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Loan Against Property in Gurgaon: Overview_WC

Loan Against Property in Gurgaon: Overview

Gurgaon is a part of the National Capital Region and a satellite city near New Delhi. The city is a major banking and financial hub, housing numerous national and multinational IT and software companies – attracting job seekers from all over India.

Bajaj Housing Finance extends Loans Against Property for the residents of Gurgaon to address their financial needs at competitive interest rates. Take this chance to raise the funds you need by mortgaging your property and benefit from our attractive lending terms.

Loan Against Property in Gurgaon: Features and Benefits_WC

Loan Against Property in Gurgaon: Features and Benefits

If you are in the market for a Loan Against Property, here’s what you stand to get when you borrow from Bajaj Housing Finance:

Loan Sanction of your Choice

The size of the loan sanction is no bar if you meet all the eligibility parameters that we request. Get Rs.5 Crore* or higher to address any big expense you have in the pipeline.

Easy Refinancing Options

If you require more funding and a more competitive interest rate on your existing Loan Against Property, you can transfer your existing loan balance to us and avail of an additional top-up loan with minimal paperwork.

Minimal Eligibility

All you have to do is meet our simple Loan Against Property eligibility criteria to qualify for a Loan Against Property with exceptional benefits.

Flexibility in Repayment

Select a repayment tenor ranging up to 18 years and repay your loan at your own pace. With Bajaj Housing Finance, the cost of borrowing is economical and manageable.

Swift Approval and Disbursal

We can approve your Loan Against Property application within 24 hours* once the application and property verification are completed to our satisfaction. After the approval, the amount is disbursed into your account in just 72 hours* .

Loan Against Property in Gurgaon Documentation Needs_WC

Loan Against Property in Gurgaon: Documentation Needs

Document Type For Salaried Individuals For Self-Employed Individuals
KYC Documents PAN Card and Form 60 as a rule, along with Aadhar and Voter ID, Driver’s License or Passport PAN Card, along with Aadhar and Voter ID, Driver’s License or Passports
Income proof
  • Latest salary slips
  • Bank account statement for the last 3 months
  • Income Tax Returns
  • Primary bank account statements for the last 6 months
  • Income Tax Returns
  • Latest financial statements such as Balance Sheet and Profit and Loss Statement
Employment proof Identity card issued by the employer Document of business ownership, such as partnership agreements, and registration certificate, amongst others
Property documents Title documents and property tax statements Title documents and property tax statements

Loan Against Property in Gurgaon: Eligibility Criteria_WC

Loan Against Property in Gurgaon: Eligibility Criteria

If you are in the process of applying for a Loan Against Property from Bajaj Housing Finance, here are the eligibility parameters you will need to meet:

Particulars Salaried Self-Employed Salaried
​Citizenship Only Indian citizens residing in India who live and own properties in one of the locations we operate in Only Indian citizens residing in India who live and own properties in one of the locations we operate in
Age Between 28 and 58 years** Between 25 and 70 years**
Employment History Should be employed in a private or public sector organization, or an MNC for at least 3 years Should have a regular income source with a vintage of 5 years at their existing business

**The upper age limit is considered as the age at the time of loan maturity.

Loan Against Property in Gurgaon: Steps to Complete the Application Process_WC

Loan Against Property in Gurgaon: Steps to Complete the Application Process

When you’re ready to apply for a Loan Against Property after checking and verifying your eligibility criteria, here are the steps to follow:

  1. Visit the online application form hosted on our official website and fill in your personal, employment, and contact details.
  2. Fill in the location of your property, along with your annual turn-over details.
  3. Post form submission, our representative will connect with you to help you complete the rest of the process, which includes documentation and property verification.
  4. Receive disbursal of your loan within 72 hours* of approval.

*Terms and conditions apply

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