Home Loan in Ajmer: Overview
Ajmer is home to numerous pilgrimage sites and picturesque lakes that draw visitors from all over the world. Given the city’s cultural significance, real estate prospects have bloomed over last decade.
If you are looking to buy a home in Ajmer, you can be confident that Bajaj Housing Finance can assist you in meeting your financial needs by providing Home Loans at competitive interest rates.
Home Loan in Ajmer: Features and Benefits
Reasonable Interest Rates
A Home Loan is available to salaried, professional, and self-employed individuals, at competitive interest rates. This helps keeping the cost of borrowing a Home Loan manageable.
Flexible Repayment Terms
Bajaj Housing Finance offers long-term repayment terms, easing the repayment process for your benefit. To repay the Home Loan comfortably, you can choose a tenor of up to 32 years.
Home Loan Balance Transfer Options
Individuals with existing Home Loans can also benefit from our borrower-friendly terms, by opting for a Home Loan Balance Transfer. The process is smooth and hassle-free, ensuring maximum comfort for borrowers.
Hassle-Free Applications
With Bajaj Housing Finance, you can enjoy a hassle-free process by avoiding unnecessary branch visits and minimising the time taken for Home Loan approval and disbursal.
External Benchmarks
Borrowers who have chosen a floating interest rate can link their interest rate to an external benchmark, such as the Repo Rate, and benefit from the favorable market conditions.
Zero-Part payment and Foreclosure Charges
Individuals with floating interest rate Home Loans face no additional fees or charges if they choose to repay a portion, or the entire repayment amount before the end of the tenor.
Home Loan in Ajmer: List of Documents Required
- Mandatory documents such as PAN card or Form 60
- KYC Documents
- Address Proof
- Income Proof
- Financial Documents (separate for different employment types)
- Property Related Documents
Please note that the list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.
Home Loan in Ajmer: Loan Eligibility
To successfully establish your repayment capability, it is critical to verify your eligibility before applying for a Home Loan. Our eligibility criteria are easy-to-meet and hassle-free.
| Eligibility Considerations | For Salaried Applicants | For Self-Employed Applicants |
|---|---|---|
| Nationality | Indian (including NRI) | Indian (Residents only) |
| Employment | Minimum 3 years of work experience in a public or private sector company, or an MNC | Minimum 5 years of vintage in the current enterprise |
| Age | 21 to 75 years** | 25 to 70 years** |
| Residential Status | Must reside in one of the cities we operate in | Must reside in one of the cities we operate in |
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Home Loan in Ajmer: How to Apply
The application process for a Housing Loan is relatively simple and straightforward, and you can apply for it online in under 10 minutes*.
- Visit the Bajaj Housing Finance website
- Navigate to the Home Loan section and click on “Apply Now” to go to the form
- Key in the requested details, including your personal and financial information and inputs about the type of loan you seek to avail
- Submit the application form
Following your submission, our customer service representative will contact you to walk you through the next steps, to ensure there is no gap in your application.
*Terms and conditions apply.
