Home Loan in Badami_Banner_WC

Banner-Dynamic-Scroll-CockpitMenu_HomeLoan

Home Loan Overview Badami_WC

Details of a Home Loan in Badami

Badami, formerly known as Vatapi, is a city in the Bagalok district of Karnataka. It is famous for its Badami Cave Temples, which attract tourists from around the country and have been declared as a UNESCO World Heritage Site. Badami is also known for its rapidly growing economy, which provides numerous job opportunities.

Applicants looking to purchase their dream home in Badami can opt for a Bajaj Housing Finance Home Loan.

Home Loan Benefits Badami_WC

Features and Benefits of a Home Loan in Badami

Competitive Interest Rate

We offer competitive interest rates to salaried, self-employed, and professional applicants. Our interest rates for salaried applicants start at 8.25%* p.a.

Long Term Repayment

We provide long-term repayment plans that can help make your EMIs more feasible. You may choose a long-term tenor of up to 32 years.

Sizeable Sanction

We offer substantial loan amounts based on the applicant's profile. This way you won't have to worry about your sanction when purchasing your dream home. If you meet the housing loan eligibility criteria, you can receive up to Rs.5 Crore* or more, based on eligibility.

Online Account Management

With our customer portal, you can have 24/7 access to your loan account. Pay advance EMIs, download your loan-related document, and do much more through the customer portal.

Home Loan Balance Transfer

If you have an existing Home Loan, you can choose to transfer you outstanding loan balance to Bajaj Housing Finance and maximise your savings, supplemented by the reasonable interest rates offered by us.

Quick Disbursal

Once you have submitted all the required documentation and your Home Loan application has been approved, you can expect a quick disbursal within 48 Hours*, following successful verification.

Home Loan EMI Calculator

Calculate Home Loan EMI

Loan AmountRs.

Rs.1 LakhRs.15 Crore

TenorYears

1 Year32 Years

Interest Rate%

1%15%

Your EMI is Rs. 0

0.00%

Total Interest

Rs. 0.00

0.00%

Total Payable Amount

Rs. 0.00

View Repayment Schedule Apply Now

Repayment Schedule
Date
  

Home Loan Interest Rate, Fees and Charges Badami_WC

Interest Rates for Housing Loans in Badami

We provide competitive interest rates for Home Loans starting as low as 8.25%* p.a. for salaried individuals. To learn more about our interest rates, click here.

Home Loan Documents Required Badami_WC

List of Documents Required for a Home Loan in Badami

Bajaj Housing Finance requires only a few supporting documents***. Our minimal document requirement ensures quick Home Loan processing and disbursal. Keep the following documents handy for speedy processing:

  • Mandatory documents such as PAN Card or Form 60
  • KYC documents such as Aadhaar Card, Passport, Driving License, and Voter ID Card
  • Income proof such as salary slips for the past 3 months (for salaried applicants)
  • Proof of business such as Incorporation Certificate, Memorandum of Association, and Company profile (for self-employed applicants)
  • Financial documents such as banking statements for the past 6 months, and Income Tax Returns
  • Property documents such as Allotment letter, Title Deed, and Property Tax Receipt

***Applicants should note that this list is only indicative. You may be required to provide additional documentation, basis your profile.

Home Loan Eligibility in Badami_WC

Eligibility Criteria for a Home Loan in Badami

When applying for a Home Loan, a borrower needs to meet the minimum eligibility criteria:

Salaried Applicant

  • The applicant should be Indian (including NRIs).
  • The applicant should be between the ages of 23 and 67 years**.
  • The applicant should have at least 3 years of work experience in an MNC, a public or private sector company.

Self-Employed Applicant

  • The applicant should be Indian (resident only).
  • The applicant should be between the ages of 23 and 70 years**.
  • The applicant should have at least 3 years of experience in the current business.

**The upper age limit is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.

Home Loan Application Process Badami_WC

Steps to Apply for a Home Loan in Badami Online

Before applying for a housing loan, it is advisable to use our Home Loan EMI Calculator to estimate your EMIs. you can also access our Home Loan Eligibility Calculator to know the approximate loan amount you can avail of.

To apply for a Home Loan online:

  1. Navigate to the housing loan application form on our official website. You can also click on ‘Apply Now’ on the top-right corner of this page.
  2. On the application form window, enter your personal details such as your name and mobile number, and select the type of employment.
  3. Select the loan type you wish to avail of. Then, enter your net monthly income. (Note: Click the info icon to learn more about the monthly income you need to enter.)
  4. Enter the PIN code and the required loan amount.
  5. Click ‘Generate OTP’ and enter the received OTP in the respective field.
  6. Populate the fields as requested. (Note: The fields that you need to fill may vary basis your employment type.)

After submitting the application form, a customer representative from Bajaj Housing Finance will contact you within 24 hours* to walk you through the next processes, which include documentation and verification.

*Terms and conditions apply.

faq badami

FAQs

With minimal documentation requirements and quick processing, Bajaj Housing Finance provides quick disbursal within 48 Hours* after document verification

Here is an indicative list of documents required for a Home Loan in Badami:

For Salaried Applicants:

  • Aadhaar Card or Voter’s ID
  • PAN Card or Form 60 (mandatory)
  • Utility Bills
  • Salary slips from the last 3 months
  • Income Tax Return (ITR) documents
  • Bank statements for the past 3 months
  • Property documents

For Self-Employed Applicants:

  • Aadhaar Card or Voter’s ID
  • PAN Card or Form 60 (mandatory)
  • Proof of address, such as Utility Bills
  • Bank statements for the past 6 months
  • Proof of business vintage
  • Property documents

With us, you can avail of a Home Loan in Badami of Rs.5 Crore* or more, basis eligibility. You can also use our Home Loan Eligibility Calculator to determine the Home Loan amount you can qualify for.

To apply for a Home Loan in Badami, a salaried applicant should be between 23 and 67 years** of age, while a self-employed applicant should fall within the age range of 23 to 70 years**.

**The upper age limit is determined at the time of loan maturity and may vary based on the property profile

Before availing of a Home Loan in Badami, you can use our Home Loan Eligibility Calculator to estimate the loan amount you can avail of with a salary of Rs.50,000.

Bajaj Housing Finance offers a Home Loan in Badami with a flexible repayment tenor of up to 32 years, ensuring feasible EMIs.

Home Loan in Badami_Related Article_wc

HL_in Badami_PAC_WC

People Also Consider

KNOW MORE

KNOW MORE

KNOW MORE

KNOW MORE

Call_And_Missed_Call

P1 CommonOHLExternalLink_WC

Apply Online For Home Loan
Online Home Loan

Instant Home Loan approval at just

Rs. 1,999 + GST*

Rs.5,999 + GST
*Non Refundable