Home Loan Interest Rate (Floating) For Salaried Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Home Loan | 7.99%* to 17.00%* |
| Home Loan Balance Transfer | 8.10%* to 17.00%* |
| Top-up Loan | 8.90%* to 17.00%* |
Home Loan Interest Rate (Floating) For Professional Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Home Loan | 8.10%* to 17.00%* |
| Home Loan Balance Transfer | 8.20%* to 17.00%* |
| Top-up Loan | 9.00%* to 17.00%* |
Home Loan Interest Rate (Floating) For Self-Employed Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Home Loan | 8.30%* to 17.00%* |
| Home Loan Balance Transfer | 8.45%* to 17.00%* |
| Top-up Loan | 9.35%* to 17.00%* |
Loan Against Property Interest Rate (Floating) For Salaried and Self-Employed Professional Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Loan Against Property | 9.40%* to 18.00%* |
| Loan Against Property Balance Transfer | 9.40%* to 18.00%* |
Loan Against Property Interest Rate (Floating) For Self-Employed Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Loan Against Property | 9.40%* to 18.00%* |
| Loan Against Property Balance Transfer | 9.40%* to 18.00%* |
Interest Rate for Developer Finance/Lease Rental Discounting (Floating)
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Developer Loans | 9.00%* to 17.00%* |
| Lease Rental Discounting | 8.35%* to 14.00%* |
Dual Rate Home Loan Including Top-Up
Note: Fixed as per the below grid, and Floating parameters will be the same as mentioned in the above grid
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Salaried Borrowers | 7.99%* to 17.00%* |
| Self-Employed Borrowers | 8.30%* to 17.00%* |
Floating Reference Rates (FRRs)
| Particulars | Effective Rate |
|---|---|
| Salaried Floating Reference Rate | 15.30%* |
| Self-Employed Floating Reference Rate | 16.20%* |
| Institutional Reference Rate | 16.55%* |
| Unsecured Reference Rate | 16.00%* |
| Repo Rate | 6.00%* |
| CF Floating Reference Rate | 18.00%* |
| REBLR^ - Salaried | 9.20%* |
| REBLR^ - Self-Employed | 10.20%* |
| Sambhav - Salaried | 16.55%* |
| Sambhav - Self-Employed | 17.00%* |
^ Repo External Benchmark Linked Lending Rate
* Terms and conditions apply
