Home Loan in Vadodara

Eligibility Criteria for a Home Loan in Vadodara

Bajaj Housing Finance Home Loans can be availed of by meeting our simple eligibility criteria based on your employment type, which includes:

For Salaried Individuals

• You should be an Indian resident or an NRI.
• You should be aged between 23 and 67 years**.
• You should be employed with a reputed company and should be able to show at least 3 years of work experience.

For Self-Employed Individuals

• You should be an Indian resident only.
• You should be between 23 and 70 years** of age.
• You should be able to show at least 3 years of business continuity.

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Documents Required for a Home Loan in Vadodara

Here is a list of documents you will need to keep handy while applying for a Home Loan in Vadodara:

• Mandatory documents such as PAN Card or Form 60
• KYC documents, including Aadhaar Card, Driving Licence, Passport, Utility Bills, etc.
• Passport-size photographs
• If you are salaried, you will be required to provide Form 16 or the latest salary slips.
• If you are self-employed, you will need to provide your P&L statements as well as documents related to proof of business.
• You will also need to provide the last 6 months' bank account statements.

Note: The list of documents mentioned is indicative. During loan processing, additional documents may be needed. These requirements will be communicated to you accordingly.