Loan Against Property in Dehradun _Banner_WC

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Loan Against Property in Dehradun: Overview_WC

Loan Against Property in Dehradun: Overview

Dehradun is Uttarakhand's capital and most populous city, and it is best known for its tourism destination, which is surrounded by popular hill stations like Mussoorie and pilgrimage sites like Haridwar and Rishikesh. Dehradun has scenic landscapes as well as modern facilities, making it a real estate hotspot. You can be confident that Bajaj Housing Finance is actively providing Loan Against Property to eligible applicants in Dehradun in order to meet their needs.

Features and Benefits of Loan Against Property_WC

Features and Benefits of Loan Against Property

Affordable Interest Rate

Bajaj Housing Finance offers competitive interest rates for property loan to both salaried and self-employed individuals.

Higher Sanction Amounts

Borrowers who qualify for Loan Against Property can benefit from high sanction amounts of Rs.5 Crore* and higher basis eligibility. The final sanction amount is determined by your loan profile and the mortgaged property.

Quick Approvals

A Loan Against Property offers you a sizable amount of money to tackle your planned or unplanned expenses. You can receive the funds within 72 hours* of submitting your documents.

Long Term Tenors

Enjoy a comfortable repayment tenor of up to ​17 years.

End-Use Flexibility

A Loan Against Property has flexible end-usage, and the money can be used towards housing or business expenses. You can use it for debt consolidation as well.

Loan Against Property Interest Rates_WC

Loan Against Property Interest Rates

Bajaj Housing Finance offers a Loan Against Property for both salaried and self-employed individuals at a competitive rate of interest starting at 9.75%* p.a. for self-employed applicants. Apply today and reap the benefits of a sizeable sanction amount, affordable interest rates, and quick disbursal within 72 hours* from the time of submission of your documents.

Loan Against Property in Dehradun: Document Required_WC

Loan Against Property in Dehradun: Document Required

Bajaj Housing Finance only requires you to submit a minimum number of documents, keeping this process straightforward and easy. Keep the necessary documents handy while applying for a Loan Against Property to ensure that your loan application is streamlined and that it moves quickly through the loan application process.

Salaried Applicants

  • Identification proof such as PAN card or Form 60 (mandatory), Aadhaar card, Passport, Ration card, Voter ID, or any other form of government-approved identification proof.
  • Employment proof such as a Company identity card.
  • Income proof such as latest salary slips, banking statements for the past 3 months, and Income Tax Returns.
  • Copy of the documents that you are planning to mortgage, such as the title deed.

Self-Employed Applicants

  • Identification proof such as PAN card or Form 60 (mandatory), Aadhaar card, Passport, Ration card, Voter ID or any other form of government-approved identification proof.
  • Proof of business such as a partnership agreement and registration certificate.
  • Income proof such as company banking statements for the past 6 months, Income Tax Returns, balance sheet, and profit and loss statements.
  • Copy of the documents that you are planning to mortgage such as title deed.

Note: This list is indicative and you may be requested to submit more documents, if required.

Loan Against Property in Dehradun: Eligibility Criteria_WC

Loan Against Property in Dehradun: Eligibility Criteria

To be eligible for a Bajaj Housing Finance’s property loan in Dehradun, self-employed and salaried applicants must fulfil the following eligibility criteria.

Self-Employed Applicants

  • Must be an Indian resident
  • The age of the applicant must be between 25 and 70 years** at the time of loan maturity
  • Must be able show a minimum of 5 years of business continuity
  • Should have a CIBIL score of 750 plus
  • The applicant must be the owner of the property to be mortgaged

Salaried Applicants

  • Must be an Indian resident 
  • The age of the applicant must be between 28 and 60 years** at the time of loan maturity
  • Work experience of minimum 3 years in a reputed company is compulsory
  • CIBIL Score of 750+ is desirable
  • The borrower must be the rightful owner of the property they wish to mortgage

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Process to Apply for Loan Against Property in Dehradun_WC

Process to Apply for Loan Against Property in Dehradun

Over the years, the process of applying for a property loan has become relatively easy and straightforward. Bajaj Housing Finance offers you the benefit of applying on the website itself. Here is how you can do so:

Step 1: Visit the Bajaj Housing Finance Website.

Step 2: Navigate to the Loan Against Property section.

Step 3: Click on “Apply Now”

Step 4: Once redirected to the application form, you will be required to fill in the necessary details, such as:

  • ​Name
  • Contact Number
  • Employment Type (Salaried, Self-Employed or Self-Employed Professional)
  • Type of loan
  • Net monthly income or salary
  • PIN code
  • Required loan amount

Step 5: Generate OTP and Submit the application form

A customer representative from Bajaj Housing Finance will get in touch with you within 24 hours* to guide you through the next steps of your loan application.

*Terms & conditions apply.

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