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Home Loan of up to Rs.9.5 Crore: Overview_WC

Home Loan of up to Rs.9.5 Crore: Overview

Bajaj Housing Finance Home Loans come with a variety of features and benefits. We offer Home Loans at interest rates starting as low as 8.45%* p.a. and loan repayment period extending up to 40 years. With us, borrowers also enjoy additional benefits, such as sizeable loan sanctions, free online tools to help you figure out the right loan amount for you and plan your repayment journey, Top-up Loans of Rs.1 Crore, etc. If you need a Home Loan of Rs.9.5 Crore, apply with us today.

Home Loan of Rs.9.5 Crore: Features and Benefits_WC

Home Loan of Rs.9.5 Crore: Features and Benefits

Competitive Interest Rates 

Bajaj Housing Finance offers Home Loans at interest rates starting as low as 8.45%* p.a., making sure that you make the most out of our competitive interest rates.

Simple Eligibility Criteria 

Our Home Loan eligibility criteria are quite simple and easy to meet, which makes it quite easy for borrowers to get approved with us. 

Flexible Repayment Tenor 

We give borrowers the flexibility to choose to repay their loan over a period extending up to 40 years. 

Sizeable Loan Sanctions 

With us, you can avail of loans up to Rs.5 Crore* or even higher, basis eligibility.

Online Account Management

You can now manage your Home Loan account while sitting within the comfort of your home using our online customer portal. 

Free Online Tools to Help 

Use our online tools such as the Home Loan EMI calculator and Home Loan eligibility calculator to make Home Loan planning easier.

Home Loan of up to Rs.9.5 Crore: Eligibility Criteria

Home Loan of up to Rs.9.5 Crore: Eligibility Criteria

For Salaried Individuals 

  • The applicant must be an Indian (including NRI)
  • They must be between 23 and 75 years** of age
  • They must be able to show at least 3 years of work experience

For self-employed individuals

  • The applicant must be an Indian resident
  • They must be between 25 and 70 years** of age
  • They must be able to show at least 5 years of business vintage

**Please note that the maximum age is the age of the borrower at the time of loan processing and not at the time of applying for the loan.

Home Loan of up to Rs.9.5 Crore: Documents Required

Home Loan of up to Rs.9.5 Crore: Documents Required

If you want your Home Loan application to get approved quickly, please keep the following documents ready with you.

  • KYC documents, such as Aadhar Card, Driver's License, Voter ID, etc.
  • Residential proof documents, such as utility bills, passbook, etc. 
  • Income proof documents, such as salary slips, income tax return, last six months' bank account statements, etc. In the case of self-employed applicants, borrowers must submit documents that establish proof of ownership and business vintage. 
  • Property-related documents, such as allotment letter, title deed, NOC, etc.

Please keep in mind that this is only an indicative list and additional documents maybe required at the time of loan processing. Any such requirements will be communicated to you by our team.

Rs.9.5 Crore Home Loan EMI for different tenors

Rs.9.5 Crore Home Loan EMI for different tenors

By using the example of a home loan with an interest rate of 8.45%* p.a. and a loan amount of Rs. 9.5 crore, the table below breaks down the potential EMI amounts for terms of 10 to 40 years.

Loan Amount (in Rupees) Tenor EMI (in Rupees)
9.5 Crore 40 years ₹6,92,828
9.5 Crore 30 years ₹7,27,104
9.5 Crore 25 years ₹7,61,767
9.5 Crore 20 years ₹8,21,428
9.5 Crore 15 years ₹9,32,720
9.5 Crore 10 years ₹11,75,325

*Terms and conditions apply.

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