Rs. 9.5 Crore Home Loan EMI | Home Loan up to Rs. 9.5 Crore

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Home Loan of up to Rs.9.5 Crore: Overview_WC

Home Loan of up to Rs.9.5 Crore: Overview

Bajaj Housing Finance Home Loans come with a variety of features and benefits. We offer Home Loans at competitive interest rates with repayment periods extending up to 40 years. With us, you also enjoy additional benefits, such as sizeable loan sanctions, quick disbursal, and 24/7 access to our online customer portal to manage your loan account. If you need a Home Loan of Rs.9.5 Crore, apply with Bajaj Housing Finance today.

Home Loan of Rs.9.5 Crore: Features and Benefits_WC

Home Loan of Rs.9.5 Crore: Features and Benefits

Competitive Interest Rates 

Bajaj Housing Finance offers Home Loans at low interest rates to salaried, self-employed, and professional individuals, making sure that your total cost of borrowing remains feasible.

Simple Eligibility Criteria 

Our Home Loan eligibility criteria are simple, which makes it easy for borrowers to get approved with us. 

Flexible Repayment Tenor 

We give borrowers the flexibility to choose to repay their loan over a period extending up to 40 years. 

Balance Transfer

You can opt for a Home Loan Balance Transfer with us for a reduced interest rate and better lending terms. You also stand a chance to avail of a sizeable Top-up Loan.

Online Account Management

You can now manage your Home Loan account while sitting within the comfort of your home using our online customer portal. 

Free Online Tools to Help 

Use our online tools such as the Home Loan EMI Calculator and Home Loan Eligibility Calculator to make Home Loan planning easier.

Home Loan of up to Rs.9.5 Crore: Eligibility Criteria

For Salaried Individuals

The applicant should be an Indian (including NRI).
They should be between 23 and 75 years** of age.
They should be able to show at least 3 years of work experience.

For self-employed individuals

The applicant should be an Indian resident.
They should be between 25 and 70 years** of age.
They should be able to show at least 5 years of business vintage.

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan of up to Rs.9.5 Crore: Documents Required

If you want your Home Loan application to get approved quickly, please keep the following documents ready with you:

Mandatory documents such as PAN card or Form 60
KYC documents, such as Aadhaar Card, Driver's License, Voter ID, etc.
Residential proof documents, such as utility bills, passbook, etc. 
Income proof documents, such as salary slips, income tax return, last six months' bank account statements, etc. In the case of self-employed applicants, borrowers must submit documents that establish proof of ownership and business vintage. 
Property-related documents, such as Allotment Letter, Title Deed, NOC, etc.

Please keep in mind that this is only an indicative list and additional documents maybe required at the time of loan processing. Any such requirements will be communicated to you by our team.

Rs.9.5 Crore Home Loan EMI for different tenors

Rs.9.5 Crore Home Loan EMI for Different Tenors

By using the example of a Home Loan with an interest rate of 8.50%* p.a. for salaried applicants and a loan amount of Rs.9.5 Crore. The table below breaks down the potential EMI amounts for terms of 10 to 40 years.

Loan Amount (in Rupees)	Tenor	EMI (in Rupees)
9.5 Crore	40 years	6,96,439
9.5 Crore	30 years	7,30,468
9.5 Crore	25 years	7,64,966
9.5 Crore	20 years	8,24,432
9.5 Crore	15 years	9,35,503
9.5 Crore	10 years	1,177,864

How to Apply for a Home Loan of up to Rs.9.5 Crore?

With Bajaj Housing Finance, you can avail a high-value loan of up to Rs.9.5 Crore in a hassle-free way with minimal documentation. Here are the steps to guide you in the application process.:

Visit our Home Loan application portal.
Enter some of the basic details such as your name, mobile number, required amount of loan, employment type, net monthly income and type of Home Loan (New Home Loan/Home Loan Balance Transfer/Home Loan balance Transfer + Top-Up). and click on “Generate OTP”.
Enter the OTP received on your registered number and complete your application.
Once we have received your application, you can expect a call from our representative within 24 hours*. They will then walk you through the rest of the process.

*Terms and conditions apply.

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