Home Loan in Hospet

Home Loan in Hospet: Eligibility Criteria

For Salaried Individuals

Here are our eligibility criteria for salaried individuals:

• Should be an Indian citizen (including NRIs) between the age of 23 and 75 years**
• Should be a working professional with at least 3 years of work experience

For Self-Employed Individuals

Here are our eligibility criteria for a Home Loan in Hospet for self-employed individuals:

• Should be an Indian (resident only) between the age of 25 and 70 years**
• Should be able to show at least 5 years of business vintage

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan in Hospet: Documents Required

To add to our ease of documentation, we have provided a list of documents that are typically required to process a Home Loan application:

• KYC documents: You will need both address and identity proof documents for this, such as Aadhaar Card, Voter's ID, and Utility Bills.
• Mandatory documents such as PAN Card or Form 60
• Passport-size photographs
• Salaried individuals should provide Form 16 and latest salary slips
• Self-employed individuals must keep their ITR document and P&L statement of the last 2 years handy with them. They must be able to provide documents establishing proof of business.
• Bank account statements for the last 6 months

Please keep in mind that this is only an indicative list. You may be asked for additional documents at the time of loan processing. These requirements will be communicated to you by our team. 

*Terms and conditions apply.