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Loan Against Property in Jamnagar: Overview

Jamnagar has emerged to become one of Gujarat’s most flourishing cities. Over the years, the city’s agricultural and industrial sectors have turned into ever-expanding financial markets. To provide financial support for residents looking to expand in Jamnagar, Bajaj Housing Finance provides Loan Against Property at competitive interest rates. Read on to understand the loan’s features and benefits, eligibility criteria, and the documents required for a successful application.

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Loan Against Property in Jamnagar: Features and Benefits

Here is a look at the top features and benefits of a Bajaj Housing Finance Loan Against Property in Jamnagar.

Competitive Interest Rates

Property loans offered by Bajaj Housing Finance come at competitive interest rates, starting at 10.10%* p.a. for salaried applicants meeting our simple eligibility criteria.

Higher Loan Amount

The loan amount offered based on the borrower’s eligibility can be as high as Rs.5 Crore* or more. This also depends on the borrower’s profile and the type of property being mortgaged.

Flexible Tenor Up to 17 Years

The Loan Against Property can be availed of for a longer, flexible tenor of up to 17 years. Such an extended period can be enough to repay the loan amount comfortably.

End-Use Flexibility

Borrowers can use the loan amount to address a variety of expenses, such as the cost of business expansion, home expansion or even debt consolidation.

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Loan Against Property in Jamnagar: Interest Rates, Fees, and Charges

Salaried individuals can opt for a Loan Against Property at an interest rate of 10.10%* p.a. while incurring nominal charges. For more details, borrowers click here.

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Loan Against Property in Jamnagar: Eligibility Criteria

Bajaj Housing Finance makes availing of Loans Against Property easier, by creating an easy-to-meet eligibility check list. Here are some of the parameters included in our eligibility criteria:

Eligibility Parameters Salaried Applicants Self-employed Applicants
Employment Minimum 3 years of work experience in a public or private sector company, or an MNC Minimum 5 years of vintage in the current enterprise
​​​Age 28 to 60 years** 25 to 70 years**

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

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Loan Against Property in Jamnagar: Required Documents

Interested borrowers should note that the submission of their PAN Cards/Form 60 is mandatory.

Documents Required Salaried Individuals Self-employed Individuals
ID Proof and Address Aadhaar card, Passport, Voter’s ID, Driving License, Utility Bills, or any valid ID proof/address issued by the Government of India Aadhaar card, Passport, Voter’s ID, Driving License, Utility Bills, or any valid ID proof/address issued by the Government of India
Proof of Employment ID card issued by the employer Documents pertaining to Business Ownership, for example, Registration Certificate and Partnership Agreement
Income Proof
  • Recent salary slips
  • Last 3 months’ bank statement
  • Income Tax Returns
  • Last 6 months’ primary bank account statement
  • Financial Documents, such as Balance Sheets, Profit & Loss Statement
  • Income Tax Returns
​​​Property Documents Copy of documents of the property to be mortgaged Copy of documents of the property to be mortgaged

Note: Our representatives may request additional documents at the time of loan processing. These requirements will be communicated to you by our team.

*Terms and conditions apply.

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