Home Finance
Secured Loan
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When you take a loan from Bajaj Housing Finance, you get the benefits of attractive interest rates along with transparent fees and charges. The fees and charges applicable on a loan are as follows:
Salaried Floating Reference Rate: 12.95%*
Self-Employed Floating Reference Rate: 13.40%*
Repo Rate: 4.00%
For a complete list of fees and charges, please click here
Disclaimer
*BHFL FRR was applicable for all types of loans (secured and unsecured) by the company on or before 18 March. Post 18 March, it is only applicable for unsecured loan.
*Applicable following 1st EMI clearance.
FORECLOSURE CHARGES & PRE-PAYMENT CHARGES
Floating Rate Loans: If all Borrowers and Co-Borrowers are Individuals
Fixed Rate Loans: All Borrowers (including individuals)
* GST as applicable will be payable by the Borrower in addition to the Prepayment Charges.
Online Home Loan Balance Transfer Features and Benefits
Online Home Loan Balance Transfer Eligibility
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Home Loan EMI Calculator
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Last update on 11-Mar-2021
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