Franking vs. Stamping: Meaning, Differences, and Benefits

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Franking vs. Stamping: Meaning, Differences, and Benefits

3 min 12 Mar 2025
Highlights:
  • What is Franking?
  • What is Stamping?
  • Differences Between Franking and Stamping
  • Benefits of Franking and Stamping

Franking and Stamping serve the same fundamental purpose; however, they differ in their process, accessibility, and convenience. Understanding these distinctions can help individuals choose the most suitable method based on their requirements. 

What is Franking?

Franking is a process used for the authentication of documents, particularly those related to property transactions. It involves the application of a franking mark, which is a seal or impression made by an authorised franking machine, indicating that the necessary stamp duty has been paid. This process is typically carried out by banks or agencies licensed by the government. Franking is considered a secure and efficient way to ensure that legal documents are duly stamped without the need for physical adhesive stamps. 

What is Stamping?

Stamping, in the context of legal and property transactions, refers to the use of stamp papers or e-stamping methods to denote the payment of stamp duty. Traditional stamping involves affixing physical stamps onto documents, whereas e-stamping is a digital alternative introduced by the government to enhance convenience. The stamping process is overseen by the Stock Holding Corporation of India Limited (SHCIL) and other authorised centres. 

Differences Between Franking and Stamping

Feature 

Franking 

Stamping 

Method of Application 

Done using a franking machine at authorised centres 

Can be done via adhesive stamps, e-stamping, or stamp papers 

Authorised by 

Banks and franking agents approved by the government 

Stock Holding Corporation of India Limited (SHCIL) and state revenue departments 

Availability 

Limited to designated banks and agents 

e-Stamping can be done online; physical stamping is available at authorised vendors 

Convenience 

Requires visiting an authorised franking centre 

e-Stamping offers digital convenience; adhesive stamps require in-person purchase 

Benefits of Franking and Stamping

Benefits of Franking:

  • Ensures authenticity  
  • Provides an official acknowledgment of stamp duty payment. 

Benefits of Stamping:

  • e-Stamping offers a hassle-free, online alternative 
  • Traditional stamp papers are widely accepted and accessible 
  • Suitable for various legal and financial transactions 

Both franking and stamping serve the same purpose of verifying the payment of stamp duty, but they differ in execution and accessibility. While franking is a machine-driven process conducted at authorised centres, stamping can be done through physical or electronic means. The choice between the two depends on factors such as availability, security, and convenience. 

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DISCLAIMER:

While care is taken to update the information, products, and services included in or available on our website and related platforms/websites, there may be inadvertent errors or delays in updating the information. The material contained in this website and on associated web pages, is for reference and general information purposes, and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. Users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions. Neither Bajaj Housing Finance Limited nor any of its agents/associates/affiliates shall be liable for any act or omission of the Users relying on the information contained on this website and on associated web pages. In case any inconsistencies are observed, please click on contact information.

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