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Home Loan in Surendranagar: Overview_WC

Home Loan in Surendranagar: Overview

Surendranagar, in Gujarat, is well-known for its educational infrastructure and for being one of the world's largest producers of cotton. The city has become a popular real estate market due to the large number of job opportunities. If you are looking to avail of a Home Loan in Surendranagar, Bajaj Housing Finance offers financial assistance to borrowers looking to buy their dream home at a low-interest rate, among other benefits.

Home Loan in Surendranagar: Features & Benefits_WC

Home Loan in Surendranagar: Features and Benefits

Competitive Interest Rate

Bajaj Housing Finance provides Home Loans to salaried individuals at a competitive interest rate of 8.50%* p.a.

Zero Part-Prepayment and Foreclosure Charges

Individual borrowers with a Home Loan at a floating interest rate can make partial payments or foreclose on the entire loan amount without incurring any additional fees.

Long Repayment Tenor

With Bajaj Housing Finance, you can choose a long repayment term of up to 40 years, allowing you to plan your finances accordingly and comfortably repay the loan amount.

Sizeable Sanction Amount

Homebuyers applying for a Home Loan can receive Rs. 5 Crores* or more depending on their eligibility.

Home Loan Balance Transfer

If you already have a housing loan, you can use Bajaj Housing Finance Home Loan Balance Transfer service to transfer your loan and maximise your savings.

Home Loan in Surendranagar: Interest Rate, Fees and Charges_WC

Home Loan in Surendranagar: Interest Rate, Fees and Charges

Salaried, professional, and self-employed individuals can all benefit from Bajaj Housing Finance's attractive interest rates. The interest rate for a salaried applicant is 8.50%*p.a., 8.60%* p.a. for professional borrowers, and 9.10%* p.a. for self-employed borrowers.

You can check the current home loan interest rates applicable on Bajaj Housing Finance Home Loans on our website.

Home Loan in Surendranagar: Documents Required for Home Loan_WC

Home Loan in Surendranagar: Documents Required for Home Loan

When applying for a Home Loan with Bajaj Housing Finance, you are not required to submit a long list of documents. Only a few supporting documents are required, making the entire process simple to understand. The documents you must submit vary depending on the type of employment.

Salaried Applicant

  • Mandatory documents (PAN card or Form 60)
  • KYC Documents such as an Aadhaar card, Passport, driving license, and voter ID card
  • Income proof documents such as salary slips for the past 3 months, employment letter, and company ID card
  • Financial Documents such as banking statements for the past 6 months, and Income Tax Returns
  • Documents related to the property such as Allotment Letter, Sale Deed, and Property Tax Receipts

Self-Employed Applicant

  • Mandatory documents (PAN card or Form 60)
  • KYC Documents such as an Aadhaar card, Passport, driving license, and voter ID card
  • Proof of Business such as such as incorporation certificate, GST certificate, and memorandum of association
  • Financial Documents such as company banking statements for the past 6 months, income tax returns, balance sheet, and profit and loss statements (attested by a CA)
  • Documents related to the property such as Allotment Letter, Sale Deed, and Property Tax Receipt

Note: This list is indicative. Additional documents may be required at the time of loan processing.

Home Loan in Surendranagar: Loan Eligibility_WC

Home Loan in Surendranagar: Loan Eligibility

Bajaj Housing Finance has a set of criteria that a borrower must meet when applying for a Home Loan. Meeting these eligibility requirements will increase your chances of approval. The eligibility criteria differ depending on the type of employment.

Salaried Individuals Self-Employed Individuals
The applicant must be employed with a stable source of salaried income from a public or a private company or a multinational with a minimum 3 years of work experience The applicant must be self-employed with a business continuity of over 5 years in the current enterprise
He/she must be between 23 and 75 years** of age He/she must be between 25 and 70 years** of age
He/she must be an Indian citizen (including NRIs) He/she must be an Indian citizen (resident only)

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

*Terms and conditions apply

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