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What is Home Loan Foreclosure?

Home Loan foreclosure refers to the full prepayment of the Home Loan balance in one go, thereby closing your loan before the end of the repayment tenor.

You may consider foreclosing your loan to save on your interest outgo. This can allow you to take on new investments or even a second Home Loan.

Home Loan Foreclosure: Charges and Fees

Home Loan Foreclosure: Charges and Fees

Individual borrowers with floating interest rate Home Loans can foreclose their home loan at zero additional costs.

However, entities or individuals with a fixed interest Home Loan can be charged an additional fee upon foreclosing their Home Loans, which can range up to 4%*.

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These rates are indicative and remain subject to change depending on the laws and government guidelines, applicable at the time being. However, Bajaj Housing Finance Limited (‘BHFL’) is under no obligation to update or keep the information current. Users are advised to seek independent legal and professional advice before acting on the basis of the information contained in the Website. Placing reliance on the aforementioned information shall always be the sole responsibility and decision of the User and the User shall assume the entire risk of any use made of this information.

In no event shall BHFL or the Bajaj Group, its employees, directors or any of its agents or any other party involved in creating, producing, or delivering this Website shall be liable for any direct, indirect, punitive, incidental, special, consequential damages (including lost revenues or profits, loss of business or loss of data) or any damages whatsoever connected to the User’s reliance on the aforementioned information.

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