Home Loan of up to Rs.10 Crore
Homebuyers aspiring to purchase a residential property can avail of a Home Loan of Rs.10 Crore or higher, with Bajaj Housing Finance. We offer Home Loans at competitive interest rates that promote the ease of borrowing and homebuying.
Apart from this, you stand to gain from several benefits including balance transfer, Top-up Loans, quick disbursal, and online account management.
EMIs for Rs.10 Crore Home Loan for Different Tenors
Borrowers can use the Home Loan EMI Calculator to calculate their EMIs for a Home Loan of Rs.10 Crore based on various tenors such as 10 years, 15 years, 20 years, 25 years, 30 years, and 40 years. The repayment schedule can look like the table provided below, keeping an interest rate of 8.50%* p.a. constant.
| Home Loan Amount | Loan Tenor | EMI |
|---|---|---|
| Rs.10 Crore | 32 years | Rs.7,58,801 |
| Rs.10 Crore | 25 years | Rs.8,05,227 |
| Rs.10 Crore | 20 years | Rs.8,67,823 |
| Rs.10 Crore | 15 years | Rs.9,84,740 |
| Rs.10 Crore | 10 years | Rs.12,39,857 |
Features and Benefits of Rs.10 Crore Home Loan
Competitive Interest Rates
Bajaj Housing Finance offers Home Loans at competitive interest rates to salaried, professional, and self-employed applicants, ensuring that the overall cost of borrowing is feasible.
Flexible Loan Tenor
Bajaj Housing Finance gives borrowers the option to repay their EMIs over a period extending up to 32 years to make the process of loan repayment easy for them.
Simple Eligibility Criteria
Our Home Loan eligibility criteria are simple and easy to meet and have been designed to promote homebuying.
Sizeable Top-Up Loans
Borrowers can avail of a Top-up Loan of Rs.1 Crore* when they opt for a Home Loan Balance Transfer. This Top-up Loan comes with end-use flexibility and can be used for various housing expenses.
Online Account Management
Borrowers can now pay their Home Loan EMIs and raise complaints and queries while on the go using our online customer portal.
Eligibility Criteria for Rs.10 Crore Home Loan
Our Home Loan eligibility criteria are easy to meet.
If you are a salaried applicant, you should be a resident citizen of India or an NRI between 21 and 75 years** of age. You should also be able to show at least 3 years of work experience. Self-employed applicants should be Indian (residents only) between 23 and 70 years** of age. They must also be able to show at least 3 years of business vintage.
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Documents Required for a Home Loan of up to Rs.10 Crore
| Document Category | Types of Documents |
|---|---|
| KYC Documents | Passport, Ration Card, Utility Bills, Driving License, Electricity Bills, etc. |
| Mandatory Documents | PAN Card or Form 60 |
| Proof of Income Documents | Salary slips, P&L statements, bank account statements, etc. In the case of self-employed individuals, one must also submit proof of business documents. |
| Property Documents | Title Deed, NOC, Sale Deed, etc. |
How to Apply for Home Loan of up to Rs.10 Crore
With Bajaj Housing Finance you can avail of a high-ticket Home Loan of up to Rs.10 Crore right from the convenience of your home. If you are wondering how to get started, here are the steps guiding you to apply for a Home Loan of up to Rs.10 Crore:
Step 1: Firstly, navigate to our Home Loan application page.
Step 2: Then click on the “New Loan” option if you are willing to avail a new loan. You can even opt for the 'Transfer Loan' option if you are willing to make a balance transfer. Then carefully fill in some of the basic details such as your name, contact number, DOB, residential PIN code, total monthly obligations, net monthly income, etc.
Step 3: Make sure to check all the fees and charges, documents, and eligibility. Then, click 'Continue' and enter the OTP to confirm.
You can also apply for a Home Loan just simply texting 'Hi' to '7507507315' from your WhatsApp, without downloading any app.
Our WhatsApp application steps for availing a Home Loan are as follows:
Step 1: To start with, send a 'Hi' message to '7507507315'.
Step 2: Our WhatsApp bot will then ask you to enter some of your basic details such as your name, DOB, monthly income, employment type (salaried or self-employed), net monthly obligations, type of loan, etc.
Step 3: If you want you can also check your eligible offers instantly from here.
Step 4: You will have to make a payment of Rs. 1999+ GST through your desired payment mode to get your in-principal digital sanction letter.
*Terms and conditions apply.
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