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Home Loan Interest Rate (Floating) For Salaried Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Home Loan | 7.25%* to 10.25%* |
| Home Loan Balance Transfer | 7.30%* to 10.35%* |
| Top-up Loan | 8.30%* to 10.40%* |
Home Loan Interest Rate (Floating) For Professional Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Home Loan | 7.30%* to 10.30%* |
| Home Loan Balance Transfer | 7.35%* to 10.40%* |
| Top-up Loan | 8.40%* to 10.45%* |
Home Loan Interest Rate (Floating) For Self-Employed Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Home Loan | 7.70%* to 10.65%* |
| Home Loan Balance Transfer | 7.95%* to 10.80%* |
| Top-up Loan | 9.20%* to 10.85%* |
Loan Against Property Interest Rate (Floating) For Salaried and Self-Employed Professional Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Loan Against Property | 8.50%* to 11.00%* |
| Loan Against Property Balance Transfer | 8.50%* to 11.00%* |
Loan Against Property Interest Rate (Floating) For Self-Employed Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Loan Against Property | 9.30%* to 12.00%* |
| Loan Against Property Balance Transfer | 9.30%* to 12.00%* |
Interest Rate for Developer Finance/Lease Rental Discounting (Floating)
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Developer Loans | 8.00%* to 15.00%* |
| Lease Rental Discounting | 7.25%* to 11.00%* |
Sambhav Home Loan Interest Rate for Salaried Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Home Loan | 8.50%* to 15.00%* |
| Home Loan Balance Transfer | 8.75%* to 15.00%* |
| Top-up | 9.00%* to 16.00%* |
Sambhav Home Loan Interest Rate for Self-Employed Professionals/Self-Employed Non-Professionals Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Home Loan | 8.75%* to 15.00%* |
| Home Loan Balance Transfer | 9.00%* to 15.00%* |
| Top-up | 9.25%* to 16.00%* |
Sambhav Loan Against Property Interest Rate for Salaried Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Loan Against Property | 9.25%* to 16.00%* |
| Loan Against Property Balance Transfer | 9.25%* to 16.50%* |
Sambhav Loan Against Property Interest Rate for Self-Employed Professionals/Self-Employed Non-Professionals Borrowers
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Loan Against Property | 10.00%* to 17.00%* |
| Loan Against Property Balance Transfer | 10.50%* to 17.50%* |
Dual Rate Loan
Note: Fixed as per the below grid, and Floating parameters will be the same as mentioned in the above grid
| Loan Type | Effective ROI (p.a.) |
|---|---|
| Home Loan (including Top-up & BT) | 8.50%* to 10.30%* |
| Home Loan Top-up | 8.70%* to 10.40%* |
| Home Loan Balance Transfer | 8.50%* to 15.00%* |
| Loan Against Property | 8.50%* to 12.00%* |
| Loan Against Property Balance Transfer | 8.50%* to 12.00%* |
Floating Reference Rates (FRRs)
| Particulars | Effective Rate |
|---|---|
| Salaried Floating Reference Rate | 14.95% |
| Self-Employed Floating Reference Rate | 16.13% |
| Institutional Reference Rate | 16.73% |
| Unsecured Reference Rate | 15.93% |
| Repo Rate | 5.25% |
| CF Floating Reference Rate | 18.18% |
| REBLR^ - Salaried | 8.45% |
| REBLR^ - Self-Employed | 9.45% |
| Sambhav - Salaried | 16.48% |
| Sambhav - Self-Employed | 16.93% |
^ Repo External Benchmark Linked Lending Rate
* Terms and conditions apply
