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Home Loan Starting 6.70%*


Loan Against Property in Vijayawada: Overview

Located on the banks of River Krishna, Vijayawada is a sacred city in Andhra Pradesh. It houses the famous Kanaka Durga Temple. This city is also a major hub of educational institutions, with thousands of students from all over the country coming to study here.

Seek a loan against property in Vijayawada from Bajaj Housing Finance and address any high-value financial necessity with ease. Mortgage the property as an asset and secure a sizeable amount to fund higher education, consolidate debts and even finance a wedding.

  • Simple Eligibility

    Meet simple requisites to qualify for mortgage loans in Vijayawada. Check beforehand to get guaranteed approval.

  • Faster Loan Processing

    With proper eligibility compliance, we approve the loan application within 24 hours* of document submission.

  • Instant Disbursal

    Expect sanctioned loan corpus credited to your account within 72 hours* of approval. Utilise the funds to make any big-ticket purchase or pay expensive medical bills.

  • Loan at Doorstep

    We provide doorstep loan against property services to maximise borrowing experience. Our representatives are just a call way to pick up documents from your home or office.

  • Convenient Repayment Option

    A loan against property is a long-term liability, and therefore we provide flexibility in repayment. Choose a tenor ranging up to 18 years and ease the repayment burden.

  • In-App Facilities

    Go to our online customer portal and access your loan account anytime, anywhere. Set reminders for upcoming EMI payment dates and never miss a payment.

  • Easy-to-Use Tools

    Bajaj Housing Finance offers a few online tools such as Loan Against Property EMI Calculator and Loan Against Property Eligibility Calculator. These ensure improved debt management.

  • Balance Transfer and Top-up Benefits

    Reduce interest burden by transferring existing loan against property to us and save on EMI payment. Enjoy a sizeable top-up loan and utilise the funds without any restrictions.

Documents Required for Loan Against Property in Vijayawada

Submit only a few basic documents to qualify for mortgage loans in Vijayawada. Keep the documents handy to hasten the loan processing.

Document Type For Salaried Individuals For Self-employed Individuals
Identity and address proof
  • Aadhaar Card
  • PAN Card
  • Voter ID
  • Passport
  • Driving License
  • Utility Bills
  • Photo identity card and /or address proof, approved by the government
Same as salaried applicants
Income proof
  • Recent salary slips
  • Bank account statement of previous 3 months
  • Pan Card or Form 60
  • Income Tax Return papers
  • Details of a primary bank account of last 6 months
  • Balance sheet and Profit and Loss statement
  • Pan Card/Form 60
  • Income Tax Return papers
Employment proof Employment identity card Proof of business ownership documents, such as registration certificate and partnership agreement
Property documents
  • Documents of property to be mortgaged
  • Title documents
Same as salaried applicants

Eligibility for Loan Against Property in Vijayawada

We set simple eligibility criteria for the loan against property credit facility in Vijayawada. Fulfil/exceed the eligibility parameters to avail of a high loan quantum. Check out the requirements below before applying:

For salaried applicants

  • Age should be 25 to 60 years*
  • Should be a residing Indian citizen
  • Must be working at an MNC/public/private organization
  • Should have work experience of at least of 3 years

For self-employed applicants

  • Age should be 28 to 70 years*
  • Must be a residing citizen of India
  • Should have a steady income from the current business
  • Should have a minimum 5 years vintage

*Note that the upper age limit here signifies the applicant’s age during the time of maturity

To simplify the application process, you can also use a Loan Against Property Eligibility Calculator. Enter the pointers below:

  • Borrower’s profile Property value
  • Age
  • Place of residence
  • Monthly income
  • Property value

On submitting this information, you can check the maximum loan available to you. Meet the eligibility to negotiate for better rates and terms.

How to Apply for a Loan Against Property in Vijayawada?

Availing of a loan against property in Vijayawada is simple and takes only a few minutes. The steps are mentioned below:

  • Step 1: Go to the loan application form and provide details such as name, address, date of birth, and contact information.
  • Step 2: Erovide the income details to find the most suitable loan offer.
  • Step 3: Proceed to submit this form.

Attach required documents alongside the form and check the eligibility criteria before applying.