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Home Loan in Aurangabad: Overview_WC

Home Loan in Aurangabad: Overview

Aurangabad offers a growing industrial base, diverse employment opportunities, and a strategic location, making it an attractive destination for housing investment. Its burgeoning infrastructure, combined with a rich cultural heritage, positions it as a city with strong potential for real estate growth.

If you are planning to buy a home in Aurangabad, a home loan from Bajaj Housing Finance offers competitive interest rates and a long-term repayment tenor.

Home Loan Features_WC

Home Loan Features

Competitive Interest Rates

Salaried applicants can take a Home Loan starting at an attractive interest rate of 8.50%* p.a. You can benefit from Home Loan EMIs as low as Rs.733/Lakh*.

Long-Term Repayment

With Bajaj Housing Finance you can opt for a long-term repayment tenor that can last up to 40 years and can help you repay your Home Loan comfortably.

Home Loan Balance Transfer

Borrowers who already have a Home Loan can use the Home Loan Transfer feature to transfer their Home Loan to Bajaj Housing Finance and benefit from competitive interest rates starting at 8.70%* p.a. for salaried applicants.

Loan Amount of Rs.5 Crore*

Get a Home Loan of Rs.5 Crore* or more, depending on your loan eligibility.

Quick Disbursal

You can expect a quick disbursement within 48 Hours* after receiving approval and submitting the necessary documents.

Zero Prepayment or Foreclosure Charges

Individual borrowers who have opted a floating interest rate can make partial or full prepayments towards their Home Loan at no additional cost.

Home Loan Interest Rate in Aurangabad_WC

Home Loan Interest Rate in Aurangabad

The interest rate on a Home Loan varies depending on the borrower's employment type. Bajaj Housing Finance offers Home Loans starting at a competitive interest rate of 8.50%* p.a. for salaried applicants.

List of Documents Required for Home Loan_WC

List of Documents Required for Home Loan

Bajaj Housing Finance requires you to submit a prescribed set of documents at the time of applying for a Home Loan.

Identification Documents

KYC Documents such as Aadhaar Card, Passport, Voter ID, Driving License, and Ration Card, basically any document that ascertains your identity and address.

Address Proof Documents

Residential proof documents such as Property Tax Receipts, Ration Card, and Bank Passbook.

Qualification Proof Documents

Qualification proof such as graduation certificates, diploma certificate, etc.

Financial Proof Documents

Bank account statements for the past 6 months, Income Tax Returns, Profit and Loss Statements, and Balance Sheets.

Property Documents

Allotment letter, Title deed etc.

Mandatory Documents

PAN Card or Form 60.


Note: Additional documents may be required at the time of loan processing.

Housing Loan Eligibility in Aurangabad_WC

Housing Loan Eligibility in Aurangabad

It is important to check your Home Loan eligibility before applying to maximise your chances of getting approved at a competitive rate of interest. Your Home Loan eligibility varies based on your employment type.

Salaried Applicants

  • The applicant must be an Indian (including NRI)
  • The applicant must have at least three years of work experience in an MNC, a public or private sector company, or both
  • Applicants must be between the ages of 23 and 75 years**
  • Applicant must reside in the city Bajaj Housing Finance operates in

Self-Employed Applicants

  • The applicant must be an Indian (resident)
  • The applicant must be able to generate a consistent source of income from a business that is at least 5 years old
  • Applicants must be between the ages of 25 and 70 years**
  • Applicant must reside in the city Bajaj Housing Finance operates in

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Steps to Apply for Housing Loan_WC

Steps to Apply for Housing Loan

Applying for a Housing Loan in Aurangabad with Bajaj Housing Finance is a simple process that can be completed quickly in a hassle-free manner. Here is how you can apply:

Step 1: Visit the website for the Application Form

Step 2: Provide the required details such as:

  • Full Name
  • Mobile Number
  • Employment Type such as Salaried Applicant, Self-Employed Applicant, or Self-Employed Professional
  • Loan Type
  • Net Monthly Income
  • PIN Code
  • Required Loan Amount

Step 3: Generate OTP and Submit the Application Form

Following the submission of the application form, a customer representative from Bajaj Housing Finance will contact you within 24 hours* to walk you through the next steps. Alternatively, you can go to a Bajaj Housing Finance branch office and apply for a Home Loan in person.

*Terms and conditions apply.

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