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Home Loan Interest Rate (Floating) For Salaried Borrowers

Home Loan Interest Rate (Floating) For Salaried Borrowers

Loan Type Effective ROI (p.a.)
Home Loan 7.99%* to 17.00%*
Home Loan Balance Transfer 8.10%* to 17.00%*
Top-up Loan 8.90%* to 17.00%*

Home Loan Interest Rate (Floating) For Professional Borrowers

Home Loan Interest Rate (Floating) For Professional Borrowers

Loan Type Effective ROI (p.a.)
Home Loan 8.10%* to 17.00%*
Home Loan Balance Transfer 8.20%* to 17.00%*
Top-up Loan 9.00%* to 17.00%*

Home Loan Interest Rate (Floating) For Self-Employed Borrowers

Home Loan Interest Rate (Floating) For Self-Employed Borrowers

Loan Type Effective ROI (p.a.)
Home Loan 8.30%* to 17.00%*
Home Loan Balance Transfer 8.45%* to 17.00%*
Top-up Loan 9.35%* to 17.00%*

Loan Against Property Interest Rate (Floating) For Salaried and Self-Employed Professional Borrowers

Loan Against Property Interest Rate (Floating) For Salaried and Self-Employed Professional Borrowers

Loan Type Effective ROI (p.a.)
Loan Against Property 9.40%* to 18.00%*
Loan Against Property Balance Transfer 9.40%* to 18.00%*

Loan Against Property Interest Rate (Floating) For Self-Employed Borrowers

Loan Against Property Interest Rate (Floating) For Self-Employed Borrowers

Loan Type Effective ROI (p.a.)
Loan Against Property 9.40%* to 18.00%*
Loan Against Property Balance Transfer 9.40%* to 18.00%*

Interest Rate for Developer Finance/Lease Rental Discounting (Floating)

Interest Rate for Developer Finance/Lease Rental Discounting (Floating)

Loan Type Effective ROI (p.a.)
Developer Loans 9.00%* to 17.00%*
Lease Rental Discounting 8.35%* to 14.00%*

Dual Rate Home Loan Including Top-Up

Dual Rate Home Loan Including Top-Up

Note: Fixed as per the below grid, and Floating parameters will be the same as mentioned in the above grid

Loan Type Effective ROI (p.a.)
Salaried Borrowers 7.99%* to 17.00%*
Self-Employed Borrowers 8.30%* to 17.00%*

Floating Reference Rates (FRRs)

Floating Reference Rates (FRRs)

Particulars Effective Rate
Salaried Floating Reference Rate 15.40%*
Self-Employed Floating Reference Rate 16.20%*
Institutional Reference Rate 16.55%*
Unsecured Reference Rate 16.00%*
Repo Rate 6.00%*
CF Floating Reference Rate 18.00%*
REBLR^ - Salaried 9.20%*
REBLR^ - Self-Employed 10.20%*
Sambhav - Salaried 16.55%*
Sambhav - Self-Employed 17.00%*

^ Repo External Benchmark Linked Lending Rate

* Terms and conditions apply

roi for loans  RAC

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