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We all dream of owning a home at some point in our lives. Despite current inflation rates, you can own a home today courtesy of the excellent home loan services that Bajaj Housing Finance offers. Some technicalities are to be understood during the tenor of your home loan. One of such is the Home Loan NOC.
NOC stands for No Objection Certification. It is a legal document, handed out by your lender, to state that you have successfully repaid all your outstanding home loans, inclusive of the EMIs. To qualify for the issuance of a home loan NOC, you must no longer be in your lender's debt. You will find significant information like your name, your loan account number, and the address of the property. The property is the one that you applied to own upon payment of the outstanding charges.
The importance of this certificate can not be overlooked. A home loan NOC is one of the ways by which you can identify as the legal owner of the home in question.
Some of the benefits of a home loan NOC include but aren’t limited to:
While there are non-electronic ways to get the Home Loan NOC, we will dwell on a faster method. Note that this is only possible if you received a loan amount from an NFBC or Non-financial Banking Company. Just log in to the online customer portal, peruse your loan details, click on NOC. Download the document that's displayed on the next page. If you'd like, it can be delivered to your registered email address.
There are three main ways to get a home loan NOC from Bajaj Housing Finance and they are:
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Last update on 11-Mar-2021
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