Home Loan in Hisar of Rs.5 Crore* or higher @7.15%* p.a.

Overview of Home Loan in Hisar

Hisar has emerged as a steadily developing city, marked by expanding residential zones, educational institutions, and urban infrastructure. This growth has encouraged many prospective homebuyers to consider long-term investment in the region. A Home Loan in Hisar can provide a convenient pathway towards property ownership. Bajaj Housing Finance offers customised Home Loans to borrowers at competitive interest rates.

Features and Benefits of a Home Loan in Hisar

Attractive Interest Rates

We offer competitive Home Loan interest rates in Hisar, starting at 7.15%* p.a. for salaried applicants.

Sizeable Loan Eligibility

Based on your eligibility, you can secure a sanction of Rs.5 Crore* or more.

Long Repayment Tenure

With tenure extending up to 32 years, you can repay your Home Loan comfortably.

Wide Range of Approved Projects

Choose from our 9,400+ approved projects and secure the best borrowing terms and quick approval.

Home Loan Interest Rates and Fees in Hisar

Salaried applicants can secure competitive interest rates starting at 7.15%* p.a. You can review all interest rates by clicking here. For details on fees and charges, click here.

Eligibility Criteria for a Home Loan in Hisar

For Salaried Individuals

Must be an Indian citizen (including NRIs)
Should be between 23 and 67 years** of age
Must have a minimum work experience of 3 years

For Self-Employed Individuals

Must be an Indian resident
Should be aged between 25 and 70 years**
Should have a business vintage of 3 years

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Documents Required for a Home Loan in Hisar

You need to submit the following documents*** when applying for a Home Loan in Hisar:

KYC Documents: These include identity and address proofs such as an Aadhaar Card, Voter’s ID, or recent utility bills. Submission of a PAN Card or Form 60 is mandatory for loan processing.
Proof of Income: Applicants must provide documents that verify their income — for instance, recent salary slips for salaried individuals, and profit and loss statements for self-employed applicants.
Business Proof: Self-employed applicants are required to submit documentation establishing the existence of their business, demonstrating a minimum operational vintage of three years.
Account Statements: Bank statements for the primary operating account for the past six months must be furnished.

***This list is indicative.

Dos and Don’ts When Applying for a Home Loan in Hisar

Dos

Maintain updated financial records and bank statements.
Check your credit score before applying and address discrepancies.
Choose a property with legally compliant documentation.
Declare all existing liabilities honestly during the application.

Don’ts

Don’t apply with multiple lenders simultaneously, as it may affect your credit score negatively.
Don’t overlook hidden or additional charges when applying for a Home Loan.

How to Apply for a Home Loan in Hisar?

Follow the steps given below to apply for a Loan Against Property online with Bajaj Housing Finance:

Access our Home Loan application form.
Enter your name, mobile number, and select your employment type.
Select the type of loan you wish to apply for and provide your monthly income.
Enter your PIN code and specify the loan amount you are seeking.
Generate and verify the OTP.
Complete the financial and property details.
Submit the form.

A Bajaj Housing Finance representative will contact you within 24 hours* to guide you through the next steps.

*Terms and conditions apply.

FAQs: Housing Loan in Hisar

Yes, Home Loan borrowers can avail of tax benefits on principal repayment and interest payments under the old tax regime under Sections 123 and 22 of the Income Tax Act, 2025, provided they meet the required conditions.

Ideally, a CIBIL score of 750 or above is preferred. A good credit score can help you secure a competitive interest rate.