Overview of a Loan Against Property of Rs.3.5 Crore
A Loan Against Property, also referred to as a property loan, is a viable financing option for those seeking substantial funds at competitive interest rates – whether for home renovation, starting a new venture, or consolidating existing debt. It is a secured loan that allows you to borrow funds against a collateral, which can be your residential or commercial property.
If you are looking for a Loan Against Property of up to Rs.3.5 Crore, Bajaj Housing Finance offers a sizeable loan with quick disbursal to ensure easy access to funds when you need them.
Features and Benefits of a Rs.3.5 Crore Loan Against Property
Enjoy these benefits with our Loan Against Property:

Substantial Loan Amount
We offer substantial funding to borrowers based on the property value, employment type, credit history, and overall financial profile.

Competitive Interest Rates
Bajaj Housing Finance offers Loans Against Property to both salaried and self-employed individuals at competitive interest rates starting from 9.40%* p.a. for self-employed applicants.

Flexible Repayment Tenure
Bajaj Housing Finance allows borrowers to repay their loan over a period extending up to 17 years. This can help in making the loan repayment journey manageable and stress-free.

Minimal Documentation and Simple Application
Our minimal documentation required for a Loan Against Property and easy-to-meet eligibility criteria ensure quick verification and approval. Further, our application process is simple and straightforward, making it easy for borrowers to apply for a loan.

Quick Disbursal
With us, you can expect the funds to be disbursed in as few as 72 hours* from document submission and approval, making a Loan Against Property the ideal solution for your financial needs.
Documents Required for a Rs.3.5 Crore Loan Against Property
If you are planning to apply for a Rs.3.5 Crore Loan Against Property, keeping these documents ready can help with a smooth and hassle-free application process.
- Proof of identity and address documents: Aadhaar, Voter ID, Driving License, Passport, Utility Bills, etc.
- Mandatory documents: PAN Card or Form 60
- Proof of employment and income documents in the case of salaried applicants: Latest salary slips, Form 60, income tax returns, last 3 months' bank account statements and the identity card issued by the employer
- Proof of income and business ownership documents in the case of self-employed individuals: Partnership agreement, registration certificate, income tax returns, bank statements of the last 6 months, balance sheet and profit and loss statement
- Documents of the property that will be pledged as security
Note that the list is only indicative, and you may be asked to provide additional documents required for a Loan Against Property as and when needed.
Eligibility Criteria for a Rs. 3.5 Crore Loan Against Property
Prospective borrowers looking to apply for a Rs.3.5 Crore Loan Against Property should meet the below criteria.
Salaried Applicants
- The applicant must be a residing Indian citizen
- The applicant must be between the ages of 23 and 60 years**
- The applicant must have at least 3 years of work experience either at an MNC, or a Public or Private sector company
Self-Employed Applicants
- The applicant must be a residing Indian citizen
- The applicant must be between the ages of 23 and 70 years**
- The applicant's business must be able to generate a consistent source of income and have been in operation for at least 3 years
**Note that the upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Steps to Apply for a Rs.3.5 Crore Loan Against Property
With Bajaj Housing Finance, applying for a Rs.3.5 Crore Loan Against Property is hassle-free. Follow the steps given below to apply online:
- Navigate to our Loan Against Property application form.
- Fill in all the personal details.
- Select the type of loan you wish to apply for and your employment type.
- Enter the required financial details based on your employment type.
- Enter the PIN code and the required loan amount.
- Click ‘Generate OTP’ and enter it.
- Fill in all the property-related details.
- Submit the application form.
After successful submission, our representative will connect with you within 24 hours* to walk you through the next steps.
To know the EMIs for a Rs.3.5 Crore Loan Against Property, you can use our Loan Against Property EMI Calculator. Based on your loan amount, repayment tenure, and interest rate, it estimates the monthly repayment amount quickly.
No, to apply for a Rs.3.5 Crore Loan Against Property, you need to mortgage your residential or commercial property as a collateral.
You can avail of a Rs.3.5 Crore Loan Against with Bajaj Housing Finance and benefit from a competitive interest rate and a flexible repayment tenure of up to 17 years.
If you apply for a Rs.3.5 Crore Loan Against Property with us, you can expect an approval within 24 hours* post document verification.