Are you planning to purchase a property in Gujarat? Buying a property involves more than just selecting the right home or commercial space—it also requires fulfilling statutory formalities such as paying stamp duty and registration charges in Gujarat.
These charges validate your ownership of the property and are essential to complete the legal transfer of ownership. Understanding the applicable property registration charges in Gujarat and how to calculate them can help you plan your finances more effectively.
What is Stamp Duty?
Stamp duty is a tax levied by the state government on property transactions to validate the legal transfer of ownership. In Gujarat, the stamp duty charges are calculated based on the property's market value or the transaction value, whichever is higher. The current stamp duty rate in Gujarat is 4.9% of the property’s market value, inclusive of the basic rate of stamp duty (3.5%) and surcharge at 40% on the basic rate (1.4%).
Stamp Duty and Registration Charges in Gujarat (2025)
As of 2025, the applicable rates are:
- Stamp Duty: 3.5% of the property's market value or transaction value
- Surcharge: 1.4% of the property's market value or transaction value
- Total Stamp Duty: 4.9% (3.5% stamp duty + 1.% surcharge)
- Registration Charges: 1% of the property's market value or transaction value
Note: These rates are subject to change. It is advisable to consult the official portal or contact local authorities for the most current information.
How are the Property Registration Charges Calculated in Gujarat?
In Gujarat, the property registration fee is calculated at 1% of the property’s total value.
For instance, if you purchase a property priced at Rs.60 Lakh, the registration charge would be Rs.60,000. It is also important to note that if the property is registered in the name of a female family member, the registration fee may be waived or exempt as per the prevailing policies.
How to Calculate Stamp Duty in Gujarat?
Let us take an example to understand how stamp duty and registration charges are calculated in Gujarat:
- Property Value: Rs.50,00,000
- Stamp Duty (3.5%): Rs.1,75,000
- Surcharge (1.4%): Rs.70,000
- Total Stamp Duty: Rs.1,75,000 + Rs.70,000 = Rs.2,45,000
- Registration Charges (1%): Rs.50,000
Total Amount Payable: Rs.2,45,000 (Stamp Duty + Surcharge) + Rs.50,000 (Registration Charges) = Rs.2,95,000
What are the Factors that Determine Stamp Duty Charges in Gujarat?
Stamp duty in Gujarat is calculated based on several key factors that influence the overall value of the property and the nature of the transaction. The primary determinants include:
1. Property Location
Urban areas, especially those within municipal limits or prime zones, attract higher stamp duty because of their higher market value. Properties in rural or less developed locations generally incur comparatively lower charges.
2. Property Type
The category of property, residential, commercial, industrial, or agricultural, affects the stamp duty. Commercial and industrial units often draw higher rates.
3. Market Value or Circle Rate
Stamp duty is assessed on the higher of:
- the declared sale value, or
- the government-notified circle rate (Jantri rate).
If the circle rate is higher than the sale price, stamp duty is calculated on the circle rate.
4. Property Usage
Whether the property is intended for residential or commercial use influences the applicable duty. Commercial spaces typically attract higher rates.
5. Ownership Status
Gujarat offers concessions on certain charges when the property is registered in the name of a female family member. Such policies can impact the final amount payable.
6. Age of the Property
Newly constructed properties often have a higher assessed value than older buildings, which may influence the duty payable.
7. Nature of the Transaction
Different types of property transactions, sale, gift deed, partition, lease, mortgage, and exchange, carry varying stamp duty requirements. For example, a gift deed or family settlement may attract different charges compared to a sale deed.
8. Amenities and Facilities
Properties with additional amenities, parking spaces, lifts, clubhouses or premium facilities may have a higher valuation, thereby affecting the stamp duty amount.
Key Documents Required for Property Registration in Gujarat in 2025
To register a property, you will need the following documents:
- Identity Proof: Aadhaar Card, Voter ID, or Passport
- Property Documents: Sale Deed, Conveyance Deed
- Tax Receipts: Latest Property Tax Receipts
- No Objection Certificate (NOC): From relevant authorities
- Encumbrance Certificate: To confirm the property is free from legal dues
- Passport-size Photographs
Read Also: Stamp Duty in Bihar
Special Cases: Stamp Duty for Gift Deeds
When property is transferred as a gift, a stamp duty of 4.9% of the property's market value applies, similar to standard sale transactions.
Affidavit and Dastavej Stamp Duty
During property registration in Gujarat, certain legal declarations and agreements require stamped documentation. Two such commonly used documents are affidavits and dastavej (deeds).
- Affidavit Stamp Duty: A general affidavit—used for declarations related to ownership, legal possession, or non-encumbrance—attracts a stamp duty of Rs.50. This amount may vary based on the nature of the declaration and whether it is related to a specific transaction.
- Dastavej Stamp Duty: The term "dastavej" refers to formal legal documents, including sale deeds, gift deeds, and agreements. For property transactions, the standard stamp duty on a dastavej is 4.9% of the property’s market or agreement value.
How to Pay Stamp Duty Online in Gujarat?
To pay stamp duty online in Gujarat, follow these steps:
- Visit the official Gujarat government portal.
- Enter property and transaction details!
- Calculate the stamp duty and registration charges.
- Proceed to payment via net banking or credit/debit card.
- Save the receipt for future reference.
Being aware of stamp duty and registration charges in Gujarat, knowing how to calculate stamp duty in Gujarat, and preparing the necessary documents required for property registration in Gujarat can ensure a smooth and legally compliant property registration process.
How to Pay Stamp Duty in Gujarat Offline?
If you prefer an offline method, you can pay the stamp duty in Gujarati by following these steps:
- Visit the local office of the Sub-Registrar or the designated registration centre in your area.
- Collect and fill in the requisite forms for stamp duty and registration charges in Gujarat.
- Submit identity proof, property documents (sale deed or agreement), and any other paperwork requested by the office staff.
- Make the payment for stamp duty and registration charges at the counter — the accepted modes include cash, cheque, or demand draft (DD).
- After payment, obtain the official receipt and acknowledgement from the office.
The total stamp duty rate is 4.9% of the property’s market value or transaction value (whichever is higher). This comprises a basic stamp duty of 3.5% plus a surcharge of 1.4%.
Property registration charges in Gujarat are 1% of the property’s market value or transaction value.
To calculate the stamp duty for a property in Gujarat, you can use our Stamp Duty Calculator.
Yes, women buyers in Gujarat are entitled to an exemption from registration charges if the property is registered in their name.
DISCLAIMER:
These rates are indicative and remain subject to change depending on the laws and government guidelines, applicable at the time being. However, Bajaj Housing Finance Limited (‘BHFL’) is under no obligation to update or keep the information current. Users are advised to seek independent legal and professional advice before acting on the basis of the information contained in the Website. Placing reliance on the aforementioned information shall always be the sole responsibility and decision of the User and the User shall assume the entire risk of any use made of this information.
In no event shall BHFL or the Bajaj Group, its employees, directors or any of its agents or any other party involved in creating, producing, or delivering this Website shall be liable for any direct, indirect, punitive, incidental, special, consequential damages (including lost revenues or profits, loss of business or loss of data) or any damages whatsoever connected to the User’s reliance on the aforementioned information.
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