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Home Loan Starting 6.70%*

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Loan Against Property in Gurgaon: Overview

The Cyber City of Gurgaon, in Haryana, is a part of the National Capital Region of India. It is also a satellite city of Delhi. Gurgaon is a major banking and financial hub of the country. It also houses numerous national and multinational IT and software companies, attracting job seekers from all over India.

Bajaj Housing Finance extends loans against property for the residents of Gurgaon. Raise significant funds by mortgaging a property. and mitigate all major expenses such as home renovation, travelling, wedding, and medical conditions.

  • Funds at Doorstep

    Bajaj Housing Finance extends doorstep services for loan against property  It allows you to avail of the loan without stepping out of the home. Our representatives collect documents from your home or workplace.

  • Minimum Processing Time

    Our doorstep services and basic documentation requirements minimise loan processing time. The approval takes as low as 24 hours* from document verification.

  • Quick Disbursal

    After loan approval, the sanctioned loan amount reaches your account almost instantly. We take only 72 hours* to complete the loan processing after approval.

  • Minimal Eligibility

    Meet our simple loan against property eligibility criteria to qualify for a loan against property in Gurgaon. So, check them beforehand and submit all relevant documents to avail of the funds.

  • Flexibility in Repayment

    Select a tenor ranging up to 18 years and repay the loan conveniently. Bajaj Housing Finance also offers competitive interest rates to make borrowing economical with affordable monthly instalments.

  • Manage Account Online

    Log in to our  online customer portal and check the upcoming EMI payment date, outstanding balance and other loan-related details 24/7.

  • Top-up Loan on Balance Transfer

    Transfer outstanding loan against property balance to Bajaj Housing Finance and lower interest burden. Additionally, get a top-up loan in addition to the primary loan amount. No restrictions on end-use.

  • Online Tools

    We offer a host of online calculators such as Loan Against Property Emi Calculator and Eligibility Calculators. Use these tools infinite times for free.

Documents Required for a Loan Against Property in Gurgaon

Submit only a handful of documents to enjoy approval for a loan against property. The short documentation further accelerates the loan processing. Check out the document checklist below.

Document Type For Salaried Individuals For Self-employed Individuals
Identity and address proof Aadhaar Card, PAN Card, Voter ID, passport, driving license, utility bills, photo identity card and /or address proof, approved by the government Similar to that of salaried individuals
Income proof
  • Latest salary slips
  • Bank account statement of previous 3 months
  • Pan Card or Form 60
  • ITR documents
  • Main bank account information of last 6 months
  • Financial documents such as Balance Sheet and Profit and Loss statement
  • Pan Card/Form 60
  • ITR documents
Employment proof Identity card issued by the employer Business ownership documents, such as partnership agreement and registration certificate
Property documents
  • Copies of the property-to-be-mortgaged documents
  • Title documents
Similar to that of salaried individuals.

 

The documents mentioned above are only for reference purposes. You may have to present additional papers during loan processing.

Loan Against Property Eligibility in Gurgaon

Fulfil the eligibility criteria for a loan against property in Gurgaon and qualify for the most competitive interest rates and other benefits. The eligibility is different for salaried and self-employed applicants.

For salaried applicants

  • Age must be between 25 and 60 years*
  • Should be a citizen of India
  • Must be employed at an MNC/public/private firm
  • Should have work experience of a minimum of 3 years

For self-employed applicants

  • Must be a residing citizen of India
  • Age should range between 28 and 70 years of age*
  • Must have a steady income from the current business
  • Business should have a minimum vintage of 5 years

Note that the upper age limit here is the borrower’s age at the time of the loan’s maturity.

How to Apply for Loan Against Property in Gurgaon?

Get a loan against property in Gurgaon from us through a straightforward application process. Check the loan against property eligibility criteria and estimate the monthly instalments before applying.

Follow the Steps Below to Apply for Loan Against Property

  • Step 1: Open the online application form for a loan against property. Duly fill it up with personal information such as name, age, contact details, date of birth and address.
  • Step 2: Enter income details to check the best deal available.
  • Step 3: Follow the instructions and submit the form online.

After receiving the loan application, a representative from Bajaj Housing Finance will initiate the verification process. Keep all the necessary documents handy to hasten the loan processing further.