Stamp Duty in Bihar: Key Documents and Fees Simplified

Stamp duty is a tax levied by the state government on property transactions and is a mandatory part of property registration. In Bihar, paying the applicable stamp duty and registration charges helps ensure the legal validity of the transaction and ownership transfer. If you are planning to purchase property in Bihar, understanding the applicable stamp duty rates, registry charges, and documentation requirements is important. This guide simplifies the process, helping you calculate and plan for these essential fees. 

What is Stamp Duty? 

Stamp duty is a tax levied by the state government on property transactions. It is calculated as a percentage of the transaction value or the circle rate, whichever is higher. Paying stamp duty ensures the legal authenticity of the property agreement, making it enforceable in a court of law. 

Current Stamp Duty Rates in Bihar

The stamp duty rate in Bihar varies based on the type and value of the property: 

(a) In case of transfer from Male to Female: 9.6% 

(b) In case of transfer from Female to male: 10.4% 

(c) Any other case 10% 

Note that the mentioned rates are indicative and may vary by gender, property location, property value, and changes to applicable cess, among other factors. 

Registry Charges in Bihar

Apart from stamp duty, you will need to pay property registration charges, which are typically between 1% to 2% of the property value. These charges cover the administrative costs of registering the property with the local sub-registrar's office. 

Read Also: Fees and Charges on Your Loan Against Property 

Key Documents Required for Property Registration in Bihar 

The following documents are generally required to register a property in Bihar: 

• Duly executed sale deed  
• Identity proof of the buyer and seller (such as Aadhaar Card, PAN Card, etc.)  
• Previous title deeds or other documents establishing ownership of the property  
• Latest property tax payment receipts  
• Encumbrance certificate, if applicable  
• Proof of payment of the applicable stamp duty and registration charges  

Note: This is an indicative list. 

How to Pay Stamp Duty in Bihar 

In Bihar, you can pay stamp duty in two ways: 

• Traditional Stamp Papers: Purchase physical stamp papers for the required amount 
• E-Stamp Paper Bihar: Generate stamp papers digitally from an official website, ensuring convenience and safety 

Stamp duty and registration charges are essential aspects of property transactions. Understanding these fees and planning for them in advance can save you from unexpected costs and delays. Make use of online tools like the stamp duty calculator to ensure accurate estimations and efficient financial planning. 

How to Pay Stamp Duty and Registration Charges Online (E-Stamping) 

You can pay the applicable stamp duty and registration charges online through the Bhumijankari portal or the OGRAS (Online Government Receipt Accounting System) portal. Follow these steps: 

1. Visit the official portal: Open the Bhumijankari or OGRAS portal to begin the payment process.  
2. Select the e-Payment option: On the homepage, click the 'e-Payment' option.  
3. Log in or create an account: Sign in using your existing credentials, or register by providing the required details and completing the OTP verification process.  
4. Enter the property details: Fill in the required information, such as the property type, location, market value, and the details of the buyer and seller.  
5. Verify the payable amount: The portal will calculate the applicable stamp duty and registration charges based on the information provided.  
6. Generate the payment reference: After verifying the details, generate the e-challan or payment reference number.  
7. Complete the payment: Pay the applicable charges using one of the available online payment methods, such as net banking, UPI, or debit/credit card.  
8. Download the payment receipt: Once the payment is successful, download and save the e-stamp certificate and payment receipt for use during property registration.