Details of a Home Loan in Aurangabad
Aurangabad offers a growing industrial base, diverse employment opportunities, and a strategic location, making it an attractive destination for housing investment. Its burgeoning infrastructure, combined with a rich cultural heritage, positions it as a city with strong potential for real estate growth.
If you are planning to buy a property in Aurangabad, a Home Loan from Bajaj Housing Finance offers competitive interest rates and a long-term repayment tenure.
Features and Benefits of a Home Loan in Aurangabad

Competitive Interest Rates
Salaried applicants can take a Home Loan starting at an attractive interest rate of 7.99%* p.a. You can benefit from Home Loan EMIs as low as Rs.722/Lakh*.

Long-Term Repayment
With Bajaj Housing Finance you can opt for a long-term repayment tenure that can last up to 32 years and can help you repay your Home Loan comfortably.

Home Loan Balance Transfer
If you already have a Home Loan, you can use the Home Loan Transfer feature to transfer your Home Loan to Bajaj Housing Finance and benefit from a competitive interest rate starting at 8.10%* p.a. for salaried applicants.

Loan Amount of Rs.5 Crore*
Get a Home Loan of Rs.5 Crore* or more, depending on your loan eligibility.

Quick Disbursal
You can expect a quick disbursement within 48 Hours* after receiving approval and submitting the necessary documents.

Zero Prepayment or Foreclosure Charges
Individual borrowers who have opted a floating interest rate can make partial or full prepayments towards their Home Loan at no additional cost.
Calculate Your Loan Against Property EMI
Repayment Schedule
Home Loan Interest Rate in Aurangabad
The interest rate on a Home Loan varies depending on the borrower's employment type. Bajaj Housing Finance offers Home Loans starting at a competitive interest rate of 7.99%* p.a. for salaried applicants.
List of Documents Required for a Home Loan in Aurangabad
Bajaj Housing Finance requires you to submit a prescribed set of documents at the time of applying for a Home Loan.

Identification Documents
KYC Documents such as Aadhaar Card, Passport, Voter ID, Driving License, and Ration Card, basically any document that ascertains your identity and address.

Address Proof Documents
Residential proof documents such as Property Tax Receipts, Ration Card, and Bank Passbook.

Qualification Proof Documents
Qualification proof such as graduation certificates, diploma certificate, etc.

Financial Proof Documents
Bank account statements for the past 6 months, Income Tax Returns, Profit and Loss Statements, and Balance Sheets.

Property Documents
Allotment letter, Title deed etc.

Mandatory Documents
PAN Card or Form 60.
Eligibility Criteria for a Housing Loan in Aurangabad
It is important to check your Home Loan eligibility before applying to maximise your chances of getting approved at a competitive rate of interest. Your Home Loan eligibility varies based on your employment type.
Salaried Applicants
- The applicant must be an Indian (including NRI)
- The applicant must have at least three years of work experience in an MNC, a public or private sector company, or both
- Applicants must be between 23 and 67 years**
- Applicant must reside in the city Bajaj Housing Finance operates in
Self-Employed Applicants
- The applicant must be an Indian (resident)
- The applicant must be able to generate a consistent source of income from a business that is at least 3 years old
- Applicants must be between 23 and 70 years**
- Applicant must reside in the city Bajaj Housing Finance operates in
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Steps to Apply for a Home Loan in Aurangabad Online
Applying for a Housing Loan in Aurangabad with Bajaj Housing Finance is a simple process that can be completed quickly in a hassle-free manner. Here is how you can apply:
Step 1: Visit the Home Loan application form
Step 2: Provide the required details such as:
- Full Name
- Mobile Number
- Employment Type such as Salaried Applicant, Self-Employed Applicant, or Self-Employed Professional
- Loan Type
- Net Monthly Income
- PIN Code
- Required Loan Amount
Step 3: Generate OTP, enter the financial details and 'Submit' the application form
Following the submission of the application form, a customer representative from Bajaj Housing Finance will contact you within 24 hours* to walk you through the next steps. Alternatively, you can go to a Bajaj Housing Finance branch office and apply for a Home Loan in person.
*Terms and conditions apply.
With Bajaj Housing Finance, you can expect the loan amount to be disbursed within 48 Hours* post document submission and verification.
The documents required to apply for a Home Loan in Aurangabad are:
- PAN Card or Form 60 (mandatory documents)
- Address and identity proofs, such as Aadhaar Card or Voter’s ID
- Recent photographs
- Form 16 and/or latest salary slips (for salaried individuals)/ITR document and P&L statements (for self-employed individuals)
- Bank account statements of the previous 6 months
- Document for proof of business, with a minimum of 3 years of vintage (for businessmen/self-employed individuals only)
Note that this is an indicative list of documents. Our representatives will connect with you if additional documents are required.
With a Bajaj Housing Finance Home Loan, you can avail of a substantial amount of Rs.5 Crore* or more, basis eligibility.
If you are a salaried applicant, you should be aged between 23 and 67 years** of age. Self-employed applicants must be between 23 and 70 years** of age.
** The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit is subject to change, depending on the property profile.
You can find out your loan eligibility with our housing loan eligibility calculator and know the approximate loan amount you can qualify for with a salary of Rs.40,000.
With Bajaj Housing Finance, you can avail of a Home Loan in Aurangabad and enjoy a flexible repayment tenure of up to 32 years, ensuring your EMIs remain manageable.