KYC Documents

Passport, Ration Card, Utility Bills, Driving License, Electricity Bills, etc. 

Proof of Income Documents

Salary slips, P&L statements, bank account statements, etc. In the case of self-employed individuals, one must also submit proof of business documents

Property Documents

Title Deed, NOC, Sale Deed, etc. 

Please note this list is indicative and our team may also ask you for additional documents at the time of loan processing.

*Terms and conditions apply.

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