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Home Loan in Banswara: Overview_WC

Home Loan in Banswara: Overview

Banswara, also popularly known as the 'Cherrapunji of Rajasthan' or the 'City of Hundred Islands', is a small town located in the state of Rajasthan. Banswara is not only known for its scenic beauty but is also one of the only towns in Rajasthan that receives ample rain throughout the year.

Over the last few years, residents have secured better employment opportunities in the city, which in turn has led to a higher standard of living and a better quality of property construction. Planning to take a Home Loan in Banswara? Opt for a Bajaj Housing Finance Home Loan.

Home Loan in Banswara: Features and Benefits_WC

Home Loan in Banswara: Features and Benefits

Easy Balance Transfer Facility and Top-up Loan

Opt for a Home Loan Balance Transfer with us and enjoy low-interest rates as well as a Top-up Loan of up to Rs.1 Crore* or more. Your Top-up Loan comes with flexible end-usage. You can use it to meet your housing expenses.

No Part-Prepayment and Foreclosure Charges

Individual borrowers who have availed of a Home Loan on floating interest rates do not have to pay any additional charges in case they decide to part pre-pay or foreclose their loan. 

Flexible Tenor

Borrowers can opt to repay their loan over a period extending up to 40 years. Opting for a long tenor ensures affordability in the loan run.

Minimal Documentation

Bajaj Housing Finance asks for minimal documentation during loan processing. This ensures speedy approval, quick disbursal, and an altogether straightforward loan process from the beginning till the end. 

Online Account Management

With our customer portal, all our features are now at your fingertips all the time. Access account details, make payments, and do so much anywhere and from anywhere through our customer portal. 

Home Loan in Banswara: Eligibility Criteria_WC

Home Loan in Banswara: Eligibility Criteria

Our eligibility criteria for a home loan in Banswara are straightforward to meet for both salaried and self-employed applicants. 

Eligibility Parameters Salaried Self-Employed
Nationality Indian (including NRIs) Indian (resident only)
Employment Minimum 3 years of work experience in a public or private sector company, or an MNC Minimum 5 years of vintage in the current enterprise
​​Age 23 to 75 years** 25 to 70 years**
Place of Residence Must reside in one of the cities we operate in Must reside in one of the cities we operate in

**The upper age limit is considered as age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan in Banswara: Documents Required_WC

Home Loan in Banswara: Documents Required

Planning to apply for a Home Loan in Banswara? Keep the following documents ready:

  • Mandatory documents such as PAN card or Form 60
  • KYC documents: these include address and identity proof documents, such as a Passport, Aadhar card and driving license, ration card, utility bills, etc.
  • Passport-size photographs
  • Form 16 and/or the latest salary slips for salaried individuals
  • TR document and P&L statements (for self-employed individuals)
  • Bank account statements for the previous 6 months
  • Document for proof of business with minimum 5 years’ vintage in the case of businessmen/self-employed individuals

Please note that this is only an indicative list. Our representatives may need more documents at the time of loan processing. These requirements will be communicated to you. 

*Terms and conditions apply. 

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