Home Loan in Lonavala: Overview
Lonavala is known for its picturesque beauty and welcomes tourists around the year. Its pleasant weather appeals to the heart and its scenic beauty appeals to the mind. Lonavala's proximity to both Mumbai and Pune makes it the perfect vacation spot for those living in both cities. In fact, Lonavala is only one-and-a-half hours away from Pune and therefore, many who work in Pune, prefer to live in Lonavala.
Owing to these reasons, property prices in Lonavala have been witnessing a hike. If you are planning an investment in the real estate sector right now, consider investing money in Lonavala and if you need a Home Loan to facilitate your purchase, opt for a Home Finance with Bajaj Housing Finance.
Home Loan in Lonavala: Features and Benefits

Competitive Interest Rates
Bajaj Housing Finance offers Home Loans in Lonavala at interest rates starting as low as 8.30%* p. a. for salaried and professional applicants. So, make the best of our historically low interest rates and apply for a Home Loan in Lonavala now.

Substantial Home Loan Amount
With Bajaj Housing Finance, you can get Rs.5 Crore* or even higher, basis eligibility, as a loan. This means you can finally make your dream of buying your dream home a reality.

Flexible Repayment Tenor
Wish to take a substantial loan but want to keep your EMIs on the affordable side? With Bajaj Housing Finance, borrowers can opt to pay off their loan over a period extending up to 30 years.

Home Loan Balance Transfer
Opt for our Home Loan balance transfer facility and apart from low-interest rates and added facilities, also stand the chance to avail of a top-up loan up to Rs.1 Crore* that comes with zero end-use restrictions.

Hassle-free Loan Application Process
Our eligibility criteria are easy to meet and compared to other lenders in the market, our document requirements are minimal, which ensures speedy approval, quick disbursal and an altogether completely hassle-free Home Loan application process.

Zero Part-Prepayment and Foreclosure Charges
If you avail of a loan on floating interest rates, Bajaj Housing Finance will not charge any added fees or charges in case you decide to part pre-pay or foreclose your loan.

5,000+ Approved Projects
We have approved a list of over 5000 projects -- choose from these projects and experience a completely hassle-free and smooth loan approval and disbursal process.

Quick Disbursal
Bajaj Housing Finance is one of the few lenders in the market that does not take weeks to sanction loans. Apply for a Home Loan in Lonavala with us and receive the loan money in your account within 48 hours of document submission and approval.

Online Tools for Better Decision Making
Use our online calculators to figure out the right combination of the loan value, EMI and tenor for you as well as understand your EMI obligation each month and plan your monthly budget accordingly so that you never miss an EMI payment.

Online Account Management
Get access to your account details, make payments, and do so much more at any time and from anywhere using our customer portal.
Home Loan in Lonavala: Eligibility Criteria
Our eligibility criteria for a Home Loan in Lonavala are straightforward to meet for both salaried and self-employed applicants. Here they are:
- For salaried applicants, you can be residing citizens of India or an NRI
- For self-employed, only Indian (residents) can apply
- If you are a salaried applicant, you must be between the ages of 23 and 62**. If you are a self-employed applicant, you must be between the ages of 25 and 70**.
- Salaried applicants must be able to show at least 3 years of work experience and self-employed applicants must be able to show 5 years of business vintage.
**Note: These eligibility criteria are generic. Based on your loan application, our team members may ask you for additional documents to prove eligibility. Further, please note that the maximum age considered is the age of the applicant at the time of loan maturity.
Home Loan in Lonavala: Document Checklist
Planning to avail of a Home Loan in Lonavala? Please keep these documents ready.

Personal
You will need KYC documents, such as Aadhaar card, PAN card, Voter ID, Driving Licence, etc., as well as residential proof documents, such as utility bills, passbook, etc.

Income
If you are a salaried applicant, you will need to provide the last three months' salary slips. If you are a self-employed applicant, you will need to provide proof of business documents.

Qualification
Our representatives may also ask you for your education certificates, especially if you are a doctor or CA since we have customized loan options for these professionals.

Financial
Please keep ready your last six months' bank account statements (if you are salaried) and P&L statement if you are a self-employed applicant.

Property related
If you have already finalized the property you wish to buy, please keep the following documents ready with you for a smooth loan application process: title deed, property tax receipts, allotment letter, etc.
Note: This list is only indicative.
Home Loan in Lonavala: How to Apply
Here's how you can apply for a Home Loan in Lonavala with Bajaj Housing Finance:
- Visit our website and open our online application form
- Enter your basic details such as: Full name, Mobile number, Salaried/Professional/Self-employed, Type of loan, Monthly income, PIN code, Required loan amount.
- You will be asked to generate and OTP post which you can submit the application.
Once you are done with the above steps, someone from our team will connect with you to explain the steps ahead.
If you are not comfortable applying online, walk into one of our branches near you to make an application in person. Our staff members will try their best to help you in whatever they can and make the whole process as simple and easy for you as possible.
*Terms and conditions apply.