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Home Loan in Baroda: Overview_WC

Home Loan in Baroda: Overview

Baroda, also known as Vadodara, is one of the top cities of Gujarat. Baroda has several academic institutions that draw young students to the city. Aside from its popularity with the younger generation, the city’s robust infrastructural network also contributes to the ease of living.

Property prices in Baroda are touted to be budget-friendly and is becoming a popular destination for first-time home buyers. If you plan on buying a residential property in the city, consider funding your venture with a Bajaj Housing Finance Home Loan.

Home Loan in Baroda: Features & Benefits_WC

Home Loan in Baroda: Features & Benefits

Easy Balance Transfer Facility

Borrowers with an existing Home Loan can make the most of our features and benefits by transferring the balance amount to us. Interest rates start as low as 8.60%* p.a.

Top-up Loan

When you transfer your loan balance to Bajaj Housing Finance, you not only stand to benefit from a lower interest rate and reduced EMIs, but you also get the option to avail of a Top-up Loan – be it for debt consolidation or home renovation.

Flexible Tenor

Choose to pay off your loan over a period extending up to 30 years to keep your monthly EMIs as affordable as possible.  

Minimal Documentation

Our eligibility and document requirements for a Home Loan in Baroda are straightforward to meet, which ensures quick and easy approval.

Online Home Loan Calculators

Use our ​​online home loan EMI calculator to plan your loan journey with us, budget your monthly expenses and ensure you are never behind on your EMI payments.

Home Loan in Baroda: Eligibility Criteria_WC

Home Loan in Baroda: Eligibility Criteria

Home Loan Eligibility Criteria For Self-Employed Applicants For Salaried Applicants
​Age** 25–70 years 23–62 years
Residential status Indian Indian
​​​Employment status A business vintage of at least 5 years in the current enterprise Work experience of at least 3 years at a public/private sector company, or an MNC

**Maximum age counted at the time of loan maturity.

Home Loan in Baroda: Documents Required_WC

Home Loan in Baroda: Documents Required

​​​Salaried Applicants Self-Employed Professionals Self-Employed Applicants
Aadhaar, PAN/Driving License, etc. Aadhaar, PAN/Driving License, etc. Aadhaar, PAN/Driving License, etc.
​Salary slips (3 months), Form 16, Employee ID, etc. P&L statement P&L statement
​​Bank account statements (6 months) Bank account statements (6 months) Bank account statements (6 months)
​​​Title Deed, Property Tax Receipts, Allocation Letter, etc. Title Deed, Property Tax Receipts, Allocation Letter, etc. Title Deed, Property Tax Receipts, Allocation Letter, etc.

*Terms and conditions apply.

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