Overview of a Housing Loan in Lonavala
Lonavala is a hill station situated in Maharashtra. Its proximity to Pune and Mumbai makes it a popular tourist destination. Lonavala is undergoing several improvements in infrastructure, including better management of tourist spots and residential areas.
If you are planning to invest in the real estate sector in Lonavala, consider applying for a Bajaj Housing Finance Home Loan as we offer a sizeable loan amount at a competitive interest rate to facilitate your purchase.
Features and Benefits of a Home Loan in Lonavala

Competitive Interest Rates
Bajaj Housing Finance offers Home Loans in Lonavala at interest rates starting as low as 7.99%* p.a. for salaried applicants.

Substantial Home Loan Amount
With Bajaj Housing Finance, you can get Rs.5 Crore* or even higher, basis eligibility, as a loan. This means finances won’t be a challenge while purchasing your dream home.

Flexible Repayment Tenure
Wish to take a substantial loan but want to keep your EMIs manageable? With Bajaj Housing Finance, borrowers can pay off their loan over a period extending up to 32 years.

Home Loan Balance Transfer
Opt for our Home Loan Balance Transfer facility and benefit from low-interest rates and added facilities. You also stand a chance to avail of a Top-up Loan of Rs.1 Crore* that can be used for housing-related expenses.

Hassle-free Loan Application Process
Our eligibility criteria are easy to meet and our document requirements are minimal, which ensures speedy approval, quick disbursal, and an altogether completely hassle-free Home Loan application process.

Zero Part-Prepayment and Foreclosure Charges
If you avail of a Home Loan as an individual borrower on floating interest rates, Bajaj Housing Finance will not charge any added fees or charges in case you decide to part-prepay or foreclose your loan.

6,000+ Approved Projects
We have approved a list of over 6000 projects — choose from these projects and experience a completely hassle-free and smooth loan approval and disbursal process.

Quick Disbursal
Apply for a Home Loan with us and receive the funds within 48 Hours* of document submission and approval.

Online Tools for Better Decision Making
Use our online calculators to figure out the right combination of the loan value, EMI, and tenure for you as well as understand your EMI obligation each month. This will help you in planning your monthly budget accordingly so that you never miss an EMI payment.

Online Account Management
Get access to your account details, make payments, and do much more at any time and from anywhere using our customer portal.
Eligibility Criteria for a Home Loan in Lonavala
The eligibility requirements for a Home Loan are easy to fulfil for both salaried and self-employed applicants. Here they are:
- For salaried applicants, you can be residing citizens of India or an NRI.
- For self-employed, only Indian (residents) can apply.
- If you are a salaried applicant, you should be between 23 and 67 years** of age. If you are a self-employed applicant, you should be between 23 and 70 years** of age.
- Salaried applicants must be able to show at least 3 years of work experience and self-employed applicants must be able to show 3 years of business vintage.
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Documents Checklist for a Home Loan in Lonavala
Planning to avail of a Home Loan in Lonavala? Keep these documents ready:

Personal
You will need KYC documents, such as an Aadhaar Card, a PAN Card, a Voter ID, and a Driving License, as well as residential proof documents, such as Utility Bills, and Passbooks. PAN Card or Form 60 are mandatory documents.

Income-Related
If you are a salaried applicant, you will need to provide the last three months' salary slips. If you are a self-employed applicant, you will need to provide proof of business documents.

Qualification
Our representatives may also ask you for your education certificates, especially if you are a doctor or CA.

Financial Documents
Please keep ready your last six months' bank account statements (if you are salaried) and P&L statement if you are a self-employed applicant.

Property-Related
If you have already finalised the property you wish to buy, keep the Title Deed, Property Tax Receipts, Allotment Letter, etc., with you.
Note: This list is only indicative. Additional documents may be required.
Steps to Apply for a Home Loan in Lonavala
Here's how you can apply for a Home Loan in Lonavala with Bajaj Housing Finance:
- Visit our application form.
- Enter your basic details such as full name, mobile number, employment type, type of loan, monthly income, PIN code, and the required loan amount.
- Generate OTP and enter it.
- Fill in the rest of the form.
Once you are done with the above steps, our representatives from will connect with you to explain the steps ahead.
If you wish to apply offline, walk into one of our branches near you to make an application in person. Our representatives will help you in making the whole process simple and easy.
*Terms and conditions apply.
If you are looking for a Home Loan in Lonavala, consider opting for Bajaj Housing Finance as we offer quick disbursal within 48 Hours* post document verification and approval.
Here is a list of documents required to apply for a Home Loan in Lonavala:
- KYC Documents: Aadhaar Card, Voter's ID, and Utility Bills.
- Mandatory Documents: PAN Card or Form
- Proof of Income: Latest salary slips for salaried applicants and P&L statements for self-employed applicants
- Business Proof:Documents showing the business vintage of 3 years (for self-employed applicants only)
- Account Statements: Statements of your primary account of your last 6 months as proof of income
***This is a tentative list of documents.
You can avail of a Home Loan with Bajaj Housing Finance in Lonavala and secure a loan amount of Rs.5 Crore* or higher, based on your eligibility.
To apply for a Home Loan in Lonavala, salaried applicants should be between 23 and 67 years** of age and self-employed applicants should fall within the age range of 23 to 70 years**.
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit is subject to change, depending on the property profile.
To know the loan amount you can borrow on a monthly income of Rs.35,000, you can use our Home Loan Eligibility Calculator.
You can avail of a Home Loan in Lonavala from Bajaj Housing Finance with a repayment tenure of up to 32 years and hassle-free EMIs.