About Loan Against Property in Jaipur
Jaipur is the capital city of Rajasthan and home to a plethora of industries such as mining, gems, automobiles, textiles, and a rapidly growing IT industry. Jaipur is also a major tourist hotspot in India, thus adding to the growing population of the city.
Jaipur is a mere 235 kilometers from the capital of India, hence making it a desired real estate market. Jaipur offers various choices of real estate for young buyers, retired citizens, or even for investment purposes.
With a strong presence in Jaipur, Bajaj Housing Finance provides competitive property loan interest rates, low monthly payments, and long-term tenors to qualified applicants.
Benefits of a Loan Against Property in Jaipur
Competitive Interest Rates
Eligible applicants can enjoy competitive interest rates on a Loan Against Property and bring down their total cost of borrowing.
Large Sanction Amount
Stand receive sums as sanction as Rs.5 Crores* or higher, basis eligibility, giving you a no-hassle solution to your urgent funding needs.
No End-Use Restrictions
Loan Against Property sanctions come with no end-use restrictions, which means that you can use the money as you see fit.
Quick Disbursal
Applicants stand to receive the funds within 72 hours* of application approval and documentation verification, helping them address their expenses without delay.
Long Term Tenor
With Bajaj Housing Finance, you can choose a long-term tenor of up to 18 years, allowing you to repay the loan comfortably.
Interest Rates, Fees and Changes
Both salaried and self-employed applicants are both eligible for a Loan Against Property, provided they meet the required criteria checks. Interest rates on Loans Against Property start as low as 10.10%* for salaried applicants. To know more about our fees and charges, click here. To make the most out of current rates, consider using the Loan Against Property EMI calculator to optimize your chances of getting approved.
Eligibility Criteria for Loan Against Property in Jaipur
Here is a set of eligibility parameters that applicants are required to meet, to unlock the many benefits of a Loan Against Property:
- Should be employed at an MNC or private or public company. (for salaried applicants)
- Should have a steady source of income from an enterprise with a vintage of 5 years or more. (for self-employed applicants)
- Salaried individuals should be between 28 to 58 years** of age.
- Should ideally have a CIBIL score of 750 or higher
- Should be an Indian citizen (non NRI)
Steps to Apply for Loan Against Property
You can apply for a property loan using our simple guide:
Step 1: Visit the Loan Against Property Application Form
Step 2: Fill in the application form with the required details such as:
- Full name
- Contact details
- Employment Type
- Type of Loan
- Monthly Income
- PIN Code
- Required loan amount
Step 3: Generate the OTP and submit the Application Form
Following the submission of your application form, a representative will contact you within 24 hours* to walk you through the next steps, which include document submission and verification.
*Terms and conditions apply.
