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Sambhav Home Loan of Rs.20 Lakh
A home can be one of life's biggest investments, and the right financial support can make all the difference. Bajaj Housing Finance offers Sambhav Home Loans with funding of up to Rs.20 Lakh for eligible applicants, along with competitive loan terms.
Features and Benefits of a Rs.20 Lakh Home Loan
Flexible Eligibility Criteria
Our flexible eligibility criteria allow you to apply for a Sambhav Home Loan with or without income proof, subject to our policy requirements.
Comfortable Repayment Tenure
Benefit from a repayment tenure of up to 25 years, making it easier to manage your loan repayments.
Convenient Application Process
Apply for a Sambhav Home Loan online through our application form or visit your nearest branch to complete the process offline.
Extensive Branch Network
With a wide branch network across multiple locations, you can conveniently access our services and receive dedicated assistance when needed.
All Home Loan Calculators
Eligibility Criteria for Sambhav Home Loan of Rs.20 Lakh
To qualify for Sambhav Home Loan, you need to meet the following eligibility criteria:
| Home Loan Eligibility Criteria | For Self-Employed Applicants | For Salaried Applicants |
|---|---|---|
| Age | 23– 70 years** | 23 – 62 years** |
| Residential Status | Indian residents | Indian residents |
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Required Documents to Apply for Sambhav Home Loan of Rs.20 Lakh
Planning to apply for Sambhav Home Loan of Rs.20 Lakh? Here’s a list of documents*** that you need to submit along with your Home Loan application:
| Applicant Type | Document Category | Documents Required |
|---|---|---|
| Salaried Applicants | Mandatory Documents | PAN Card or Form 97 (Borrowers without a PAN Card may submit Form 97) |
| KYC Documents | Recent photograph, Voter’s ID, valid current address proof, proof of possession of Aadhaar, and valid Driving Licence | |
| Property-Related Documents | Title Deed, Allotment Letter, and Property Tax receipts | |
| Self-Employed Applicants | Mandatory Documents | PAN Card or Form 97 (Borrowers without a PAN Card may submit Form 97) |
| KYC Documents | Recent photograph, Voter’s ID, valid current address proof, proof of possession of Aadhaar, valid Driving Licence, and business vintage proof | |
| Property-Related Documents | Title Deed, Allotment Letter, and Property Tax receipts |
***This list is indicative.
Steps to Apply for Sambhav Home Loan of Rs.20 Lakh
Your Sambhav Home Loan application journey with Bajaj Housing Finance will be hassle-free and over in minutes. Here is all you have to do:
- Visit the Home Loan application form.
- Enter your personal details, such as your name and mobile number, and select your employment type.
- Select the loan type you wish to avail of. Then, enter your net monthly income.
- Enter your residential PIN code and the required loan amount.
- Click ‘Generate OTP’ and enter the OTP in the respective field. After entering the OTP, click ‘Proceed'.
- Next, enter all the financial details as requested based on your employment type and submit the form.
Once we receive your housing loan application, our representative will get in touch with you within 24 hours* to walk you through the next steps.
*Terms and conditions apply.
Rs.20 Lakh Home Loan: FAQs
Yes, you can apply for a Sambhav Home Loan of Rs.20 Lakh with or without income proof.
You can apply for a Sambhav Home Loan and enjoy manageable repayment with a tenure extending up to 25 years.
Yes, self-employed applicants such as micro-entrepreneurs and applicants from the unorganised sector can apply for Sambhav Home Loans.
