Home Loan up to Rs. 80 Lakh at Low EMI and Interest Rates

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Home Loan of up to Rs.80 Lakh

The dream of owning a home can be a milestone achievement for homebuyers. With Bajaj Housing Finance you can benefit from a customisable Home Loan that can accommodate varied homebuying needs and requirements. If you plan to avail of a Home Loan of up to Rs.80 Lakh, opt for a Home Loan with us and benefit from our competitive interest rate and flexible repayment tenor.

Features and Benefits of Rs.80 Lakh Home Loan

Attractive Interest Rate

Salaried, professional, or self-employed applicants who meet our eligibility criteria can benefit from our attractive Home Loan interest rate.

Sizeable Home Loan Amount

We offer a Bajaj Housing Finance Home Loan that provides substantial loan sanctions to applicants who meet our simple eligibility criteria.

Flexible Repayment Tenor

With a repayment tenor extending up to 32 years, borrowers can easily repay their Home Loans without compromising other financial expenses.

Online Account Management

Our Online Account Management portal makes it convenient for you to handle your Home Loan details without having to visit our branch in person. You can easily access your loan details through the portal, which helps simplify the process for you.

Eligibility Criteria for Home Loan of Rs.80 Lakh

Our Home Loan eligibility criteria are simple and easy to meet. Aspiring borrowers need to meet these criteria to obtain their desired financing:

For Salaried Individuals:

Applicants must be Indian citizens (NRIs included)
Applicants should be between 21 and 75 years old**
Applicants should have at least 3 years of work experience

For Self-Employed Individuals:

Applicants must be Indian residents
Applicants should be between 23 and 70 years old**
Applicants must have a minimum of 3 years of business continuity

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Documents Required for Home Loan of Rs.80 Lakh

KYC documents (Aadhaar Card, Voter’s ID, etc.)
Mandatory documents (PAN Card or Form 60)
Recent photographs
Latest salary slips (for salaried applicants)/TR document and P&L statements (for self-employed applicants)
Bank account statements for the previous 6 months
Document for proof of business, with a minimum of 3 years’ vintage (for businessmen/self-employed individuals only)

Note: The list of documents mentioned here is indicative. Additional documents may be requested at the time of loan processing.

How to Apply for Home Loan of up to Rs.80 Lakh

Applying for a Home Loan with Bajaj Housing Finance is a hassle-free process that involves a few simple steps. To get started, follow the instructions mentioned below:

To apply for a Home Loan, you can either click on the ‘Apply Now’ button on our official website or visit our Home Loan application form.
Provide your name, phone number, and employment type in the required fields.
Choose the type of loan you wish to avail.
Fill in all the necessary details, such as your net monthly income, PIN code, and the required loan amount.
Verify your phone number by entering the OTP that is sent to you.
Depending on your loan amount and employment type, furnish details such as your PAN, birth date, and other relevant information.

Once you have filled in all the details and submitted the application, our representative will contact you to discuss further.

*Terms and conditions apply

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