Home Loan in Thane: Overview
Thane has been in the heart of the IT boom, home to several notable IT parks. Its proximity to Mumbai makes it one of the crucial business hubs and a lucrative investment destination. Thane has also witnessed robust infrastructural development, with the 32-kilometre metro link connecting Wadala to Kasarvadavali, making it more popular as an investment destination.
With property prices increasing constantly, buying a property in Thane can be a herculean task. If you need a home finance to facilitate your dream of home, choose Bajaj Housing Finance.
Features and Benefits of a Home Loan in Thane
Competitive Interest Rate
We offer Home Loans with interest rates as low as 8.50%* p.a., for eligible salaried applicants. This means you can now take a housing loan with EMIs as low as Rs.733/Lakh*.
Home Loan Balance Transfer
Choose to optimise your Home Loan with a Home Loan Balance Transfer, with interest rates starting at 8.70%* p.a. for salaried applicants.
Repayment Tenor of 40 Years
Choose to pay your loan over a period extending up to 40 years and make repayment stress-free and easy.
Hassle-Free Application
Our document requirements are simple, and our Home Loan application process is easy. Further, our representatives are always ready to help you with any queries you have.
External Benchmark Linked Loans
Enjoy the benefits of linking your home loan interest rate to an external benchmark, such as the Repo Rate. This move can ensure transparency in the rate setting mechanism, and reduced rates under favourable market conditions.
Online Account Management
Enjoy a truly hassle-free experience even once the loan is disbursed. Use our customer portal to access your account details and make payments from anywhere and at any time you want.
Home Loan Interest Rate, Fees and Charges in Thane
We offer competitive rates starting as low as 8.50%* p.a. for salaried applicants. To know about our fees and charges, click here.
Home Loan in Thane: Eligibility Criteria
The Bajaj Housing Finance Home Loan eligibility criteria are easy to meet. Following are the eligibility criteria applicants need to meet:
| Eligibility Parameters | Salaried | Self-Employed |
|---|---|---|
| Nationality | Indian (including NRIs) | Indian (resident only) |
| Employment | Minimum 3 years of work experience in a public or private sector company, or an MNC | Minimum 5 years of vintage in the current enterprise |
| Age | 23 to 75 years** | 25 to 70 years** |
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Documents Required for a Home Loan in Thane
If you are applying for a Home Loan in Thane, you will need to provide certain documents that establish your identity and serve as your proof of address and income. Here is a tentative list of documents you will need:
- KYC documents, such as Aadhar and PAN cards, Voter ID, Passport, Driving Licence, Utility Bills, etc. Note that PAN card or Form 60 are mandatory documents.
- If you are salaried, keep the last 3 months' salary slips handy with you. In case you are self-employed, you will be required to provide proof of business.
- You will also be asked to provide the last 6 months' bank account statement and ITR if you are salaried and the P&L statement if you are self-employed.
- Property documents you must provide may include a title deed, property tax receipts and allotment letter.
Our representative may need more documents to process your loan. These requirements will be communicated to you during the loan approval process.
Note: Additional documents may be required at the time of loan processing.
*Terms and conditions apply.
How to Apply for a Home Loan Online in Thane
Applying for a Home Loan online with Bajaj Housing Finance is simple. Follow the steps given below:
- Navigate to the housing loan application form on our official website.
- Enter your personal details such as your name, mobile number, and select the type of employment.
- Select the loan type you wish to avail of. Then, enter your net monthly income.
- Enter the PIN code and the required loan amount.
- Click ‘Generate OTP’ and enter the received OTP in the respective field.
- Fill in all the financial details as requested and complete the form.
- Click ‘Submit’ to submit the application form.
Once we receive your housing loan application, our representative will get in touch with you within 24 hours* and guide your further.
*Terms and conditions apply
