Home Loan Interest Rate (Floating) For Salaried Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Home Loan | 8.50%* to 15.00%* |
| Home Loan Balance Transfer | 8.70%* to 15.00%* |
| Top-up Loan | 9.80%* to 18.00%* |
Home Loan Interest Rate (Floating) For Professional Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Home Loan | 8.60%* to 15.00%* |
| Home Loan Balance Transfer | 8.70%* to 15.00%* |
| Top-up Loan | 9.80%* to 18.00%* |
Home Loan Interest Rate (Floating) For Self-Employed Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Home Loan | 9.10%* to 15.00%* |
| Home Loan Balance Transfer | 9.50%* to 15.00%* |
| Top-up Loan | 10.00%* to 18.00%* |
Loan Against Property Interest Rate (Floating) For Salaried and Self-Employed Professional Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Loan Against Property | 10.10%* to 18.00%* |
| Loan Against Property Balance Transfer | 10.20%* to 18.00%* |
Loan Against Property Interest Rate (Floating) For Self-Employed Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Loan Against Property | 9.75%* to 18.00%* |
| Loan Against Property Balance Transfer | 9.85%* to 18.00%* |
Interest Rate for Developer Finance/Lease Rental Discounting (Floating)
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Developer Loans | 9.75%* to 18.00%* |
| Lease Rental Discounting | 8.50%* to 15.00%* |
Dual Rate Home Loan Including Top-Up
Note: Fixed as per the below grid, and Floating parameters will be the same as mentioned in the above grid
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Salaried Borrowers | 10.00%* to 15.00%* |
| Self-Employed Borrowers | 10.50%* to 15.00%* |
Floating Reference Rates (FRRs)
| Particulars | Effective Rate |
|---|---|
| Salaried Floating Reference Rate | 15.55%* |
| Self-Employed Floating Reference Rate | 16.20%* |
| Institutional Reference Rate | 16.55%* |
| Unsecured Reference Rate | 16.00%* |
| Repo Rate | 6.50%* |
| CF Floating Reference Rate | 18.00%* |
| REBLR^ - Salaried | 9.70%* |
| REBLR^ - Self-Employed | 10.70%* |
| Sambhav - Salaried | 16.55%* |
| Sambhav - Self-Employed | 17.00%* |
^ Repo External Benchmark Linked Lending Rate
* Terms and conditions apply
