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Home Loan in East Godavari: Overview_WC

Home Loan in East Godavari: Overview

Located in the coastal region of Andhra Pradesh, East Godavari is the most populated district of Andhra. Before its reorganization and bifurcation in 2019, property prices in Andhra were soaring. Though the real estate sector has witnessed some revival, real estate prices are still far away from their peak. If you are planning to buy a property in East Godavari, now is the right time. And if you need a Home Loan to fund your property purchase, opt for a Bajaj Housing Finance Home Loan.

Home Loan in East Godavari: Features and Benefits_WC

Home Loan in East Godavari: Features and Benefits

Competitive Interest Rates

With Bajaj Housing Finance, borrowers can avail of a loan at interest rates as low as 8.50%* p.a., for salaried applicants. We have attractive interest rate options for all employment types.

Home Loan Balance Transfer

Opt for a Home Loan Balance Transfer with us and pay low-interest rates on your loan, enjoy added facilities as a sizeable Top-up Loan as well.

Flexible Repayment Tenor

With Bajaj Housing Finance, borrowers can choose to repay their loan over a period extending up to 40 years and make their EMIs as affordable as possible. 

Hassle-free Application Process

Our eligibility criteria are easy to meet and our document requirements are straightforward. This means making a loan application with us and getting it approved is quite simple. 

5,000+ Approved Projects

Select from our list of 5000+ projects and enjoy highly beneficial terms on your Home Loan as well as easy approval and quick loan processing. 

Quick Disbursal

With us, borrowers can expect loan disbursal within 48 hours* of document submission and loan approval. Once you meet our verification checks, there will be no delay in buying your dream house.

Online Account Management

Now access your loan account details, make payments, and do so much more at any time and from anywhere using our customer portal. Managing a loan has never been easier. 

Home Loan in East Godavari: Eligibility Criteria_WC

Home Loan in East Godavari: Eligibility Criteria

Our eligibility criteria for a home loan in East Godavari are straight forward and easy to meet. Here they are: 

  • If you are a salaried individual, you should be an Indian citizen (including NRIs). If you are a self-employed individual, you should be an Indian resident.
  • If you are a salaried applicant, you should be between the ages of 23 and 75 years**. If you are a self-employed applicant, you should be between the ages of 25 and 70 years**.
  • Salaried applicants should be able to show at least 3 years of work experience and self-employed applicants should be able to show 5 years of business vintage

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan in East Godavari: Document Checklist_WC

Home Loan in East Godavari: Document Checklist

Planning to avail of a home loan from Bajaj Housing Finance in East Godavari? Keep these documents handy. 

Personal

You will need KYC documents, such as your Aadhaar, Voter ID, or driving license. PAN Card or Form 60 are mandatory documents.

Income

If you are a salaried applicant, you will need to provide the last three months' salary slips. If you are a self-employed applicant, you will need to provide proof of business documents.

Financial

You will need to provide the last six months' bank account statements (if you are salaried) and P&L statement if you are a self-employed applicant. 

Property related

Title deed, property tax receipts, allotment letter, etc.


The list of documents is indicative. You may be asked to submit additional documents at the time of loan application and processing.

Home Loan in East Godavari: How to Apply_new_WC

Home Loan in East Godavari: How to Apply

Follow these steps to apply for a Home Loan in East Godavari. 

  1. Visit our website and open our online application form
  2. Fill in your basic personal information, followed by your loan type and other financial details
  3. Generate the OTP and submit the form successfully

*Terms and conditions apply.

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