Home Loan in Kanpur: Overview
Kanpur is a city in western Uttar Pradesh that is one of the most important agricultural and financial centers in India. It is Uttar Pradesh's financial capital as well as North India's industrial center. Kanpur's economy is thriving, and people are flocking to the city to build their dream homes. Bajaj Housing Finance has a strong presence in Kanpur and can help eligible applicants finance their dream homes.
Home Loan Features & Benefits

Competitive Interest Rate
One of the primary advantages of a Bajaj Housing Finance Home Loan is the low interest rate, which starts at 8.45%* p. a. for salaried and professional applicants.

Repayment Tenors
You can apply for a Home Loan with Bajaj Housing Finance and choose a long-term repayment plan that can last up to 40 years, allowing you to manage your EMIs more comfortably.

Higher Sanctions
You don't have to worry about the loan sanction amount with Bajaj Housing Finance because if you meet the eligibility criteria, you can receive Rs.5 Crore* or higher to buy your dream home.

Home Loan Balance Transfer
If you have an existing Home Loan you can opt for the Home Loan Balance Transfer facility offered by Bajaj Housing Finance. You can transfer the Home Loan and benefit from the affordable interest rates starting as low as 8.60%* p. a.

Hassle-Free Application
A Home Loan application with Bajaj Housing Finance is a hassle-free process. You can even request a document pick-up at your home.

Top-Up Loan
If you choose a Home Loan Balance Transfer with Bajaj Housing Finance, you will not only benefit from the competitive interest rate, lower EMIs, and large sanction, but you will also be eligible for a Top-Up Loan to cover unforeseen personal expenses.
Home Loan Fees, Charges and Interest rate in Kanpur
Bajaj Housing Finance offers affordable Home Loans to salaried and professional individuals at an annual interest rate of 8.45%* p.a. and for self-employed individuals at 9.50%* p.a. However, before applying for a Home Loan, make a note of the applicable fees and charges, such as stamp duty charges, processing fees, and application fees as these can add up to your Home Loan cost.
Bajaj Housing Finance believes in maintaining the highest level of transparency so that your Home Loan experience is completely trouble-free. Click Here to know more about the interest rate, fees and charges for a Home Loan.
Housing Loan Documents Required
You only need to provide a minimum amount of documentation when applying for a loan from Bajaj Housing Finance. Your personal, financial, property, and employment details are all detailed in these supporting documents. Depending on the nature of your employment, the documentation varies a little.
Salaried and Professional Applicants
- Identification proof such as Aadhaar Card, PAN Card, Passport, and Voter ID Card.
- Address proof such as Utility Bills, Bank Passbook, and Property Tax Receipt.
- Income proof such as salary slips for the past 3 months, Company ID Card, and Employment Certificate.
- Financial proof such as banking statements for the past 6 months.
- Property related documents such as Title Deed, Allotment Letter, and Property Tax Receipts.
Self-Employed Applicants
- Identification and address proof remain the same for both.
- Proof of business such as Company Profile, Incorporation Certificate, and Memorandum of Association.
- Financial proof such as company banking statements for the past 6 months, GST Certificate, Company PAN Card, Balance Sheet and Profit and Loss Statements (Audited by a CA).
- Property related documents such as Title Deed, Allotment Letter, and Property Tax Receipts.
Note: This documentation list is indicative, and is subjected to additional requests.
Home Loan Eligibility in Kanpur
Meeting the simple eligibility requirements set forth by Bajaj Housing Finance will enable you to receive quicker approvals, higher loan amounts sanctioned, affordable interest rates, and a longer tenor of up to 40 years. To determine your eligibility for a Home Loan, you can use a calculator.
Salaried and Professional Applicants
- The applicant must be an Indian citizen (including NRI) and reside in the city where Bajaj Housing Finance operates.
- The applicant must be between 23 to 75 years** old.
- The applicant must have at least 3 years of work experience in an MNC, public organization, or private company.
Self-Employed Applicants
- The applicant must be an Indian resident only and residing in the city where Bajaj Housing Finance operates.
- The applicant must be between 25 to 70 years** old.
- The applicant's business must be at least 5 years old and capable of generating a consistent income.
**Maximum age considered at the time of loan approval.
Process to Apply for Home Loan
Here is how you can apply for a Home Loan with Bajaj Housing Finance.
- Visit the website
- Navigate to the Home Loan section
- Click on “Apply Now”
- Upon being redirected to the Application Form, fill in the required information such as name, contact information, employment type, loan amount, and so on.
- Submit the Application Form
A customer service person will contact you within 24 hours* hours to walk you through the next steps. If you are unable to access the website, you can apply for a Home Loan in person by visiting one of the many Bajaj Housing Finance branches.
*Terms and conditions apply.