Overview of a Loan Against Property in Guntur
Guntur, nestled in the heart of Andhra Pradesh and close to the Bay of Bengal, is renowned for its vibrant agricultural sector. Home to the largest chilli market yard in Asia, Guntur plays an important role in India’s East Coast Economic Corridor, an essential industrial corridor. The city also hosts numerous important state offices and agencies, reflecting its economic significance and demographic growth.
If you are in Guntur and looking for funds for housing or business purposes, or even for debt consolidation, consider a Loan Against Property from Bajaj Housing Finance. With typically lower interest rates compared to other forms of financing, a Loan Against Property can help you leverage your property’s value to meet your financial needs.
Features and Benefits of a Loan Against Property in Guntur

Attractive Interest Rates
You can avail of a Loan Against Property on a low interest rate with manageable EMI options from Bajaj Housing Finance.

Siimple Eligibility Criteria
The property loan eligibility criteria for loans availed of from Bajaj Housing Finance are quite simple, which ensures quick approval.

End-Use Flexibility
Bajaj Housing Finance allows flexibility in the usage of funds for business or housing purposes. You can use the amount to fund big-ticket expenses such as home renovation, business expansion, or debt consolidation.

Hassle-free Documentation and Quick Approval
Availing of a Loan Against Property from Bajaj Housing Finance requires minimal paperwork with a simple and hassle-free documentation process. This ensures quick approval, which can be important if you are taking out a loan to take care of a financial emergency.

Swift Fund Disbursal
With Bajaj Housing Finance’s Loan Against Property, funds become available to applicants within 72 hours* of document submission and verification.

Flexible Loan Tenure
Loan repayment tenure for property loans availed of from Bajaj Housing Finance can be extended over a period of 17 years.

Flexi-loan Facility
This facility from Bajaj Housing Finance allows you to withdraw as many times as you want from a pre-sanctioned amount and pay interest only on the withdrawn amount.
Calculate Your Loan Against Property EMI
Repayment Schedule
Eligibility Criteria for a Loan Against Property in Guntur
For a Loan Against Property from Bajaj Housing Finance, one must fulfil the following eligibility criteria.
Self-Employed Applicants:
- You must be an Indian resident aged between 23 and 70 years**
- Minimum 3 years of business continuity must be shown
- Your CIBIL score should preferably be 750 or higher
- You must be the rightful owner of the property you wish to pledge as collateral
Salaried Applicants
- You must be an Indian resident aged between 23 and 60 years**
- Must have 3 years of work experience in a reputed company
- Your CIBIL score should preferably be more than 750
**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Documents Required for a Loan Against Property in Guntur
The documents required to apply for a Loan Against Property in Guntur with Bajaj Housing Finance are:
For Salaried Applicants
- Aadhaar Card or Voter ID
- PAN Card or Form 60 (mandatory)
- Proof of address
- Salary slips for the last 3 months
- Income Tax Return (ITR) documents
- Bank statements for the last 3 months
- Property documents for the mortgage
For Self-Employed Applicants
- Aadhaar Card, Voter ID, PAN Card, or Form 60 (mandatory)
- Proof of address
- Bank statements for the last 6 months
- Proof of business vintage
- Property documents for the mortgage
Note that this list is indicative.
Steps to Apply for a Loan Against Property in Guntur Online
Applying for a Loan Against Property with Bajaj Housing Finance is simple and easy. Follow these steps to avail of a loan quickly.
- Click on our Loan Against Property application form
- Provide all the personal details, such as name, mobile number, employment and loan type, and income details
- Enter PIN code and required loan amount
- Generate the OTP, confirm it and enter the required financial details
- Submit the form
Our team member will get in touch with you within the next 24 hours* to explain the next steps.
*Terms and conditions apply.
Yes, you need to provide proof of income to apply for a Loan Against Property in Guntur.
The eligibility criteria to apply for a Loan Against Property in Guntur are:
For Salaried Applicants
- Must be an Indian resident aged between 23 and 60 years**
- Should be employed with an MNC, public sector, or private company with at least 3 years of work experience
- The property to be mortgaged should be located in one of the cities where we operate
For Self-Employed Applicants
- Must be an Indian resident aged between 23 and 70 years**
- Should have a steady income from an established business with a minimum vintage of 3 years
- The mortgaged property should be located in one of the cities where we operate
**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.