Any individual seeking loans or any other form of credit must possess a good credit score, which helps banks and lending institutions assess his/her creditworthiness in handling credit. Similarly, a company too has its own credit score if they hold any open credit. Business credit scores are indispensable when establishing an organisation’s well-being and success, exactly like a report card. This proves beneficial when companies look for any kind of business financing.
What is a Business Credit Score?
Credit bureaus in India such as TransUnion CIBIL, Equifax, Experian and CRIF High Mark provide detailed credit information reports (CIR) and credit scores for businesses. This corresponds to a personal credit score and credit report that is normally generated for individual credit seekers. Credit agencies consider several factors like the overall valuation of the company’s debts, credit history, repayment of loans, trade experiences, outstanding balances and more to arrive at business credit scores.
Difference between personal and business credit scores
Personal Credit Score belongs to an individual while a business credit score belongs to a business entity. It signifies each of their abilities to repay a loan. Here is a differentiation chart for both.
Personal Credit Score | Business Credit Score |
---|---|
Belongs to a person | Belongs to a business entity |
The CIBIL score for a person is between 300 to 900, with a credit score of 750+ considered to be good | For companies, the creditworthiness is calculated using ranks, ratings and scores. CIBIL provides ranking system from a scale of 1 to 10 where 1 is the best rank that can be achieved. Companies like CRIF Highmark provide business credit score or rank. Experian on the other hand provides a risk rating between 1 to 10 for partnerships and limited liability companies and a credit score for proprietorships. |
A personal credit score is calculated after considering factors like pending debt, duration of credit history, number of accounts, credit mix, etc. | A business credit score is calculated taking into account factors like years in business, lines of credit, credit history, payments history, etc. |
You can improve your credit score by making timely repayments of your loan EMIs and credit card dues and having a good credit mix among other factors | Being in business from long and paying of bills on time is a good way to increase your credit score |
Too many new credit enquiries, high credit utilization ratio(above 30%) and non-payment of dues can lower your credit score | The same is applicable for business credit score as personal credit score |
How are Business Credit Scores Calculated?
Business credit scores are numbers between 300 to 900 in India. In terms of ranks – it is between 1 to 10 and in terms of ratings, they may be 1 to 5. They are calculated based on the information derived from a business credit report which includes company details like the historical business data, repayment history, number of employees a business has, account information, delinquencies and debts, etc.
What Factors Determine Your Business Credit Score?
Three main factors determine your business credit score:
-
Credit Repayment history – A long credit length is the result of years of consistency and regularity with which your company has been paying off its dues. It plays a meaty role in determining your credit score.
-
Credit utilization ratio – It is the ratio of the amount of revolving credit you are using divided by the total available amount of revolving credit you have. A good ratio is that which is under 30%.
-
Company characteristics – Going by the logic that a long financial history is a great contributor to the credit score, older companies naturally have a better credit score as compared to new ones – such as startups. Even the type of industry matters as some are considered high-risk because of the nature of their business.
Importance of a Business Credit Score
A good business credit score benefits the company while trying to prove its credibility in the financial market. Banks and lending institutions examine the credit profile of a company before sanctioning loans. So, whether you want to expand your business operations, invest in infrastructure or equipment, or improve the cash flow; an impeccable credit record always helps.
Credit scores are indicated by a three-digit figure in the range of 300 – 900. A number closer to 900 is usually recommended. Higher the numerical value of the score, brighter your chances of availing loans at competitive interest rates with suitable terms and conditions. Generally, lenders favour credit scores of 750 and above when extending any kind of loan. A good score enhances your eligibility to obtain loans of desired amounts and enjoy preferential interest rates.
Additional Read: A Quick Guide to Securing a Better Interest on Home Loans
Why Should You Maintain a Business Credit Score?
The primary reason for maintaining a suitable business credit score is that it directly impacts the volume of finances that organisations can avail from lending institutions. A bigger credit score translates into a larger amount of funding. On the other hand, a poor credit score may fetch you a smaller loan principal than expected. You could also be offered business finances at increased rates of interest with stricter terms. It is possible, in certain instances, that you may even be denied loans due to a low credit score.
How to Maintain a Good Business Credit Score?
Since it is imperative to hold a favourable business credit score, companies must be aware of the elements that can influence the credit score of their business concern. This will also enable them to take necessary steps if they wish to improve their score. Given below is a comprehensive guide:
1. Check Your Credit Report
Look up your company’s credit report through any of the popular credit bureaus to determine if the current score makes you eligible for the required loan or whether you need to improve it. This will help you understand which accounts may be adversely affecting your report and view negative items in the record.
Business owners should periodically monitor their business credit report for possible inaccuracies or minor mistakes that may impact their credit score. They must report such errors to the credit bureau to get them rectified.
Furthermore, you should watch out for the following potential red flags while going through the credit report and ensure remedial measures to improve your business credit:
- High credit utilisation
- Multiple credit accounts
- Bounced cheques
- Loan defaults
- Negative cash flows
2. Pay Your Bills on Time
Repaying loan EMIs and credit card bills are crucial for improving one’s personal credit score. The same applies to business credit scores as well.
Delayed payments can negatively impact credit scores which may prove detrimental when applying for a business loan, business credit card or other lines of credit. Defaults, late EMI payments and bounced cheques bring down the credit score rendering you a debt risk.
Meanwhile, paying your dues on time is a tested way to better your credit score. Managing a regular and timely payment schedule of business bills not only enhances your credit record but also helps foster lasting relationships with vendors and other creditors.
3. Reduce the Credit Utilisation Ratio
Usually, when determining credit scores, agencies consider the ratio of credit used in relation to the amount of credit available. This ratio should ideally be kept under 30%. For example, if you avail of an overdraft facility (OD) of Rs. 15 lakh from your lender, you should not use more than 30% of the available credit, which comes to Rs. 4.5 lakh. So, if you have already withdrawn this sum from the OD limit, repay the borrowed money before making further withdrawals.
If your credit utilisation ratio shoots above 30%, your credit score can be nosedive. This percentage is only a benchmark and different credit bureaus may have varying parameters. With timely debt repayments, your credit score can bounce back even when you withdraw a bigger amount.
4. Keep Business Debts Minimal
Credit reports reflect liabilities like term loans, credit card balances and other lines of credit. Availing multiple loans is likely to hurt your business credit score. Lenders do not prefer sanctioning loans to organisations that have substantial outstanding debt. Therefore, repay your previous loans prior to taking on new ones.
5. Obtain a Short-Term Business Loan
Companies can secure short-term business loans and repay them on time to assure credit bureaus that they are capable of managing credit responsibly. This will boost their credit score. However, they must pay off older loans first before considering this option.
6. Retain Old Business Credit Cards
Past credit cards and credit accounts denote stability and trust that suppliers and vendors place in your business. Older the credit account, greater its impact on your credit score. Cancelling these credit cards erases the associated credit history, which could have otherwise influenced the credit score positively. Thus, if you hold several business credit cards and wish to cancel a couple of them, it would be wiser to close the latest ones to have minimal impact on your credit score.
Additional Read: Ways to Improve Your Credit Score with a Credit Card
Summing Up
Follow the tips mentioned herein to get the best business credit report and open up new avenues of credit. Experts recommend keeping personal and business finances separate to manage the cash flow of a company effectively. Most lenders also check your personal credit score, regardless of new or well-established business ownership, before granting loan approval. Hence, maintain a good business credit score along with an excellent personal credit score to raise your chances of securing business finance at attractive rates.
FAQs
A score above 750 is considered to be a good business credit score. In terms of CIBIL ranking, a CCR of 1 is considered the best while 10 is considered the worst. In terms of CRIF rating, 1 is considered the least credit risk while 5 is considered the riskiest.
You can check your business credit score as often as you like – it won’t affect your score. However, it’s best to check it as often as twice a year or once every quarter.
Improving your credit score is an organic process and hence requires some time to show a significant development. Having said that, the speed of change depends on your unique financial situation, and if you have had an established credit history, you may see a change as soon as 30 to 45 days after you start taking corrective measures.
The difference between a low and a high credit score is that of ease of access to business finance. A low score won’t let you get the funds you require to run your business successfully.
A business credit score also known as a company credit score or a commercial credit score, is based on various factors such as your repayment behaviour, your credit history, credit mix, past delinquencies, past and current accounts, etc.
Yes, the business credit score is for the business entity while the personal credit score is for a person who could also be the owner of the business
Equifax, TransUnion CIBIL, Experian, and CRIF Highmark are the four credit bureaus that provide business credit scores in India.
DISCLAIMER:
While care is taken to update the information, products, and services included in or available on our website and related platforms/websites, there may be inadvertent errors or delays in updating the information. The material contained in this website and on associated web pages, is for reference and general information purposes, and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. Users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions. Neither Bajaj Housing Finance Limited nor any of its agents/associates/affiliates shall be liable for any act or omission of the Users relying on the information contained on this website and on associated web pages. In case any inconsistencies are observed, please click on contact information.
Trending Articles
home+loan Home Loan
[N][T][T][N][T]
Is It Mandatory to Take Insurance with a Home Loan?2023-08-01 | 5 min
tax Tax
[N][T][T][N][T]
How to Claim Home Loan Tax Exemptions and HRA Together2023-03-22 | 5 min
cibil Cibil
[N][T][T][N][T]
How to Increase Your CIBIL Score Above 800: 7 Proven Methods2023-01-24 | 4 min
cibil Cibil
[N][T][T][N][T]
How Does Being A Loan Guarantor Affect Your Credit Score?2023-03-23 | 4 min
tax Tax
[N][T][T][N][T]
Income Tax Structure in New Regime: New Tax Exemption Limit 20232023-03-28 | 4 min
tax Tax
[N][T][T][N][T]
How to Save Tax for Salary Above 30 Lakh?2023-08-07 | 6 min
tax Tax
[N][T][T][N][T]
How to Save Tax Between Rs 20 to Rs 25L Salary in India2023-07-19 | 6 min
tax Tax
[N][T][T][N][T]
How to Claim Tax Benefits on Joint Home Loans2023-07-10 | 4 min
tax Tax
[N][T][T][N][T]
Tax Benefits on Home Loans for Self-Employed Individuals: What You Need to Know2023-06-01 | 4 min
tax Tax
[N][T][T][N][T]
How to Avail Maximum Home Loan Tax Benefit in India in 2023?2023-03-17 | 6 min
tax Tax
[N][T][T][N][T]
10 Useful Income Tax Deductions for FY 2022-232023-02-21 | 6 min
tax Tax
[N][T][T][N][T]
Everything You Should Know About Tax Savings When Taking a Home Loan2023-01-09 | 5 min
home+loan Home Loan
[N][T][T][N][T]
How to Pick the Best Home Loan Tenor that Suits Your Budget2023-06-29 | 5 min
home+loan Home Loan
[N][T][T][N][T]
Understanding Stamp Duty and Property Registration Charges2022-06-29 | 5 min
home+loan Home Loan
[N][T][T][N][T]
How to Pay Off Your Home Loan Quicker2022-06-29 | 6 Min
home+loan Home Loan
[N][T][T][N][T]
How Digital Platforms Are Revolutionising the Face of Housing Finance2023-02-02 | 7 min
home+loan Home Loan
[N][T][T][N][T]
Advantages of Including a Co-Applicant on Your Home Loan2023-02-21 | 7 min
loan+against+property Loan Against Property
[N][T][T][N][T]
Understanding the Fees & Charges on Your Loan Against Property2023-02-14 | 6 min
cibil Cibil
[N][T][T][N][T]
What is CIBIL? Understand How It Works & Its Importance2023-01-31 | 6 min
cibil Cibil
[N][T][T][N][T]
What Does a Zero or Negative Credit Score Mean?2023-02-24 | 4 min
loan+against+property Loan Against Property
[N][T][T][N][T]
Understanding the Fees and Charges on Your Loan Against Property2023-02-16 | 8 min
home+loan Home Loan
[N][T][T][N][T]
How to Connect with Bajaj Housing Customer Care2023-06-27 | 5 Min
tax Tax
[N][T][T][N][T]
Can I Claim Home Loan Tax Benefits on an Under-Construction Property?2023-03-29 | 5 min
cibil Cibil
[N][T][T][N][T]
Check CIBIL Score with PAN Card for Free, in 3 Steps2023-03-28 | 5 min
home+loan Home Loan
[N][T][T][N][T]
ITR Filing for Home Loan – Know the Right Process to File Your Income Tax Returns2023-02-16 | 5 min
tax Tax
[N][T][T][N][T]
Difference Between Old Vs New Tax Regime2023-08-09 | 5 min
home+loan Home Loan
[N][T][T][N][T]
Secured vs Unsecured Loan - Know the Difference2023-08-24 | 2 min
cibil Cibil
[N][T][T][N][T]
What's Considered a Healthy Credit Mix?2023-08-10 | 3 min
home+loan Home Loan
[N][T][T][N][T]
Common Mistakes to Avoid When Applying for A Home Loan2023-08-10 | 2 min
home+loan Home Loan
[N][T][T][N][T]
How to Choose the Best Home Loan?2023-08-09 | 4 min
home+loan Home Loan
[N][T][T][N][T]
Pros and Cons of Taking A Joint Home Loan with your Spouse2023-08-10 | 7 min
home+loan Home Loan
[N][T][T][N][T]
Making Financial Planning Easy with Home Loan EMI Calculator2023-09-06 | 2 min
cibil Cibil
[N][T][T][N][T]
What to Know About CIBIL TransUnion Score 2.02023-08-23 | 3 min
cibil Cibil
[N][T][T][N][T]
How can I Remove Loan Inquiry from CIBIL Credit Report2023-08-24 | 5 min
cibil Cibil
[N][T][T][N][T]
How Many Credit Inquiries are Too Much in a Year2023-09-21 | 2 min
home+loan Home Loan
[N][T][T][N][T]
Difference Between Bank Rate and Repo Rate2023-09-22 | 5 min
home+loan Home Loan
[N][T][T][N][T]
Increase or Decrease Effects of Repo Rate2023-08-29 | 7 min
home+loan Home Loan
[N][T][T][N][T]
Difference Between Co-owner, Co-borrower, Co-Applicant, and Co-Signer in Home Loan2023-08-31 | 6 min
home+loan Home Loan
[N][T][T][N][T]
Understanding the Benefits of a Home Loan EMI Calculator2023-07-12 | 5 min
home+loan Home Loan
[N][T][T][N][T]
What Happens If Home Loan EMI Bounces? Know the Consequences2023-07-11 | 5 min
home+loan Home Loan
[N][T][T][N][T]
Tips to Avoid Rejection of Your Home Loan Application2023-08-01 | 3 min
cibil Cibil
[N][T][T][N][T]
What Is Credit Mix and How Can It Help Your Credit Score?2023-07-12 | 3 min
home+loan Home Loan
[N][T][T][N][T]
Check Housing Loan Eligibility with Home Loan Eligibility Calculator2023-07-12 | 5 min
tax Tax
[N][T][T][N][T]
Comparison Between New Tax Regime vs Old Tax Regime2023-08-03 | 5 min
home+loan Home Loan
[N][T][T][N][T]
Advantages for First-Time Home Buyers2023-07-14 | 4 min
home+loan Home Loan
[N][T][T][N][T]
Tips to Get Home Loan with Minimum Down Payment in India2023-07-11 | 5 min
cibil Cibil
[N][T][T][N][T]
11 Common Myths about CIBIL Score2023-03-31 | 4 min
tax Tax
[N][T][T][N][T]
Top 5 Tax Benefits and Other Advantages of a Joint Home Loan2023-07-10 | 8 min
home+loan Home Loan
[N][T][T][N][T]
What is the Ideal Down Payment for a Home Loan?2023-06-16 | 5 min
home+loan Home Loan
[N][T][T][N][T]
Factors That Determine Your Home Loan Eligibility2023-07-24 | 8 min
cibil Cibil
[N][T][T][N][T]
How to Get a Good Credit Mix and Boost Your Credit Score2023-07-11 | 4 min
home+loan Home Loan
[N][T][T][N][T]
What Is Home Loan Eligibility and How Is It Calculated2023-07-11 | 6 min
home+loan Home Loan
[N][T][T][N][T]
Differences Between Repo Rate and Monetary Policy Tools2023-07-28 | 5 min
cibil Cibil
[N][T][T][N][T]
Pay Minimum Amount Due on Your Credit Cards Will Impact Your Credit Score2023-07-10 | 5 min
cibil Cibil
[N][T][T][N][T]
Will a Loan Settlement Ruin My CIBIL Score?2023-03-21 | 4 min
cibil Cibil
[N][T][T][N][T]
Here Is How a Bounced Cheque Can Affect Your CIBIL Score2023-06-06 | 5 min
cibil Cibil
[N][T][T][N][T]
Does a Name Change Affect Your Credit Score2023-06-01 | 4 min
tax Tax
[N][T][T][N][T]
How to Reduce the Loan Against Property Interest Rate?2023-06-19 | 3 min
tax Tax
[N][T][T][N][T]
What Does It Mean to Have a CIBIL Score of -12023-06-16 | 4 min
home+loan Home Loan
[N][T][T][N][T]
What Happens to a Home Loan in the Case of the Borrower's Death?2023-04-17 | 4 min
home+loan Home Loan
[N][T][T][N][T]
Taking a Home Loan to Buy a Property for Investment? Here Are 5 Points to Consider2023-04-17 | 5 min
cibil Cibil
[N][T][T][N][T]
Introduction to Credit Information Bureau India Limited (CIBIL)2023-04-17 | 6 min
cibil Cibil
[N][T][T][N][T]
Why Is CIBIL Score Important for Your Financial Health?2023-04-17 | 3 min
cibil Cibil
[N][T][T][N][T]
How Can Your CIBIL Score Help in Negotiating Better Home Loan Deals2023-05-18 | 4 min
cibil Cibil
[N][T][T][N][T]
What is CIBIL Score and How is it Impacted by a Missed EMI?2023-05-31 | 2 min
cibil Cibil
[N][T][T][N][T]
The Role of CIBIL Score in Determining your Home Loan Disbursement Amount2023-05-31 | 2 min
cibil Cibil
[N][T][T][N][T]
hat Does Your Credit Score Expose About You?2023-04-17 | 5 min
home+loan Home Loan
[N][T][T][N][T]
Should I Apply for a Pre-Approved Home Loan or an After Property Finalisation Loan?2023-03-23 | 5 min
cibil Cibil
[N][T][T][N][T]
Minimum CIBIL Score for Business Loans2023-04-17 | 5 min
home+loan Home Loan
[N][T][T][N][T]
5 Great Ways Women Can Benefit from Taking a Housing Loan2023-04-25 | 5 min
home+loan Home Loan
[N][T][T][N][T]
What Do You Need to Know About Home Loan Foreclosure?2023-03-23 | 5 min
home+loan Home Loan
[N][T][T][N][T]
A Complete Guide for Home Loan Insurance2023-04-03 | 4 min
home+loan Home Loan
[N][T][T][N][T]
Know All About the HRA Benefit on Payment of House Rent2023-04-03 | 6 min
cibil Cibil
[N][T][T][N][T]
Does CIBIL Score Affect Loan Against Property Eligibility?2023-02-15 | 7 min
cibil Cibil
[N][T][T][N][T]
Tips to Maintain Your Business CIBIL Score Above 7002023-02-02 | 5 min
tax Tax
[N][T][T][N][T]
5 Tax Savings and Other Advantages You Can Get When You Apply for Home Loans2023-02-17 | 6 min
tax Tax
[N][T][T][N][T]
Should You Get a Home Loan to Save Your Taxes?2023-02-20 | 5 min
tax Tax
[N][T][T][N][T]
What is Property Tax in India and How is It Calculated?2023-02-28 | 4 min
tax Tax
[N][T][T][N][T]
8 Different Ways to Avail Tax Benefits on Home Loans2023-03-03 | 4 min
tax Tax
[N][T][T][N][T]
A Closer Look at Four Types of Loans That Offer Incredible Tax Benefits2023-02-16 | 4 min
tax Tax
[N][T][T][N][T]
How Much Tax Can be Saved Under Sections 80C, 80D, and 80G?2023-02-22 | 5 min
loan+against+property Loan Against Property
[N][T][T][N][T]
5 Benefits of Using Area Conversion Calculator2023-02-14 | 6 min
loan+against+property Loan Against Property
[N][T][T][N][T]
5 Important Reasons to Opt for a Loan Against Property to Start Your Own Business2023-02-10 | 2 min
loan+against+property Loan Against Property
[N][T][T][N][T]
What Is the Difference Between Gold Loan and Loan Against Property?2023-03-02 | 6 min
tax Tax
[N][T][T][N][T]
How to Avail of Tax Benefits on a Loan Against Property2023-10-28 | 5 Min
tax Tax
[N][T][T][N][T]
Know all About Top Up Loans and How to Avail of Tax Benefits2022-12-12 | 5 min
home+loan Home Loan
[N][T][T][N][T]
How to Determine Your Ideal Credit Score for a Home Loan?2023-03-30 | 4 min
home+loan Home Loan
[N][T][T][N][T]
How to Get a Housing Loan Approved Instantly?2023-04-12 | 5 min
loan+against+property Loan Against Property
[N][T][T][N][T]
Things to Do If Your Loan Against Property Application Gets Rejected2023-02-14 | 5 min
home+loan Home Loan
[N][T][T][N][T]
What is the Process to Get Your Home Loan Approved Fast with Bajaj Housing Finance?2023-02-15 | 6 min
home+loan Home Loan
[N][T][T][N][T]
A Guide to Statutory Liquidity Ratio2023-02-22 | 5 min
home+loan Home Loan
[N][T][T][N][T]
Get Your Down Payment Funds Ready with These 5 Easy Steps2023-03-20 | 5 min
home+loan Home Loan
[N][T][T][N][T]
5 Strategies to Manage High Home Loan EMIs Effectively2023-02-22 | 6 min
home+loan Home Loan
[N][T][T][N][T]
5 Tips for Lowering Home Loan Interest Rates in 20232023-03-28 | 5 min
home+loan Home Loan
[N][T][T][N][T]
Why Is Credit Score Important for Home Loan Lenders?2023-03-21 | 5 min
home+loan Home Loan
[N][T][T][N][T]
Importance Of a Good Credit Score in The Home Loan Process2023-03-20 | 4 min
home+loan Home Loan
[N][T][T][N][T]
How Do You Overcome Home Loan Repayment Burden?2023-02-13 | 2 min
home+loan Home Loan
[N][T][T][N][T]
Difference Between Home Loan and Personal Loan: Which is better?2023-02-09 | 4 min
home+loan Home Loan
[N][T][T][N][T]
Home Loan EMI Calculator Benefits and It’s Features2023-02-21 | 4 min
home+loan Home Loan
[N][T][T][N][T]
Everything You Need to Know About Top-up Loans on a Home Loan2023-02-20 | 6 min
home+loan Home Loan
[N][T][T][N][T]
Why Paying Home Loan EMI is Better Than Renting a Home?2023-02-20 | 4 min
home+loan Home Loan
[N][T][T][N][T]
Should You Take a Home Loan Even If You Have Enough Money to Buy a House?2023-01-30 | 3 min
home+loan Home Loan
[N][T][T][N][T]
4 Key Benefits of Home Loan Balance Transfer to Bajaj Housing Finance Limited2023-01-09 | 5 min
home+loan Home Loan
[N][T][T][N][T]
Best Credit Score for Home Loans & How to Improve Yours2023-08-31 | 6 min
cibil Cibil
[N][T][T][N][T]
Is a Good CIBIL Score Mandatory for Home Loan Approval?2023-02-17 | 4 min
cibil Cibil
[N][T][T][N][T]
What Is a Good Credit Score for a Home Loan?2022-12-28 | 5 min
cibil Cibil
[N][T][T][N][T]
What is the Role of CIBIL Score in Getting a Home Loan?2023-03-22 | 5 min
cibil Cibil
[N][T][T][N][T]
Importance of CIBIL Score & Tips To Improve It2023-02-21 | 5 min
home+loan Home Loan
[N][T][T][N][T]
How Can Your Credit Score Impact Your Home Loan Interest Rate?2023-02-17 | 6 min
cibil Cibil
[N][T][T][N][T]
A Helpful Guide to Understanding Your Credit Report2023-01-27 | 5 min
cibil Cibil
[N][T][T][N][T]
What is the Procedure to Check your CIBIL Score Rating?2023-03-27 | 4 min
cibil Cibil
[N][T][T][N][T]
Why Is a CIBIL Score Measured Between 300 and 900?2023-02-21 | 4 min
cibil Cibil
[N][T][T][N][T]
What Is Credit Score And Its Impact On Loan Availability2023-03-27 |
cibil Cibil
[N][T][T][N][T]
Everything You Should Know About Your CIBIL Score2023-02-09 | 7 min
home+loan Home Loan
[N][T][T][N][T]
Section 80 EE: Claim Deductions on the Home Loan Interest Paid2023-02-17 | 6 min
home+loan Home Loan
[N][T][T][N][T]
Ways to Check Bajaj Housing Loan Account Numbers2023-01-19 | 3 min
home+loan Home Loan
[N][T][T][N][T]
Benefits of Submitting a Digital Home Loan Application in Current Times2023-02-17 | 4 min
home+loan Home Loan
[N][T][T][N][T]
10 Smart Steps for Effective Home Loan Management2023-02-17 | 5 min
home+loan Home Loan
[N][T][T][N][T]
10 Factors That Affect Your Home Loan Eligibility2023-01-09 | 7 min
home+loan Home Loan
[N][T][T][N][T]
What is Foreclosing a Home Loan? These are Some of the Do’s and Don’ts2023-01-17 | 6 min
home+loan Home Loan
[N][T][T][N][T]
Are Registration Charges Compulsory When You Opt for a Home Loan?2023-02-10 | 5 min
home+loan Home Loan
[N][T][T][N][T]
What Are the Pros and Cons of Home Loan Balance Transfer?2023-02-01 | 4 min
home+loan Home Loan
[N][T][T][N][T]
Five Important Factors to Keep in Mind When Prepaying Your Home Loan2023-01-17 | 6 min
cibil Cibil
[N][T][T][N][T]
How to Check CIBIL Score Online?2023-03-14 | 5 min
home+loan Home Loan
[N][T][T][N][T]
A Step-by-Step Guide to Home Loan Balance Transfer Application2022-12-20 | 6 min
home+loan Home Loan
[N][T][T][N][T]
How to Get a Better Interest Rate on Your Home Loan2023-01-04 | 5 min
home+loan Home Loan
[N][T][T][N][T]
What is the Difference Between Top-up Loan and Home Improvement Loan