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Home Loan in Banswara: Overview_WC

Home Loan in Banswara: Overview

Banswara, also popularly known as the 'Cherrapunji of Rajasthan' or the 'City of Hundred Islands', is a small town located in the state of Rajasthan. Banswara is a tourist place known for its scenic beauty. Several infrastructural developments have improved connectivity and accessibility within Banswara and its surrounding areas.

Over the past few years, Banswara has seen a notable improvement in employment opportunities for its residents. This growth has been driven by various factors such as expanding industries and government initiatives that support economic activities. If you are planning to avail of a Home Loan in Banswara, opt for Bajaj Housing Finance to facilitate your purchase.

Home Loan in Banswara: Features and Benefits_WC

Home Loan in Banswara: Features and Benefits

Easy Balance Transfer Facility and Top-up Loan

Opt for a Home Loan Balance Transfer with us and enjoy low interest rates. On transferring your Home Loan balance to us, you get a chance to avail of a Top-up Loan of Rs.1 Crore* or more. It can be used to fund your housing expenses.

No Part-Prepayment and Foreclosure Charges

Individual borrowers who have availed of a Home Loan on floating interest rates do not have to pay any additional charges in case they decide to part-prepay or foreclose their loan. 

Flexible Tenor

Borrowers can repay their loan over a long repayment tenor of up to 40 years, ensuring manageable EMIs.

Minimal Documentation

Bajaj Housing Finance asks for minimal documentation during loan processing. This ensures speedy approval, quick disbursal, and a hassle-free loan process from start to finish.

Online Account Management

With our customer portal, all our features are now at your fingertips all the time. Access account details, make overdue and advance payments, and do much anywhere and from anywhere through our customer portal. 

Home Loan in Banswara: Eligibility Criteria_WC

Home Loan in Banswara: Eligibility Criteria

Our eligibility criteria for a Home Loan in Banswara are easy to meet for both salaried and self-employed applicants:

Eligibility Parameters Salaried Self-Employed
Nationality Indian (including NRIs) Indian (resident only)
Employment Minimum 3 years of work experience in a public or private sector company, or an MNC Minimum 5 years of vintage in the current enterprise
​​Age 23 to 75 years** 25 to 70 years**
Place of Residence Must reside in one of the cities we operate in Must reside in one of the cities we operate in

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan in Banswara: Documents Required_WC

Home Loan in Banswara: Documents Required

Planning to apply for a Home Loan in Banswara? Keep the following documents ready:

  • Mandatory documents such as PAN Card or Form 60
  • KYC documents: Passport, Aadhaar Card, Driving License, Ration Card, and Utility Bills
  • Passport-size photographs
  • Form 16 and/or the latest salary slips for salaried individuals
  • ITR document and P&L statements (for self-employed individuals)
  • Bank account statements for the previous 6 months
  • Document for proof of business with a minimum of 5 years of vintage in the case of businessmen/self-employed individuals

Please note that this is only an indicative list. Our representatives may need more documents at the time of loan processing. These requirements will be communicated to you. 

*Terms and conditions apply. 

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