Loan Against Property for Education: Overview
The Bajaj Housing Finance Loan Against Property is a financial solution that helps you meet any sizeable expense, such as business expansion or tuition for you child's higher education. Be it for a domestic course or semesters abroad, a Loan Against Property for education allows you access to ample funding to realise every kind of academic aspiration.
Education Loan Against Property: Features and Benefits

Easy-to-Meet Eligibility Criteria
Getting a Loan Against Property for education with Bajaj Housing Finance is hassle-free. Fulfil our easy-to-meet eligibility criteria and secure the necessary funds.

Speedy Approval
Get the approval to your Loan Against Property application within 24 hours* of document submission. Keep the important documents handy to avoid delays.

Doorstep Services
Enjoy the benefits of our doorstep pick-up service and have a hassle-free borrowing experience. Following loan approval, our representatives will pick up the documents from your home or office address for convenience.

Swift Disbursal
Meet the eligibility criteria of Loan Against Property for education and get the loan quantum within 72 hours* from the time of document submission.

Repayment Flexibility
A Loan Against Property for education typically comes with a repayment period ranging up to 17 years. Flexibility is crucial in repayment, and with Bajaj Housing Finance, one can enjoy the loan sanction and repay through a tenor that fits their convenience.

Hassle-Free Balance Transfer with Top-up Loan
You can transfer your existing Loan Against Property to Bajaj Housing Finance without difficulty. Also, access a Top-up Loan to finance any additional monetary needs. .

Online Calculators
You have a wide variety of online calculator tools at your disposal to enhance the quality of your Loan Against Property application. Use them to your advantage and prepare your loan ask accordingly.
Loan Against Property for Education: Interest Rate, Fees, and Charges
The Bajaj Housing Finance Loan Against Property is sanctioned at attractive interest rates to eligible applicants whose profiles satisfy our eligibility parameters .Salaried and professional applicants can seek a loan at an interest rate of 10.10%* p.a. and receive a sanction as high as Rs.5 Crore* or higher, as per their eligibility.
The fees and charges associated with our property loan are reasonable. Click here for the complete list of our interest rates.
Loan Against Property for Education: Documents Required
Bajaj Housing Finance requires a minimal number of documents to verify your Loan Against Property application.
For Salaried Applicants

Identity proof
PAN Card, Aadhaar Card, Passport, Voter ID, Driving License, utility bills, etc.

Income proof:
Salary slip (3 months), bank account statement (3–6 months), ITR, etc.

Property related documents
Title deed, property tax receipts, etc.
For Professional Applicants

Identity proof
PAN Card, Aadhaar Card, Passport, Voter ID, Driving License, utility bills, etc.

Income proof for salaried professionals
Salary slip (3 months), bank account statement (3–6 months), ITR, etc.

Income proof for self-employed professionals:
P&L statements and other business-related documents to prove 5 years of vintage, bank account statement (6 months), ITR, etc.

Property related documents
Title deed, property tax receipts, etc.
For Self-Employed Applicants

Identity proof
PAN Card, Aadhaar Card, Passport, Voter ID, Driving License, utility bills, etc.

Income proof
P&L statements and other business-related documents to prove 5 years of vintage, bank account statement (6 months), ITR, etc.

Property related documents
Title deed, property tax receipts, etc.
Note: These lists are indicative. Additional documents may be requested depending on your application profile.
Loan Against Property EMI Calculator
Repayment schedule
All Loan Against Property Calculators
Loan Against Property for Education: Eligibility Criteria
Secure the Bajaj Housing Finance Loan Against Property at a competitive interest rate once you satisfy our basic eligibility criteria:
- Applicants must be Indian citizens living in the country
- Applicants should ideally have a CIBIL score that is 750+
- Salaried and professional applicants must be between 28 and 58 years of age**
- Self-employed applicants must be between 25 and 70 years of age**
- Salaried applicants must be employed with a reputed firm with a minimum work experience of 3 years
- Self-employed applicants must be able to establish a minimum of 5 years of business continuity in their existing business
** The maximum age is considered as the age at the time of loan maturity
Loan Against Property for Education: How to Apply
The application process for a Loan Against Property for educational purposes is straightforward and time efficient.
- Navigate to the Loan Against Property application form
- Select your employment type and loan type
- Enter your name, mobile number, date of birth, PIN code, PAN, income details (monthly), and property location
Our representative will call you within 24* hours and walk you through the next steps, so you can receive your loan approval faster.
*Terms and conditions apply