Loan Against Property in Chandigarh: Overview
Chandigarh is the capital city of Haryana and Punjab and is one of India's first planned cities. Over the years, infrastructure has expanded to include modern amenities, IT parks, and improved transportation systems, supporting its growth as a hub for education and technology. These robust infrastructural developments have led to an increase in the property value in the city. If you are planning to leverage your assets for housing or business expenditures, consider applying for a Loan Against Property from Bajaj Housing Finance.
Loan Against Property in Chandigarh: Features and Benefits
Low Interest Rates
Bajaj Housing Finance offers competitive interest rates for a Loan Against Property for both salaried and self-employed individuals.
Higher Sanctions
With Bajaj Housing Finance, you stand to receive sizeable amounts as high as Rs.5 Crore* or higher, basis eligibility.
Flexibility in Fund Usage
The funds that you receive from a Loan Against Property can be used to meet your big-ticket expenses such as home renovation, business expansion, or debt consolidation.
Disbursal in 72 hours*
With Bajaj Housing Finance, you can expect your property loan to be disbursed into your loan account within 72 hours* of submitting your documents.
Loan Against Property in Chandigarh: Documents Required
Our Loans Against Property require minimal documentation, making the entire application process easy and efficient. Keep the following documents handy:
- KYC documents such as PAN Card or Form 60 (mandatory), Aadhaar Card, or Passport
- Address proof such as Utility Bills and Property Tax Receipts
- Income proof such as salary slips (for salaried applicants)
- Company related documents such as company profile, incorporation certificate, and memorandum of association (for self-employed applicants)
- Banking statements for the past 3 months
- Income Tax Returns
- Documents related to the property that you are planning to mortgage such as Title Deed
Note: Additional documents may be requested at the time of loan processing.
Loan Against Property in Chandigarh: Interest Rate
Bajaj Housing Finance offers attractive interest rates for both salaried and professional individuals, starting at 9.40%* p.a. This benefit is accompanied by long-term tenors, flexible repayment options, and quick disbursal within 72 hours* of document submission.
Loan Against Property in Chandigarh: How to Apply
The process of applying for a Loan Against Property with Bajaj Housing Finance is simple. Follow the steps given below to apply online:
Step 1: Visit the Loan Against Property application form.
Step 2: Enter the required details such as:
- Full name
- Contact details
- Employment type
- Net Monthly income or salary
- PIN code
- Required loan amount
Step 3: Generate the OTP and enter it.
Step 4: Complete the rest of the application form.
Step 5: Submit the application form.
Upon submitting these details, a customer representative from Bajaj Housing Finance will get in touch with you within 24 hours* for further processing and documentation.
*Term and conditions apply.
