Home Loan in Thane: Overview
Thane has witnessed the influx of IT companies and is home to several notable IT parks. Its proximity to Mumbai makes it one of the crucial business hubs and a lucrative investment destination. Robust infrastructural development is making it more popular as an investment destination.
If you need a home finance to facilitate your dream of a home, avail of our Home Loans that come with numerous benefits such as an extended repayment tenor of 32 years and competitive interest rates.
Features and Benefits of a Home Loan in Thane
Competitive Interest Rate
We offer Home Loans with interest rates as low as 8.50%* p.a., for eligible salaried applicants. This means you can now take a housing loan with EMIs as low as Rs.759/Lakh*.
Home Loan Balance Transfer
Choose to optimise your Home Loan with a Home Loan Balance Transfer, with interest rates starting at 8.50%* p.a. for salaried applicants.
Repayment Tenor of 32 Years
Choose to pay your loan over a period extending up to 32 years and make repayment stress-free and easy.
Hassle-Free Application
Our document requirements are simple, and our Home Loan application process is easy. Further, our representatives are always ready to help you with any queries you have.
External Benchmark Linked Loans
Enjoy the benefits of linking your home loan interest rate to an external benchmark, such as the Repo Rate. This move can ensure transparency in the rate setting mechanism, and reduced rates under favourable market conditions.
Online Account Management
Enjoy a truly hassle-free experience even once the loan is disbursed. Use our customer portal to access your account details and make payments from anywhere and at any time you want.
Home Loan Interest Rates in Thane
We offer competitive rates starting as low as 8.50%* p.a. for salaried applicants. To know about our interest rates in detail, click here.
Home Loan in Thane: Eligibility Criteria
The Bajaj Housing Finance Home Loan eligibility criteria are easy to meet. Following are the eligibility criteria applicants need to meet:
| Eligibility Parameters | Salaried | Self-Employed |
|---|---|---|
| Nationality | Indian (including NRIs) | Indian (resident only) |
| Employment | Minimum 3 years of work experience in a public or private sector company, or an MNC | Minimum 3 years of vintage in the current enterprise |
| Age | 21 to 75 years** | 23 to 70 years** |
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Documents Required for a Home Loan in Thane
If you are applying for a Home Loan in Thane, you will need to provide certain documents that establish your identity and serve as your proof of address and income. Here is a tentative list of documents you will need:
- KYC documents, such as Aadhaar Card and PAN Card, Voter ID, Passport, Driving Licence, Utility Bills, etc. Note that PAN Card or Form 60 are mandatory documents.
- If you are salaried, keep the last 3 months' salary slips handy with you. In case you are self-employed, you will be required to provide proof of business.
- You will also be asked to provide the last 6 months' bank account statement and ITR if you are salaried and the P&L statement if you are self-employed.
- Property documents that you provide should include Title Deed, Property Tax Receipts, and Allotment Letter.
Note: Additional documents may be required at the time of loan processing.
How to Apply for a Home Loan Online in Thane
Applying for a Home Loan online with Bajaj Housing Finance is simple. Follow the steps given below:
- Navigate to the housing loan application form on our official website.
- Enter your personal details such as your name, mobile number, and select the type of employment.
- Select the loan type you wish to avail of. Then, enter your net monthly income.
- Enter the PIN code and the required loan amount.
- Click ‘Generate OTP’ and enter the received OTP in the respective field.
- Fill in all the financial details as requested and complete the form.
- Click ‘Submit’ to submit the application form.
Once we receive your housing loan application, our representative will get in touch with you within 24 hours* and guide you further.
*Terms and conditions apply.
